here’s what you’ve been saying
Tag Archives: accountant
Do employers have a duty of care when choosing pensions?
The shadow pension secretary Alex Cunningham has tabled an amendment to the Pension Schemes Bill which could clarify whether an employer has a duty of care in choosing a workplace pension for its staff. There are currently over 80 class … Continue reading
Posted in pensions
Tagged accountant, auto enrolment, Duty of Care, employer, Payroll, workplace pension
8 Comments
How can payroll bureaux profit from auto-enrolment?
I’ve recently been asked by the leading payroll trade publication to answer some questions. I’ve enjoyed thinking about them and have set out my answers below. I’m not a payroll manager and I don’t run a bureau – I’m not … Continue reading
Posted in accountants, auto-enrolment, Payroll, pensions
Tagged accountant, auto enrolment, book keeper, Payroll World, pension, Technology, Workie, workplace pension
1 Comment
The peril of pensions (a quiet word in payroll’s ear).
Anyone who manages payroll, whether in-house or as an outsourcer, will by now have discovered the perils of auto-enrolment. This article will not rehearse the process issues (you’ll be relieved to know). But with auto-enrolment come workplace pensions. Currently the majority … Continue reading
Posted in accountants, advice gap, auto-enrolment, pensions
Tagged accountant, auto enrolment, DWP, NEST, Payroll, pension, The Pensions Regulator, TPR, Workie, workplace pension
1 Comment
Planning Finances or Selling Insurance?
I’ve written a couple of blogs this week about my need for financial planning and my fear of wealth management. To repeat again, I don’t want to be treated as wealthy, but I do need help planning my saving and … Continue reading
Posted in accountants, actuaries, advice gap, pensions
Tagged accountant, advice, HMRC, Insurance, pension playpen, pensions, VAT
Leave a comment
“PENTECH” slashes the cost of pension advice
Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading
Pricing your auto-enrolment service
This article is for the advisers to small employers who are considering offering an auto-enrolment service, both to help the employer get started and to keep the employer compliant in months and years to come. Of all the considerations, pricing … Continue reading
Come on Sage – you can and should do better!
Sage are a great British success story. Over the past 20 years they have become pre-eminent as a payroll software supplier and latterly a portal for a range of back-office business solutions. Www.pensionplaypen.com is itself a business customer, using SagePay … Continue reading
When will we ever learn?
There are no short-cuts in pensions, there are no silver bullets, easy answers, no lottery wins, no free alpha. There’s just a lot of hard saving backed up by good governance , cost control and sound investment strategy. Pete Seeger, … Continue reading
Posted in pensions
Tagged accountant, accountants, auto enrolment, Business, choiice, decisions, Defined benefit pension plan, DWP, Employment, Financial services, IFA, Investment, Investment strategy, National Employment Savings Trust, Payroll, payroll bureau, pensins, pension, Pension new, pension playpen, pensions, Politics, Retirement, Steve Webb, workplace pensins
Leave a comment
Who is going to support auto-enrolment now?
So far 43,000 firms have staged auto-enrolment, in 2015 45,000 employers will stage and in January 2016 alone over 100,000 firms will stage. Whereas most employers who have staged so far will have had workplace pensions and advisers, the 1.25m … Continue reading
Posted in accountants, pensions
Tagged accountant, auto-enroment, NEST, Payroll, payroll bureau, pension playpen, pensions
4 Comments
Auto-enrolment’s tactical- pensions are strategic
The old questions “are you managing your business or is your business managing you?” and “fail to plan, plan to fail” are annoyingly true- annoying because they are business clichés and doubly annoying as they remind us of the … Continue reading
