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Tag Archives: choice
Retail platforms – a boat worth missing?
I hadn’t realised until yesterday that the FCA has a SIPP and Platform team in the Retail Investment supervision department. For most of us , the idea that we are buying into a platform when we save into a pension … Continue reading
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Posted in advice gap, pensions
Tagged Boat, choice, HL, miss the boat, Pension Bee, pensions, platforms, SJP
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Brexit sets our pensions free!
We are where we are; Brexit is changing things. Brexit is a disruptor of old certainties and a bringer of new opportunities. The pensions and savings industry has grown fat on the old certainties but is now being confronted by populist … Continue reading
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Thanks – it’s a delight to do business with you!
It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading
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Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage
Tagged choice, Delight, Income, internet, NEST, pension playpen, pensions, Retirement, Sage, Technology
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NEST is not auto-enrolment
I went to a talk yesterday by a former shadow cabinet minister of state for the DWP. It was under Chatham House rules so I can’t tell you which one – it doesn’t matter which one – it matters … Continue reading
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Posted in advice gap, auto-enrolment, pensions
Tagged API, auto enrolment, choice, dumbing down, lawyers, litigation, NEST, pensions, Technology, The Pensions Regulator, workplace Pensions
20 Comments
Documenting why you chose your workplace pension
The best thing about the Pensions Regulator’s Duties Checker is the process. Follow the five steps and you will be able to sign your declaration of compliance and that’s it- auto-enrolment sorted. Well if only it was that … Continue reading
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Posted in auto-enrolment, pensions
Tagged choice, choose, Document, pension, pension playpen
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Data should drive AE reform in 2017
We live at a time dominated by data. Never before has data been so readily available to policy makers. But with so much about, it’s the job of those at DWP and tPR to sort out what’s relevant and what’s … Continue reading
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Posted in auto-enrolment, pensions
Tagged 2017, AE reform, auto enrolment, choice, Engagement, informed choice, Payroll, Payroll World, pension playpen
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Gain today- pain tomorrow; Ralph Frank on Freedom and Choice
There is a remarkable consistency across each of the policy measures being enacted under the ‘freedom and choice’ banner. The estimated impact of each measure on the Exchequer serves to accelerate the payment of income tax on the … Continue reading
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Pensions -No engagement without ownership!
It is generally accepted that ownership implies accountability. Ownership is the word we use in business to say we’ll take responsibility for the outcomes of an action; as in “I’ll own this one”. We’ve learned that unless someone owns a … Continue reading
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Posted in pensions
Tagged choice, DWP, Engagement, later, Ownership, pension, The Pension Regulator, TPR
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“PENTECH” slashes the cost of pension advice
Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for www.pensionplaypen.com. I’m proud that what was … Continue reading
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Worries grow about workplace pension choice
The Berkshire Farmer spoke on the BBC’s world tonight last week. He is not alone in finding himself helpless in trying to choose a workplace pension. I find myself conflicted in arguing the case for informed choice as I run … Continue reading
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Posted in corporate governance, pensions
Tagged auto enrolment, choice, employer liability, pensions, workplace Pensions
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