Tag Archives: choice

What employers know about their pensions – the brutal truth

Are you interested in why employers end up with the workplace pension into which they pay their and their staff’s money? Do you want to know more about how they value that pension and why they consider switching pensions? Then … Continue reading

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What employers know about their pensions – the brutal truth

Are you interested in why employers end up with the workplace pension they pay their and their staff’s money? Do you want to know more about how they value that pension and why they consider switching pensions? Then you should … Continue reading

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Can you make an informed choice on how to draw your pension?

I’m returning to the questions put to us by the Work and Pensions Select Committee. The call for evidence has closed but the questions remain just as relevant. One question , chair Stephen Timms is putting to us is Including … Continue reading

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Pension comparisons need not be invidious.

In two recent posts I took a helicopter view of the new pension legislation that received Royal Assent earlier this month. I look first at how the Pension Schemes Act 2021 will be remembered by pension historians and what it … Continue reading

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“That’s an interesting choice”

“That’s an interesting choice” is a statement that interests me a lot. It is an entirely satisfactory response to a test we have just started with the FCA in which we allow people to compare pension pots by way of … Continue reading

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Retail platforms – a boat worth missing?

I hadn’t realised until yesterday that the FCA has a SIPP and Platform team in the Retail Investment supervision department. For most of us , the idea that we are buying into a platform when we save into a pension … Continue reading

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Brexit sets our pensions free!

We are where we are; Brexit is changing things. Brexit is a disruptor of old certainties and a bringer of new opportunities. The pensions and savings industry has grown fat on the old certainties but is now being confronted by populist … Continue reading

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Thanks – it’s a delight to do business with you!

    It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading

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NEST is not auto-enrolment

  I went to a talk yesterday by a former shadow cabinet minister of state for the DWP. It was under Chatham House rules so I can’t tell you which one – it doesn’t matter which one – it matters … Continue reading

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Documenting why you chose your workplace pension

  The best thing about the Pensions Regulator’s Duties Checker is the process. Follow the five steps and you will be able to sign your declaration of compliance and that’s it- auto-enrolment sorted.   Well if only it was that … Continue reading

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