here’s what you’ve been saying
Smith Williams on The Bitcoin scam – that… Smith Williams on The Bitcoin scam – that… Smith Williams on The Bitcoin scam – that… Smith Williams on The Bitcoin scam – that… henry tapper on “Saved enough to stop wo… Adrian Boulding on Schemes consolidate-pots proli… John Mather on “Saved enough to stop wo… Stuart Fowler on How a British Steel redress sc… con keating on Private markets – where… Jnamdoc on Private markets – where… Brian G on Stuart Fowler asks “is a… Eugen N on Is TPR setting too high a bar… Stuart Fowler on Stuart Fowler asks “is a… Brian G on Stuart Fowler asks “is a… henry tapper on Is TPR setting too high a bar…
Tag Archives: choice
Can you make an informed choice on how to draw your pension?
I’m returning to the questions put to us by the Work and Pensions Select Committee. The call for evidence has closed but the questions remain just as relevant. One question , chair Stephen Timms is putting to us is Including … Continue reading
Pension comparisons need not be invidious.
In two recent posts I took a helicopter view of the new pension legislation that received Royal Assent earlier this month. I look first at how the Pension Schemes Act 2021 will be remembered by pension historians and what it … Continue reading
“That’s an interesting choice”
“That’s an interesting choice” is a statement that interests me a lot. It is an entirely satisfactory response to a test we have just started with the FCA in which we allow people to compare pension pots by way of … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged advice, choice, FCA, interesting, meaningful, pension, pensions, Sandbox, Scam, scammer
Leave a comment
Retail platforms – a boat worth missing?
I hadn’t realised until yesterday that the FCA has a SIPP and Platform team in the Retail Investment supervision department. For most of us , the idea that we are buying into a platform when we save into a pension … Continue reading
Posted in advice gap, pensions
Tagged Boat, choice, HL, miss the boat, Pension Bee, pensions, platforms, SJP
2 Comments
Brexit sets our pensions free!
We are where we are; Brexit is changing things. Brexit is a disruptor of old certainties and a bringer of new opportunities. The pensions and savings industry has grown fat on the old certainties but is now being confronted by populist … Continue reading
Thanks – it’s a delight to do business with you!
It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading
Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage
Tagged choice, Delight, Income, internet, NEST, pension playpen, pensions, Retirement, Sage, Technology
Leave a comment
NEST is not auto-enrolment
I went to a talk yesterday by a former shadow cabinet minister of state for the DWP. It was under Chatham House rules so I can’t tell you which one – it doesn’t matter which one – it matters … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged API, auto enrolment, choice, dumbing down, lawyers, litigation, NEST, pensions, Technology, The Pensions Regulator, workplace Pensions
20 Comments
Documenting why you chose your workplace pension
The best thing about the Pensions Regulator’s Duties Checker is the process. Follow the five steps and you will be able to sign your declaration of compliance and that’s it- auto-enrolment sorted. Well if only it was that … Continue reading
Posted in auto-enrolment, pensions
Tagged choice, choose, Document, pension, pension playpen
Leave a comment
Data should drive AE reform in 2017
We live at a time dominated by data. Never before has data been so readily available to policy makers. But with so much about, it’s the job of those at DWP and tPR to sort out what’s relevant and what’s … Continue reading
Posted in auto-enrolment, pensions
Tagged 2017, AE reform, auto enrolment, choice, Engagement, informed choice, Payroll, Payroll World, pension playpen
2 Comments
Gain today- pain tomorrow; Ralph Frank on Freedom and Choice
There is a remarkable consistency across each of the policy measures being enacted under the ‘freedom and choice’ banner. The estimated impact of each measure on the Exchequer serves to accelerate the payment of income tax on the … Continue reading
