Tag Archives: choice

Can you make an informed choice on how to draw your pension?

Posted on June 6, 2021 by henry tapper

I’m returning to the questions put to us by the Work and Pensions Select Committee. The call for evidence has closed but the questions remain just as relevant. One question , chair Stephen Timms is putting to us is Including … Continue reading →

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Pension comparisons need not be invidious.

Posted on February 16, 2021 by henry tapper

In two recent posts I took a helicopter view of the new pension legislation that received Royal Assent earlier this month. I look first at how the Pension Schemes Act 2021 will be remembered by pension historians and what it … Continue reading →

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“That’s an interesting choice”

Posted on August 2, 2020 by henry tapper

“That’s an interesting choice” is a statement that interests me a lot. It is an entirely satisfactory response to a test we have just started with the FCA in which we allow people to compare pension pots by way of … Continue reading →

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Retail platforms – a boat worth missing?

Posted on May 26, 2019 by henry tapper

I hadn’t realised until yesterday that the FCA has a SIPP and Platform team in the Retail Investment supervision department. For most of us , the idea that we are buying into a platform when we save into a pension … Continue reading →

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Brexit sets our pensions free!

Posted on February 15, 2017 by henry tapper

We are where we are; Brexit is changing things. Brexit is a disruptor of old certainties and a bringer of new opportunities. The pensions and savings industry has grown fat on the old certainties but is now being confronted by populist … Continue reading →

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Thanks – it’s a delight to do business with you!

Posted on October 28, 2016 by henry tapper

    It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading →

Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage | Tagged , , , , , , , , , | Leave a comment

NEST is not auto-enrolment

Posted on October 26, 2016 by henry tapper

  I went to a talk yesterday by a former shadow cabinet minister of state for the DWP. It was under Chatham House rules so I can’t tell you which one – it doesn’t matter which one – it matters … Continue reading →

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Documenting why you chose your workplace pension

Posted on September 18, 2016 by henry tapper

  The best thing about the Pensions Regulator’s Duties Checker is the process. Follow the five steps and you will be able to sign your declaration of compliance and that’s it- auto-enrolment sorted.   Well if only it was that … Continue reading →

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Data should drive AE reform in 2017

Posted on August 11, 2016 by henry tapper

We live at a time dominated by data. Never before has data been so readily available to policy makers. But with so much about, it’s the job of those at DWP and tPR to sort out what’s relevant and what’s … Continue reading →

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Gain today- pain tomorrow; Ralph Frank on Freedom and Choice

Posted on May 6, 2016 by henry tapper

    There is a remarkable consistency across each of the policy measures being enacted under the ‘freedom and choice’ banner.  The estimated impact of each measure on the Exchequer serves to accelerate the payment of income tax on the … Continue reading →

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