Category Archives: pension playpen

The best audience I will have all year – thanks CIPP!

  Take a look at the audience above and you will see what I saw when I arrived to speak- not a single empty chair , everyone paying attention and a great gender mix. The Chartered Institute of Payroll Professionals … Continue reading

Posted in advice gap, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , | Leave a comment

Three reasons why we don’t need DB transfers

Of all the pension freedoms, the freedom to take a cash equivalent transfer value (CETV) from a defined benefit scheme came first and has done most damage to the pensions system Introduced by Norman Fowler in 1987 alongside the personal … Continue reading

Posted in advice gap, pension playpen, pensions | 6 Comments

Will “DC deficits” become a thing of the past?

News of HMRC’s “change of position” with regards the “net-pay- anomaly” is welcome, and long overdue. It came in the form of a letter sent in response to a request from respected journalist Jo Cumbo of the FT. Govt to … Continue reading

Posted in advice gap, annuity, auto-enrolment, pension playpen, pensions | Tagged , , , , , , | 2 Comments

#pensionsdashboardsummit – it could be feisty!

  I’ll be off on a Boris Bike to Marble Arch in a moment to the Pension Dashboard Summit at the Arum Hotel. From the opening session , which pitches Chris Sier together with L&G supremo Chris Clarke, this looks … Continue reading

Posted in age wage, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

Here’s to pensioners enjoying their pensions!

I’m on the Flying Scotsman to York (the Yorkshireman). My carriage is full of pensioners (including me), people thanking their lucky stars they’ve got the chance to ride behind this famous loco and sit in a beautiful compartment. And the … Continue reading

Posted in club pension, dc pensions, Henry Tapper blog, Pension Freedoms, pension playpen, pensions | Tagged , , , , | 3 Comments

The trees are great – but the wood’s the thing!

  This week has seen ,present at the Institute and Faculty of Actuaries pension conference on “mapping the Pension Genome”, our Pension PlayPen lunch on “defaults to spend our DC saving”, Reward Strategy conference on “Royal Mail’s journey to CDC” … Continue reading

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How do I rate my various pensions?

Following the publication of yesterday’s Guidance from the DWP on “DC pension” disclosures, this article asks “have we any framework for answering the question in the title?”. The conclusion is “not yet”, thought the disclosure guidance takes us another step … Continue reading

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How small schemes can win (with no surrender)!

I’m listening to Bruce Springsteen – “no retreat, baby no surrender” A useful note about “the consolidation opportunity” sits in my inbox. It’s from Con Keating who had been studying the ONS data on how pension schemes invest their money.  He … Continue reading

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Less sales – more trustees please.

I was jogged out of my Friday night lethargy by this picture. Aon’s master trust has just been awarded a “Pension Quality Mark” by the PLSA.  I find this picture quite disturbing. The pensions minister Guy Opperman (right) is featured … Continue reading

Posted in advice gap, pension playpen, pensions | Tagged , , , , , , , , | 5 Comments

@CIPP_UK – “grafters not shafters!” – thx.

I woke up this morning to lots of messages telling me I’d won an award! Not just any award but a lifetime achievement award from an organisation I have a lot of respect for – the CIPP, who had their … Continue reading

Posted in Payroll, pension playpen, pensions | Tagged , , , , , | 6 Comments