Category Archives: age wage

How does my son feel about being 75?

Posted on August 22, 2019 by

There had to be a point for Ian Duncan Smith running a summer scare story around pushing the state pension age to 75. We have just been through a lengthy consultation and review of the state pension age. It culminated … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , | 2 Comments

How disruptors are reverted to mean

Posted on August 22, 2019 by

  I’ve been building up momentum for the idea behind AgeWage for about a year now. So far we have raised £500,000 through a crowd-funded EIS scheme, built an algorithm, created a new pensions index with Morningstar and incited sufficient … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , | 1 Comment

NEST, technology and personalisation

Posted on August 18, 2019 by

I really admire this Rowlands chap. I’ve know him for the best part of 30 years and in all that time he has never been anything but a gent. He’s now a Director at NEST and I urge you to … Continue reading →

Posted in advice gap, age wage, dc pensions, DWP, FCA, Financial Education, NEST, pensions | Tagged , , , , , | Leave a comment

Provider’s mixed messaging on CETVs

Posted on August 17, 2019 by

A troop of CEOs have paraded accross New Model Adviser in the past week, all claiming that banning contingent charging would stop advisers working in the mass market. Quilter’s Andy Thompson speaks out here Simply Biz’ Matt Timmins speaks out … Continue reading →

Posted in advice gap, age wage, pensions | 5 Comments

Lipstick on a pig – the sorry state of “robo-advice”

Posted on August 17, 2019 by

On 11th  and 17th of September, those turning up for the FT Adviser Financial Advice Forum in London and Birmingham respectively, will be entertained by a panel session. The conference promised to bring  the views of industry and regulatory experts … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , | 4 Comments

It’s not pensions that are scary – it’s “search”!

Posted on August 16, 2019 by

I’ve been quoted in @OscarWGrut‘s latest investigation on how Google is STILL allowing high-risk bonds to be flogged in searches for savings deals, despite recent scandals. It’s time for Google to take its duty of care to consumers seriously. Read … Continue reading →

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Navigating pension’s Straits of Hormuz

Posted on August 14, 2019 by

We met last night in a crowded room in Moorgate WeWork. We were an eclectic mix of pensions directors, chairs of trustees , annuity experts Retirement Line,  Ruston Smith, Vincent Franklin and me. You can see the slides here Unfortunately … Continue reading →

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RBS – thank you very much

Posted on August 11, 2019 by

Yes you did read a positive headline about RBS and no- it was not written tongue in cheek On Friday last, AgeWage received 62,000 contribution files from RBS’ pension administrator which will allow us to test the algorithm we are … Continue reading →

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Why the door’s slammed shut on open pensions.

Posted on August 9, 2019 by

During the week, AgeWage was invited to compete in the  Nesta Open Up Challenge. Nesta is funded by the UK lottery – they are an agency of change sponsored by the likes of you and me; As any entrepreneurial start-up … Continue reading →

Posted in advice gap, age wage, Pension Freedoms, pensions, Start ups, Technology | Tagged , , , , , , , , | Leave a comment

Doing nothing with our pensions

Posted on August 8, 2019 by

Also absolutely true… https://t.co/9Nk4RbfUWE — Jennie Kreser (@pensionlawyeruk) July 30, 2019   As Jennie Kreser says, it is undeniably true that the most common way people take money out of their pension pot is by stripping the tax free cash. … Continue reading →

Posted in advice gap, age wage, pensions | 1 Comment