Category Archives: age wage

“There is no justice in Guernsey, but men protecting secrets”.

Email from Niall Coburn to Guernsey Bailiff, in response to the Manita Khuller judgment: Dear Bailiff Collas, I write to you as former Head of Enforcement and regulator and lawyer who has worked internationally and attended the Trial of Manita … Continue reading

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What I’d pay more taxes for.

This election has become about “Getting Brexit Done” and “Saving our NHS”. It could have been about so much more. We don’t live in a just society when we allow poverty of the type video’d here. This is a tough … Continue reading

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“Britain’s great pension crisis” – beware or despair?

Going out after the watershed, Channel 5’s two part exploration of how fit we are to retire, sits awkwardly between the Yorkshire Vet and Chris Tarrant’s Extreme Railways, not the kind of TV you’d watch unless you’re into Michael Buerk … Continue reading

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Regulation 2.0 (and how to pay for it).

  I am on something called the Pension Regulator’s Stakeholder group which means I’m supposed to champion tPR .I get meetings with MAPS (which always get cancelled at short notice) because I represent something out there called “innovation”. But in … Continue reading

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Why investment reporting has to change.

    I remember when I used to provide market intelligence to Eagle Star feeding back the confusion we were creating amongst trustees and sophisticated members and policyholders who were trying to find out how funds were performing. Every time … Continue reading

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Chile’s pension expectations dashed – what can we learn?

In the early 1980s Chile became the first OECD nation to switch from a Pay as you go pension system to a system dependent on private pensions. True the long-tail of state liabilities isn’t due to end till 2045 but … Continue reading

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“I want help with my pensions – who should I talk with?”

My answer to this question on the first day of Advent 2019 is very different from the answer I’d given a year ago. Back then I was confident that TPAS, which was about to become the Single Financial Guidance Body … Continue reading

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How well do we support the victims of pension scams?

  The mark of a decent society is as much about how we treat the victims as the perpetrators of crime. On Friday (while a horrific crime was very publicly  happening nearby), 40 of us were thinking of games to … Continue reading

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Yes advice is really valuable and so’s good guidance!

  I had some time yesterday to read up on two documents about advice and guidance. The first was an article by John Lappin in Corporate Adviser, explaining the need in the workplace for more help for people navigating the … Continue reading

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WASPI – thoughts on fairness

I’m going to use this blog to pick out the key points arising from the restitution offer made by Labour to the WASPI women. My conclusion is that this matter is best dealt with in the light of the determination … Continue reading

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