Category Archives: age wage

We are not saving enough – official.

Posted on April 24, 2019 by

  What this chart from the FT shows is that UK Companies and Households are spending more than they are saving. They join our Government in this. We are not like the rest of the world that saves more than … Continue reading →

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The Bitcoin scam – that’s on your feeds today.

Posted on April 23, 2019 by

  Take a look at this link, It purports to be the Mirror telling people they can make £1,000 a day trading bitcoin on an automated platform. All you have to do is feed in £190 and away you go. … Continue reading →

Posted in advice gap, age wage, pensions | 2 Comments

Transparency bites the fund industry

Posted on April 19, 2019 by

From top to bottom of  financial intermediation cost disclosure is causing problems. UBS and Goldman Sachs have been fined eye-watering sums for failure to provide the right information for others to disclose to their clients. They are not alone. Those … Continue reading →

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Are IGCs and Trustees worth it?

Posted on April 14, 2019 by

      The best test of the value of an IGC or an occupational trust board is to imagine how things would work without one. Before 2015, insurers ran workplace pensions for multiple employers using the bald trust of … Continue reading →

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Millions start to properly fund their pension

Posted on April 1, 2019 by

www.seedrs.com/agewage April 1st 2019 is a red letter day for millions of Brits auto-enrolled into workplace pensions. From today the contribution rates will at last be 3+4+1 (three from your boss, four from you and one from the Government – … Continue reading →

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Doctor heal thyself? Where do NHSPS members get help on their pensions?

Posted on March 31, 2019 by

    Listeners to Paul Lewis’ MoneyBox were treated yesterday to a lively debatebetween Jo Cumbo , John Ralfe and Paul Lewis. While interpretations of the problems facing the NHS and in particular the NHS pension scheme and its membership … Continue reading →

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Phoenix IGC report – “we’re here solely for you”

Posted on March 30, 2019 by

The Phoenix IGC has had a good year and its 40 page report shows how a well chaired, well funded IGC can produce a document that is both authoritative and readable. Congratulations to its chair – David Hare – who … Continue reading →

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The sordid side of nudge.

Posted on March 28, 2019 by

Go, go, go, said the bird: human kind Cannot bear very much reality.   (TS Eliot – four quartets) There is a thin dividing line between nudge and dishonesty. Nudge  flirts with transparency but never consummates. We are nudging millions of … Continue reading →

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AgeWage doubles its investors in a day

Posted on March 27, 2019 by

www.seedrs.com/agewage Day two of our  journey into crowdfunding saw us double our investors on the Seedrs’ nominee account  to 225! I’m delighted to say that we have one of the lowest average invest on Seedrs’ site, that means we are … Continue reading →

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AgeWage goes public!

Posted on March 25, 2019 by

www.seedrs.com/agewage We started on Wednesday, nervously wondering if we could raise £200,000 from the crowd by the end of May. We did not count on the support of those we know but we should have done. This morning we have … Continue reading →

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