Category Archives: age wage

Open pensions; – the opportunity …and the threat.

Posted on January 25, 2020 by

Darren Philp’s a passionate guy and you should read his piece in Professional Pensions on how we should allow the Pension Dashboard to be part of the open finance initiative. He even has a Mary Poppins moment Apps and aggregators, … Continue reading →

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Retirement’s also about debt

Posted on January 24, 2020 by

If you look at the Trustee board for StepChange, Britain’s largest charity dealing with the impact of debt, you will see three people familiar to the pension community Sue Lewis (right) – now a trustee of People’s Pension and formerly … Continue reading →

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What is MAPS actually going to do over the next 10 years?

Posted on January 22, 2020 by

I haven’t got a lot to say about MAPS’ UK Strategy for Financial Wellbeing – published yesterday.  Having read it , I’m not sure how it is going to help me as a person, business owner as part of British … Continue reading →

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Are you saving or investing?

Posted on January 22, 2020 by

Martin Lewis is bang on the money, we save with the expectation of certain outcomes and we invest , speculating on getting more than from saving, with the potential for less. If you think this is motherhood and apple pie, … Continue reading →

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Three little pots went to market

Posted on January 20, 2020 by

The point of this blog is to show 1. One way of avoiding the damaging impact of the MPAA on future saving 2. The depth of knowledge needed to make good at retirement decisions (especially where there is no adviser … Continue reading →

Posted in advice gap, age wage, Big Government, pensions | Tagged , , , , , , , , | 3 Comments

A pension tax- relief debate (beats Love Island any Sunday)

Posted on January 13, 2020 by

While the nation was working out Dancing on Ice and the new #loveisland line-up,  I was engaged in an intellectual arm-wrestle with amongst others, Mike Otsuka, John Ralfe, Sam Pickford, Steve Bee and (in the stands) Ros Altmann. The topic, … Continue reading →

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How the UK could lead the world – supporting older people.

Posted on January 11, 2020 by

Josephine Cumbo continues to write with precision about the need for reform of the pension taxation system. If you can’t read her latest article, perhaps you should think of subscribing to the FT – at least to read her output … Continue reading →

Posted in age wage, guy opperman, pensions | Tagged , , , , | 3 Comments

Time to stop dissing Robo-Advice?

Posted on January 10, 2020 by

In a brilliant article , which you may be quick enough to access via this link, the FT’s Damian Fantano explores what is going on with robo-advice – or what robo-advisers like to call “putting the AI into financial advice”. … Continue reading →

Posted in accountants, age wage, pensions | Tagged , , , , , , | 4 Comments

“Is the fund industry morally bankrupt?”

Posted on January 9, 2020 by

It is 80 years since the United States set down the Investment Act that established four principles on which fund governance sits. Fund governance refers to a system of checks and balances and work performed by the governing body (board) of … Continue reading →

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Right in principle – wrong in practice. Ros Altmann’s tax reforms need more work

Posted on January 7, 2020 by

  Ros Altmann is bang on the money when proposing we link healthcare and pensions in her most recent blog The big picture policy issue for the UK is how to afford a healthcare system that is free at the … Continue reading →

Posted in advice gap, age wage, pensions, Retirement | Tagged , , , , , , | 2 Comments