Category Archives: age wage

Pension Playpen to relaunch as a Fintech

Pension campaign and networking group The Pension Playpen – founded by pension expert Henry Tapper – is to relaunch in February as a fintech company aimed at the pensions industry. The Playpen will provide networking and comment platforms as well … Continue reading

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DWP frees up workplace pension defaults – can providers be trusted?

It looks like the high-water mark for Government intervention in workplace pensions has been reached. The years following the introduction of the RDR saw the abolition of sales commissions (both for introducing members and setting up schemes), of “active member … Continue reading

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Peter Weiner has died – we will miss him

I did not know Peter very well -for the amount of time I spent in his company. Our direct conversations usually revolved around my poor spelling and the health of my partner whom Peter worked with when at BT. He … Continue reading

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If you follow one person in 2021 – make it Mark Carney

  How we get what we value The Reith lectures were delivered this year by Mark Carney. He is to economists what Barack Obama is to politicians, a bellwether of considered common sense and though he is no longer Governor … Continue reading

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Michael Johnson challenges the Nest Sidecar (Jars) project

The Nest Sidecar project (now renamed “Jars”) has been sponsored by a number of leading financial services companies and some major employers  (including Timpsons and BT). This blog is an open letter to the Nest management from  Michael Johnson, in … Continue reading

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Saving our way to a fairer society..

Thanks a second time to Michael Johnson for asking a salient question about recently published data If we compare four months in 2019 and 2020 we see a £20.5 billion behavioural swing: At the end of February 2020, total outstanding … Continue reading

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If the poor can’t save in this pandemic, when can they save?

  Yesterday I wrote about Nest Insight’s sidecar savings project (now mysteriously called “Jars”).  The article caught the eye of Michael Johnson who graphically  reminded me of the most effective means ever of increasing the savings ratio. So – covering … Continue reading

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The curse of wealth (and the pleasure from income)

The purpose of money is to pay for things that are needed. The definition of need varies but the link with liability is strong. For most people , the fear of not being able to pay for things we need … Continue reading

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“In pensions we trust” – when our data is trusty!

Yesterday I talked about how we can  performance analysis of individual pension pots to sense check the quality of data. The idea is to make sure that once contributions reach the pension provider, they are properly recorded and people can … Continue reading

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A breakthrough in measuring the quality of DC scheme data.

  One of the critical issues facing Government in establishing a pensions dashboard is “data readiness”. Currently it is in a relatively weak position to argue that schemes are or aren’t dashboard ready, since it has no way either to … Continue reading

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