Tag Archives: Fund

Investment for beginners?


Perhaps because I’m paying him to, my 20 year old is paying some attention to where his pension is being invested. I say “is”, but our first contribution to his workplace pension is awaiting his opt-in. Meanwhile he’s asking – … Continue reading

Posted in accountants, actuaries, advice gap, NEST, pensions | Tagged , , , | 6 Comments

Advisers turn the key to the FCA’s fund governance condundrum.


One of the recent themes of this blog is  “What rights we have over “our money”. John Kay’s book – “other people’s money” argues that the money held on account by asset managers should always be considered as held in trust … Continue reading

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Why can’t we know what we pay for “fund management”?


We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

Flump!


A new word was coined yesterday in the lexicon of pensionology – Flump! Credit must go to Will Robins of CityWire and Claire Trott of Talbot and Muir. @Claire_L_Trott and I are pioneering 'Flump' instead of UFPLS for the unsecured … Continue reading

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In a muddle about investment management fees


It is a truth , universally acknowledged, that the more money you make, the less inclined you are to tell people how you made it. Continue reading

Posted in actuaries, investment, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , | 3 Comments

Bish bash and off to the pub -DC fund governance


I can only assume that one day investment consultants will wake up to these realities but that will be the day that they start to think as DC experts and not as DB consultants looking for something to do. Continue reading

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