Category Archives: life insurance

Why can’t we know what we pay for “fund management”?


We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

I wanna tell you a story


Every picture tells a story, this blog is about storytelling. Some people don’t like stories, they think they’re tricky – like the photo. But good stories surprise you because they make you see things in a different way, they help … Continue reading

Posted in accountants, advice gap, alvin hall, life insurance, pensions, Personality, poetry | Tagged , , , , , , | 4 Comments

What award ceremonies are all about


The vast majority of the people who turn up for these events, do so because they’re frightened not to Continue reading

Posted in life insurance, Management, Music | Tagged , , , , , , , | 3 Comments

Light in the lifestyle tunnel!


The way in which your DC pot magically turns from investing in shares to investing in cash and Government bonds is called lifestyle and it involves hundreds of transactions in 60+ months before you buy your pension. All of these transactions involve … Continue reading

Posted in actuaries, dc pensions, defined aspiration, First Actuarial, governance, Henry Tapper blog, life insurance, NEST, pensions, target date funds | Tagged , , , , , , , | 4 Comments

The solid value of insurance


“The people I talk to full into one of two categories, either you’ve built up some money and want to hang onto it, or you are looking to .” That was our opening gambit when we met with prospects. I … Continue reading

Posted in economics, Fiduciary Management, life insurance, pensions | Tagged , , , , , , , | 1 Comment