Category Archives: Henry Tapper blog

Here’s to pensioners enjoying their pensions!


I’m on the Flying Scotsman to York (the Yorkshireman). My carriage is full of pensioners (including me), people thanking their lucky stars they’ve got the chance to ride behind this famous loco and sit in a beautiful compartment. And the … Continue reading

Posted in club pension, dc pensions, Henry Tapper blog, Pension Freedoms, pension playpen, pensions | Tagged , , , , | 3 Comments

There’s nothing democratic about genocide. FCA should stop “contingent charging” today.


The FCA have published two papers on transfers A policy paper CP 18/6 “Improving the quality of pension transfer advice and A consultation paper  CP 18/7 “advising on pension transfers”. The upshot of which is that The FCA has gone back to … Continue reading

Posted in BSPS, de-risking, Henry Tapper blog, pensions | Tagged , , , , , | 3 Comments

Workplace pensions – who gives a flying feck what’s going on?


  Data or opinion? What’s the best measure of value? Most investors when looking for evidence and would prefer to trust data. Opinion is now measured by “the crowd”, the wisdom of a great number of people is turned into data. … Continue reading

Posted in Henry Tapper blog, IGC, pensions | Tagged , , , , , , , | 1 Comment

The FCA can excel; the “non-workplace pension” paper’s a model of its kind


Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment

10 best read blog posts of 2017


In search order Why some transfer values are ridiculously high?     2017 was a year when the cash equivalent transfer value became fashionable again. When we look back at what CETVs have done to Defined Benefit pensions over the past 24 months, … Continue reading

Posted in Blogging, Henry Tapper blog, pensions | Tagged , , , , , , | Leave a comment

A method for the madness. Is the DWP Select Committee – pension’s best hope?


The diverse agenda of the DWP Select Committee might be considered madness. I am not going to write that their is method in this madness as it’s clear to me that we cannot properly consider freedoms, without looking at CDC for … Continue reading

Posted in drawdown, DWP, governance, Henry Tapper blog, pensions | Tagged , , , , , | 4 Comments

(s)Carey pensions!


Thanks to Angie Brooks for bring to our attention a very disturbing matter relating to Carey Pensions. “Careys” will be known to those working in the early days of auto-enrolment for providing auto-enrolment shells into which various entrepreneurial fund managers … Continue reading

Posted in dc pensions, drawdown, Henry Tapper blog, London, pensions | Tagged , , , , , , | Leave a comment

What future – if we cannot rely on universities in twenty years time?


When I wrote my blog yesterday, I had not read the USS consultation document which contains the basis of the triennial valuation it has just completed. I was writing “over” the FT article written by Jo Cumbo which (as usual) presented … Continue reading

Posted in actuaries, advice gap, Henry Tapper blog, pensions | Tagged , , , , , , , | 8 Comments

Ladies Day – Royal Ascot – Proud to be British!


I have in the past poo-pooed Royal Ascot – something I am not proud of. Thanks to a lucky dip win at a raffle, Stella- my partner- had two hospitality tickets for the Thursday of this year’s meeting and we … Continue reading

Posted in Henry Tapper blog, Horse racing, pensions | Tagged , , , , , | 2 Comments

Independent and inter-dependent!


Two top journos go nose to nose-  the usual suspects winding them up, it has all the ingredients of the weigh-in  …before a 15 rounder! But it’s more complicated. Jo is employed by the FT and protective of its business … Continue reading

Posted in Fungible, Henry Tapper blog, pensions | Tagged , | Leave a comment