Category Archives: Henry Tapper blog

Need help finding your national insurance number?

Posted on May 3, 2020 by henry tapper

We need our national insurance number for all kinds of reason. It is our unique personal identifier and we often get asked for it for everything from finding pension pots to hiring a car. It appears on your payslip and … Continue reading →

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So what’s this “tough new regulatory environment” for DB pensions?

Posted on November 9, 2019 by henry tapper

  Next week I’m on holiday – but I’m not – because I’m doing loads of meetings and moderating a session at the DG DB pensions conference. What you have to do when you moderate these things is get all … Continue reading →

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So what’s unfair about a Pension Wealth Tax?

Posted on October 9, 2018 by henry tapper

In this article I argue that any tax increases levied on the rich are ok by me, and I’m rich. The bias of vested interest The vast majority of people get tax relief on their pension contributions. Some people are excluded by … Continue reading →

Posted in accountants, Henry Tapper blog, pensions | Tagged , , , , , , , , | 5 Comments

Here’s to pensioners enjoying their pensions!

Posted on June 30, 2018 by henry tapper

I’m on the Flying Scotsman to York (the Yorkshireman). My carriage is full of pensioners (including me), people thanking their lucky stars they’ve got the chance to ride behind this famous loco and sit in a beautiful compartment. And the … Continue reading →

Posted in club pension, dc pensions, Henry Tapper blog, Pension Freedoms, pension playpen, pensions | Tagged , , , , | 3 Comments

There’s nothing democratic about genocide. FCA should stop “contingent charging” today.

Posted on March 27, 2018 by henry tapper

The FCA have published two papers on transfers A policy paper CP 18/6 “Improving the quality of pension transfer advice and A consultation paper  CP 18/7 “advising on pension transfers”. The upshot of which is that The FCA has gone back to … Continue reading →

Posted in BSPS, de-risking, Henry Tapper blog, pensions | Tagged , , , , , | 3 Comments

Workplace pensions – who gives a flying feck what’s going on?

Posted on February 17, 2018 by henry tapper

  Data or opinion? What’s the best measure of value? Most investors when looking for evidence and would prefer to trust data. Opinion is now measured by “the crowd”, the wisdom of a great number of people is turned into data. … Continue reading →

Posted in Henry Tapper blog, IGC, pensions | Tagged , , , , , , , | 1 Comment

The FCA can excel; the “non-workplace pension” paper’s a model of its kind

Posted on February 4, 2018 by henry tapper

Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading →

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment

10 best read blog posts of 2017

Posted on December 24, 2017 by henry tapper

In search order Why some transfer values are ridiculously high?     2017 was a year when the cash equivalent transfer value became fashionable again. When we look back at what CETVs have done to Defined Benefit pensions over the past 24 months, … Continue reading →

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A method for the madness. Is the DWP Select Committee – pension’s best hope?

Posted on December 5, 2017 by henry tapper

The diverse agenda of the DWP Select Committee might be considered madness. I am not going to write that their is method in this madness as it’s clear to me that we cannot properly consider freedoms, without looking at CDC for … Continue reading →

Posted in drawdown, DWP, governance, Henry Tapper blog, pensions | Tagged , , , , , | 4 Comments

(s)Carey pensions!

Posted on September 13, 2017 by henry tapper

Thanks to Angie Brooks for bring to our attention a very disturbing matter relating to Carey Pensions. “Careys” will be known to those working in the early days of auto-enrolment for providing auto-enrolment shells into which various entrepreneurial fund managers … Continue reading →

Posted in dc pensions, drawdown, Henry Tapper blog, London, pensions | Tagged , , , , , , | 1 Comment