Tag Archives: IGCs
Are IGCs and Trustees worth it?
The best test of the value of an IGC or an occupational trust board is to imagine how things would work without one. Before 2015, insurers ran workplace pensions for multiple employers using the bald trust of … Continue reading
Posted in age wage, CDC, pensions
Tagged fiduciaries, fiuciary, IGCs, pensions, trustees
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Workplace pensions – who gives a flying feck what’s going on?
Data or opinion? What’s the best measure of value? Most investors when looking for evidence and would prefer to trust data. Opinion is now measured by “the crowd”, the wisdom of a great number of people is turned into data. … Continue reading
Posted in Henry Tapper blog, IGC, pensions
Tagged charges, Data, governance, IGCs, pensions, Trustee boards, Value for Money, workplace Pensions
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Who will champion DC savers?
I hear a lot of DB experts at conferences talking about transferring their “skill-set” for the benefit of DC savers; they want to transport their language – diversified growth funds, liability driven investment and glide-paths into the lingua franca of … Continue reading
Posted in dc pensions, pension playpen, pensions
Tagged DWP, IGCs, net-pay, PLSA, relief at source, TPR, Whitbread
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The Care-taker
The Caretaker or janitor was a familiar figure in apartment blocks until recently. Their demise has coincided with the advent of outsourced facilities management. Listening to the National Association of Fire Door manufacturers calling this morning for a single accountable … Continue reading
Posted in pensions
Tagged CARE, Duty of Care, Fiduciary Management, fund management, governance, IGCs
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Meeting the Pensions Minister
Tomorrow (18th April) I get to meet the Pensions Minister, which I’m excited about. I’d written to Richard Harrington a few weeks ago, after an amendment to the Pension Schemes Bill had been thrown out. I’d helped the Labour Party … Continue reading
Posted in pensions
Tagged auto enrolment, governance, IGCs, Pensions Minister, Richard Harrington, workplace Pensions
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The charges of the light brigade
The publication by the Investment Association of a report that puts hidden costs in funds on a par with the Loch Ness Monster has been met with elation by fund managers and derision by their customers. Robin’s right; I remember … Continue reading
Posted in accountants, actuaries, pensions, target date funds
Tagged Charge of the light brigade, FCA, IGCs, Investment Association, pensions, Policy debate, tennyson
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