Tag Archives: PLSA

Enthusiasm can get you there – LGPS at LGC Leeds

  I was sitting at a reception at the end of a packed day of debate that included a dance class and intense discussion. Into the room walked Tom McPhail – looking bemused. Within minutes he was listening to a … Continue reading

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Ten reasons why low-earners should not be auto-enrolled

This blog asks questions about how best to deal with genuine poverty. The financial services answer has been¬† “financial empowerment” , saving our way out of debt. It is a flawed idea, ask those just getting by. Here are my … Continue reading

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Risk averse regulators now need to celebrate risk

At the PLSA investment conference earlier this year, Treasury secretary , Andrew Griffiths, told his audience they should celebrate our economic successes and in particular encourage the risk taking that creates them. In retrospect, we can see him laying the … Continue reading

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“There is no such thing as passive Paris alignment” LGPS urged to embrace scope 4

This is one of a number of short blogs I am producing , reporting on the issues dominating the PLSA’s Local Authority Pensions Conference being held between Cirencester and Cricklade in the Cotswolds Water Park. Till recently, LGPS was thought … Continue reading

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A proposal to Treasury to improve DC defaults (and saver outcomes)

The big issue for the PLSA conference and indeed the PLSA is how it should respond to the Government’s call to celebrate risk and reintroduce it into the pension schemes within its scope. There have been calls for the mandation … Continue reading

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Will the PLSA recognise the pension investment agenda has changed?

For a second time in a row, a PLSA¬† Conference will take place at a time of national debate about the impact of pension investment on the economy. The last Conference in October coincided with the BOE’s purchase period of … Continue reading

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The give and take of workplace pensions (it can’t all be “done for us!”)

“Done for you” has become an over-worked phrase in a very short time. I started using it to refer to the CDC decumulation solution discussed by Simon Eagle and others where CDC becomes another investment pathway – with the pension … Continue reading

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“Annuities, the least productive way to deliver pensions” – Ros Altmann

Yesterday’s blog which included Mark Ormston’s numbers on the cost of securing the retirement living standards with annuities, got better read than I expected. And it attracted some interesting comments. The blog set out to show just how much it … Continue reading

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Mark Ormston on the price of securing “retirement living standards”

When I first read the PLSA’s 2022 update on their “retirement living standards” I queried the cost of securing the balance between a minimum , moderate or comfortable retirement income and what people are likely to get from the state … Continue reading

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PLSA’s retirement living standards – a moving target!

This year’s update on our need for retirement income if we are to have a basic , moderate or comfortable lifestyle is really valuable. The headline finding is that the cost of living crisis adds up to a 20% greater … Continue reading

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