Tag Archives: josephine cumbo

Compassion for the pension liberated

  We have two strong women to thank for today’s news; Jo Cumbo and Margaret Snowden. I could add other strong women who have stood up and fought for themselves having been scammed – Sue Flood and Manita Khuller , … Continue reading

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Pension’s race to net-zero

  Tomorrow, employers can choose to participate in a pension plan whose standard investment strategy will  decelerate the creation of carbon emissions to zero.  This article looks beyond the headline and asks what the impact of this bold move will … Continue reading

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Are defaults enough? Or do we need compulsion?

  Well I’m back from 10 days in India where I saw the very rich and the very poor but not much in the middle. I saw some very fine architecture which showed me what can be done when people … Continue reading

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Small employers need a voice in the AE review

Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading

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Is there a”pensions opposition”? Thoughts on #TUCpensions

I wasn’t at the TUC Conference, having a Conservative membership has closed a few doors and I didn’t want to make some awkward by insisting. My colleague Hilary Salt spoke and the event was capably relayed by Josephine Cumbo and others. … Continue reading

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Put up or shut up Otto – how are you paying back our money?

If you weren’t in Liverpool for last week’s PLSA conference, do not slit your wrists. You can watch the sessions on youtube. If you want to hear how product providers see the challenges on them and us- from the remaining … Continue reading

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The Transparency Zeitgeist is upon us

I am a frugal man, the £3.50 I paid for this morning’s FT was grudgingly passed to my newsagent. But I wanted to capture the headline and read about Josephine’s reporting of a meeting with my friends Andy Agethangelou and … Continue reading

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“Sexy-Cash” is back – with tPR’s blessing?

    Some years back, the then pensions minister Steve Webb waved a Boots’ pension offer in the faces of a bemused NAPF audience and berated “sexy-cash pension offers”. Boots were offering staff cash inducements to leave a pension scheme … Continue reading

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TPR gets a kicking from Altmann on “Workplace Pension Choice”.

In a spectacular piece of reporting, the FT’s Josephine Cumbo has exposed a structural weakness at the centre of Auto-Enrolment;-  the failure of the Pension Regulator, the advisory trade bodies and the FCA to provide proper guidance to our 1.8m employers … Continue reading

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When is a fiduciary independent?

It’s a question asked by Karen Wake on twitter @JosephineCumbo @henryhtapper @DominicLindley @greggmcclymont So … what is "independent"? We might be chasing a tornado here — Karen Wake (@pensionmonkey) October 29, 2015 I’m not into chasing tornadoes so I’ll try … Continue reading

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