Tag Archives: josephine cumbo

Are defaults enough? Or do we need compulsion?

Posted on March 7, 2017 by

  Well I’m back from 10 days in India where I saw the very rich and the very poor but not much in the middle. I saw some very fine architecture which showed me what can be done when people … Continue reading →

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Small employers need a voice in the AE review

Posted on February 10, 2017 by

Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading →

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Is there a”pensions opposition”? Thoughts on #TUCpensions

Posted on February 2, 2017 by

I wasn’t at the TUC Conference, having a Conservative membership has closed a few doors and I didn’t want to make some awkward by insisting. My colleague Hilary Salt spoke and the event was capably relayed by Josephine Cumbo and others. … Continue reading →

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Put up or shut up Otto – how are you paying back our money?

Posted on October 23, 2016 by

If you weren’t in Liverpool for last week’s PLSA conference, do not slit your wrists. You can watch the sessions on youtube. If you want to hear how product providers see the challenges on them and us- from the remaining … Continue reading →

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The Transparency Zeitgeist is upon us

Posted on May 21, 2016 by

I am a frugal man, the £3.50 I paid for this morning’s FT was grudgingly passed to my newsagent. But I wanted to capture the headline and read about Josephine’s reporting of a meeting with my friends Andy Agethangelou and … Continue reading →

Posted in accountants, Henry Tapper blog, investment, pensions | Tagged , , , , , , , , , , , , , , | 2 Comments

“Sexy-Cash” is back – with tPR’s blessing?

Posted on February 18, 2016 by

    Some years back, the then pensions minister Steve Webb waved a Boots’ pension offer in the faces of a bemused NAPF audience and berated “sexy-cash pension offers”. Boots were offering staff cash inducements to leave a pension scheme … Continue reading →

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TPR gets a kicking from Altmann on “Workplace Pension Choice”.

Posted on November 17, 2015 by

In a spectacular piece of reporting, the FT’s Josephine Cumbo has exposed a structural weakness at the centre of Auto-Enrolment;-  the failure of the Pension Regulator, the advisory trade bodies and the FCA to provide proper guidance to our 1.8m employers … Continue reading →

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When is a fiduciary independent?

Posted on October 30, 2015 by

It’s a question asked by Karen Wake on twitter @JosephineCumbo @henryhtapper @DominicLindley @greggmcclymont So … what is "independent"? We might be chasing a tornado here — Karen Wake (@pensionmonkey) October 29, 2015 I’m not into chasing tornadoes so I’ll try … Continue reading →

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Credit where credit is due – how those outside of work get a pension

Posted on September 23, 2015 by

This blog’s mainly about public service information. But it’s also about influence and how people get it. It was sparked by my reading some stuff on twitter about why we should all be checking our entitlement to the new state pension and … Continue reading →

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How to p*ss off a journalist

Posted on September 30, 2014 by

On the slow train back from Kingswood I glance at my tweets Still waiting for @hmtreasury to explain why details of 45% tax on post 75 inherited pension lump sums omitted from initial announcement. — Josephine Cumbo (@JosephineCumbo) September 30, … Continue reading →

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