Tag Archives: josephine cumbo

Ensuring fair pensions for us all?

Posted on April 27, 2021 by henry tapper

“It is time to turn the dial back from financial individualism towards an approach that gives the young better hope of a decent retirement”. My heart missed a beat and my Fitbit tells me it is pumping at a greatly … Continue reading →

Posted in pensions | Tagged , , , | Leave a comment

Compassion for the pension liberated

Posted on January 23, 2021 by henry tapper

  We have two strong women to thank for today’s news; Jo Cumbo and Margaret Snowden. I could add other strong women who have stood up and fought for themselves having been scammed – Sue Flood and Manita Khuller , … Continue reading →

Posted in pensions | Tagged , , , , , , | 2 Comments

Pension’s race to net-zero

Posted on January 17, 2021 by henry tapper

  Tomorrow, employers can choose to participate in a pension plan whose standard investment strategy will  decelerate the creation of carbon emissions to zero.  This article looks beyond the headline and asks what the impact of this bold move will … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

Are defaults enough? Or do we need compulsion?

Posted on March 7, 2017 by henry tapper

  Well I’m back from 10 days in India where I saw the very rich and the very poor but not much in the middle. I saw some very fine architecture which showed me what can be done when people … Continue reading →

Posted in pensions | Tagged , , , , , , | 2 Comments

Small employers need a voice in the AE review

Posted on February 10, 2017 by henry tapper

Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading →

Posted in pensions | Tagged , , , , | 2 Comments

Is there a”pensions opposition”? Thoughts on #TUCpensions

Posted on February 2, 2017 by henry tapper

I wasn’t at the TUC Conference, having a Conservative membership has closed a few doors and I didn’t want to make some awkward by insisting. My colleague Hilary Salt spoke and the event was capably relayed by Josephine Cumbo and others. … Continue reading →

Posted in pensions | Tagged , , , , , , , | 1 Comment

Put up or shut up Otto – how are you paying back our money?

Posted on October 23, 2016 by henry tapper

If you weren’t in Liverpool for last week’s PLSA conference, do not slit your wrists. You can watch the sessions on youtube. If you want to hear how product providers see the challenges on them and us- from the remaining … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , | Leave a comment

The Transparency Zeitgeist is upon us

Posted on May 21, 2016 by henry tapper

I am a frugal man, the £3.50 I paid for this morning’s FT was grudgingly passed to my newsagent. But I wanted to capture the headline and read about Josephine’s reporting of a meeting with my friends Andy Agethangelou and … Continue reading →

Posted in accountants, Henry Tapper blog, investment, pensions | Tagged , , , , , , , , , , , , , , | 2 Comments

“Sexy-Cash” is back – with tPR’s blessing?

Posted on February 18, 2016 by henry tapper

    Some years back, the then pensions minister Steve Webb waved a Boots’ pension offer in the faces of a bemused NAPF audience and berated “sexy-cash pension offers”. Boots were offering staff cash inducements to leave a pension scheme … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 1 Comment

TPR gets a kicking from Altmann on “Workplace Pension Choice”.

Posted on November 17, 2015 by henry tapper

In a spectacular piece of reporting, the FT’s Josephine Cumbo has exposed a structural weakness at the centre of Auto-Enrolment;-  the failure of the Pension Regulator, the advisory trade bodies and the FCA to provide proper guidance to our 1.8m employers … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 5 Comments