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Recent Posts
- Vaccines. variants, treatments and data – C19 ARG
- Pension Dashboards – data assured – privacy assured
- People’s income needs in retirement don’t fall away with age (IFS)
- The biggest losers of a market crash aren’t in the market.
- All pensions have the same Duty to their Consumers – to provide Value for Money.
pension plowman
- A rainbow greets Lady Lucy https://t.co/4VUxMzBftbRestoring confidence in pensions 2 days ago
- @torfinancialdav Cheaper if youblogRestoring confidence in pensions 2 days ago
- Strange parallels between # #PLSAInvest22 and #PSLSAinvest20 In 2020 the conference was in midst of #Covid19 panic,… twitter.com/i/web/status/1…Restoring confidence in pensions 2 days ago
Tag Archives: Hilary Salt
IFAs looking for alternatives to drawdown
I’ve been following a debate on twitter which includes several friends. Following rather than participating as I suspect I would express myself too vehemently and spoil the delicate balance that has been maintained between skepticism and endorsement of a third … Continue reading
Posted in pensions
Tagged Andy Young, annuity, CDC, dave brooks, Drawdown, Hilary Salt, Rob reid
3 Comments
How CDC can invest.
I spent an hour yesterday morning puzzled by the PLSA’s position on retirement choice architecture . The PLSA seem to have given up on “DC pensions” and they appear to have fallen out with the Government. You can read about … Continue reading
CDC – a new type of pension provision coming to the UK
On Wednesday (October 8th), CDC will be debated in the house of commons and with a fair wind, legislation enabling employers and multi-employer master trusts to provide DB like benefits for defined contributions will be enacted by the end of … Continue reading
Posted in CDC, pensions, Royal Mail
Tagged CDC, first actuarial, Hilary Salt, Pension schemes Act, Royal Mail, Simon Eagle, WTW
5 Comments
A proper discussion on how long we live
The Long and Short of Life Expectancy – – @bbcradio4 complete with @RedActuary https://t.co/4SBQLWe2e1 — alan chaplin (@achaplin71) September 11, 2019 This is such a good discussion on how we measure life expectancy that I don’t want to spoil it … Continue reading
Pensions for all -not just the public sector
Although I’m pleased that pension promises to the Firemen and Judges are to be extended to all public sector employees, I’m sorry for the millions of private sector employees now in DC savings plans whose reasonable expectations were for a … Continue reading
Posted in CDC, First Actuarial, pensions
Tagged CDC, first actuarial, Hilary Salt, McCloud, pensions
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First Actuarial’s client conference in tweets
First Actuarial had its first client conference yesterday, if you weren’t there, it’s probably because you aren’t a client. Make sure that doesn’t happen again next year! Here’s what you got/missed Hi Mark Riches introduces First Actuarial’s first client conference … Continue reading
Posted in First Actuarial, pensions
Tagged #firstconf, CDC, DB, dc, first actuarial, Hilary Salt, Matthew Taylor, pensions, RSA
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With “good risk” , we can push the sky away.
This from City AM’s Josh Mines The pension deficit of the UK’s 350 largest companies tumbled by a huge £16bn over the course of May, figures out today have shown. In just one month, the FTSE 350 pension … Continue reading
Bill Galvin , stop whingeing to the FT and come down here!
Bill Galvin would be well-advised not to snipe at social media for peddling misconceptions about the University Superannuation Scheme. Dennis Leech, Professor of Economics at Warwick concludes a recent article with the question will this independent group be subject to … Continue reading
Posted in pensions, USS
Tagged Bill Galvin, first actuarial, ft, Hilary Salt, pensions, social media, USS, UUK
8 Comments
A brave and timely response to UUK’s proposals
I was wondering how to react to news that the UUK (the employers of university staff) is proposing to axe future Defined Benefit accrual into the USS. Anger or sorrow seemed the two main candidates as I flew back last night. I was … Continue reading
Posted in advice gap, pensions, Trades Union Congress
Tagged defined benefit, Hilary Salt, John Ralfe, pensions, UCU, USS, UUK
7 Comments