As I have mentioned in past posts, median tenure of American workers has been less than 5 years for the…
Couldn't agree with you more, Henry. The unthinking suggestion that the need to improve the adequacy of retirement income results…
At the EPFIF Trustee Circle last week, a speaker from a leading investment manager talked about the "gamblification" of the…
I've got six old workplace pots scattered around and honestly the admin of merging them has put me off for…
Tag Archives: Hilary Salt
Hilary Salt on the future of the triple lock; while I’m stunned by Manchester, Trafford and Salford
I was up in Manchester yesterday – shaken by the new bold vibe. Hilary is one of the best bosses I ever had and I can’t not publish her talking about pensions. Continue reading
Posted in pensions
Tagged Altringham, CDC, Hilary Salt, Madchester, Manchester, Pensions Mutual, Pensions UK, Sale, unions, USDAW
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First Actuarial’s amazing heritage; let’s hope it won’t be lost!
First Actuarial always ahead ! I hope that continues. On Thursday I am going to the first First Actuarial conference when it’s owned not by Gallaher and not by its Founders. I hope that I will see continuity, my … Continue reading
Posted in pensions
Tagged AE, Derek Benstead, FABI, first actuarial, Founders, Hilary Salt, Pensions, Terry Pullinger
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This morning; Bryn Davies, Hilary Salt and Andy Young on the state pension
For free entry to this fascinating debate , use this link The three speakers at this morning’s Pension PlayPen coffee morning have earned their right to speak about the state pension. Bryn Davies, Andrew Young and Hilary Salt bring … Continue reading
Posted in pensions
Tagged Andrew Young, Bryn Davies, Davies, Hilary Salt, Pensions, Starmer
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The importance of the state pension as “fair for all”- discuss.
Despite trade union calls for the triple lock maintained and increases in the state pension age to be reversed, the Labour party is yet to commit to any policy on the state pension. At next week’s pension playpen coffee morning … Continue reading
Posted in pensions
Tagged Andrew Young, Bryn Davies, Davies, Hilary Salt, Pensions, Starmer
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The LDI crisis may be abating but the inquest has just begun
Speaking to consultants at the Pension Age conference yesterday, it was clear that some senior pension experts think the matter can be dropped. This is in contrast to what is happening in our seat of Government. This afternoon Lord Daniel … Continue reading
Why “the anti-growth alliance” is a nonsense.
One of the moments that made my mind up about my politics was standing in a hall listening to the Tom Robinson Band singing “better decide which side you’re on”. It contains the lyric If left is right then right … Continue reading
IFAs looking for alternatives to drawdown
I’ve been following a debate on twitter which includes several friends. Following rather than participating as I suspect I would express myself too vehemently and spoil the delicate balance that has been maintained between skepticism and endorsement of a third … Continue reading
Posted in pensions
Tagged Andy Young, annuity, CDC, dave brooks, Drawdown, Hilary Salt, Rob reid
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How CDC can invest.
I spent an hour yesterday morning puzzled by the PLSA’s position on retirement choice architecture . The PLSA seem to have given up on “DC pensions” and they appear to have fallen out with the Government. You can read about … Continue reading
CDC – a new type of pension provision coming to the UK
On Wednesday (October 8th), CDC will be debated in the house of commons and with a fair wind, legislation enabling employers and multi-employer master trusts to provide DB like benefits for defined contributions will be enacted by the end of … Continue reading
Posted in CDC, pensions, Royal Mail
Tagged CDC, first actuarial, Hilary Salt, Pension schemes Act, Royal Mail, Simon Eagle, WTW
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A proper discussion on how long we live
The Long and Short of Life Expectancy – – @bbcradio4 complete with @RedActuary https://t.co/4SBQLWe2e1 — alan chaplin (@achaplin71) September 11, 2019 This is such a good discussion on how we measure life expectancy that I don’t want to spoil it … Continue reading
When a youngster in our extended family emigrated he consolidated his DC pensions into just two - easy enough to…