here’s what you’ve been saying
Ivo Sharpe on British criminals, British vic… Margaret Snowdon on How #Covid19 opens finance. John Mather on People approaching retirement… Eugen N on 12 reckoners to work out what… John Mather on No need to lock-down innovatio… No need to lock-down… on Our start-ups aren’t get… Eugen N on Our start-ups aren’t get… “Advice for Mi… on Advice for Middle Britain henry tapper on The state of USS is the state… henry tapper on Royal London IGC report… Eugen N on Royal London IGC report… The E , S and G of t… on Resilience. Dennis Leech on The state of USS is the state… John Mather on So what is a Coronavirus? Julie Richards on Has over half of the UK alread…
Category Archives: First Actuarial
Pensions for all -not just the public sector
Although I’m pleased that pension promises to the Firemen and Judges are to be extended to all public sector employees, I’m sorry for the millions of private sector employees now in DC savings plans whose reasonable expectations were for a … Continue reading
Share this:
Posted in CDC, First Actuarial, pensions
Tagged CDC, first actuarial, Hilary Salt, McCloud, pensions
Leave a comment
First Actuarial’s client conference in tweets
First Actuarial had its first client conference yesterday, if you weren’t there, it’s probably because you aren’t a client. Make sure that doesn’t happen again next year! Here’s what you got/missed Hi Mark Riches introduces First Actuarial’s first client conference … Continue reading
Share this:
Posted in First Actuarial, pensions
Tagged #firstconf, CDC, DB, dc, first actuarial, Hilary Salt, Matthew Taylor, pensions, RSA
Leave a comment
“In an advised world – do workplace pensions need trustees”.
The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading
Share this:
Posted in First Actuarial, governance, pensions
Tagged governance, pensions, Royal London, workplace, workplace Pensions
Leave a comment
Reach out and touch – success is a state of mind!
Yesterday the FT published an article with a headline many predicted we’d never read again. “FTSE 100-backed pension schemes move from shortfall to surplus” About the time the article was published I received a mail from someone who turned … Continue reading
Share this:
Pension Deficits (and Surpluses) – where do you stand on #FABI ?
Rather than kick off with the FAB index this month, I thought to promote the response it’s publication this morning has received. On the one hand there is Paul Lewis, who (for me) stands for common sense and the ordinary person. … Continue reading
Share this:
Posted in First Actuarial, pensions
Tagged CDC, DB, Deficit, defined benefit, FABI, John Ralfe, Paul Lewis, pensions, Surplus
3 Comments
Alright LCP and First Actuarial – here’s my ESG challenge to you!
I’d alert readers to an excellent thought piece by LCP consultant, Sam Cobley. You can read it here. Sam ponders why, while every trustee and IGC chair is now commenting on Responsible Investment and Environmental, Social and Governance issues. So few … Continue reading
Share this:
Posted in actuaries, First Actuarial, pensions
Tagged Consultants, ESG, first actuarial, LCP, Responsible Investment
4 Comments
As Carillion goes bust, First Actuarial shows PPF can take the strain.
Carillion’s dramatic and sudden insolvency is likely to push its 13 defined benefit (DB) schemes, and their 28,000 members, into the Pension Protection Fund (PPF). However, as reports emerge of a combined section 179 (s179) shortfall of as much as … Continue reading
Share this:
Posted in actuaries, First Actuarial, pensions
Tagged Carillion, Deficits, FABI, pensions
7 Comments
FAB Index sends us all a happy Christmas!
BAE adopts sensible funding approach as FAB Index hits all time high. BAE Systems has announced it is adopting an “asset-led” funding approach, enabling it to maintain its funding deficit at 2014 levels and continue to provide defined benefit (DB) … Continue reading
Share this:
Posted in First Actuarial, pensions
Tagged Christmas, FABI, first actuarial, pensions, Rob Hammond
Leave a comment
Deficit – what deficit?
“Deficit – What deficit?” asks First Actuarial as the FAB Index climbs for the third month in a row First Actuarial’s Best estimate (FAB) Index improved for the third month in a row, showing a month-end surplus … Continue reading
Share this:
Posted in First Actuarial, pensions
Tagged assets, Best estimates, FABI, first actuarial, liabilities
4 Comments
Planning for a noble and quick death?
The FT has been doing some research about what motivates people to swap a pension for drawdown. The sample may not have been big but they’re drawing a strange conclusion. The superiority of the death benefits within drawdown are … Continue reading
Share this:
Posted in Facebook, First Actuarial, pensions, twitter
Tagged CARE, Debora Price, Dementia, Drawdown, jo cumbo, Old age, pension
3 Comments
