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Category Archives: First Actuarial
Reach out and touch – success is a state of mind!
Yesterday the FT published an article with a headline many predicted we’d never read again. “FTSE 100-backed pension schemes move from shortfall to surplus” About the time the article was published I received a mail from someone who turned … Continue reading
Pension Deficits (and Surpluses) – where do you stand on #FABI ?
Rather than kick off with the FAB index this month, I thought to promote the response it’s publication this morning has received. On the one hand there is Paul Lewis, who (for me) stands for common sense and the ordinary person. … Continue reading
Posted in First Actuarial, pensions
Tagged CDC, DB, Deficit, defined benefit, FABI, John Ralfe, Paul Lewis, pensions, Surplus
3 Comments
Alright LCP and First Actuarial – here’s my ESG challenge to you!
I’d alert readers to an excellent thought piece by LCP consultant, Sam Cobley. You can read it here. Sam ponders why, while every trustee and IGC chair is now commenting on Responsible Investment and Environmental, Social and Governance issues. So few … Continue reading
Posted in actuaries, First Actuarial, pensions
Tagged Consultants, ESG, first actuarial, LCP, Responsible Investment
4 Comments
As Carillion goes bust, First Actuarial shows PPF can take the strain.
Carillion’s dramatic and sudden insolvency is likely to push its 13 defined benefit (DB) schemes, and their 28,000 members, into the Pension Protection Fund (PPF). However, as reports emerge of a combined section 179 (s179) shortfall of as much as … Continue reading
Posted in actuaries, First Actuarial, pensions
Tagged Carillion, Deficits, FABI, pensions
7 Comments
FAB Index sends us all a happy Christmas!
BAE adopts sensible funding approach as FAB Index hits all time high. BAE Systems has announced it is adopting an “asset-led” funding approach, enabling it to maintain its funding deficit at 2014 levels and continue to provide defined benefit (DB) … Continue reading
Posted in First Actuarial, pensions
Tagged Christmas, FABI, first actuarial, pensions, Rob Hammond
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Deficit – what deficit?
“Deficit – What deficit?” asks First Actuarial as the FAB Index climbs for the third month in a row First Actuarial’s Best estimate (FAB) Index improved for the third month in a row, showing a month-end surplus … Continue reading
Posted in First Actuarial, pensions
Tagged assets, Best estimates, FABI, first actuarial, liabilities
4 Comments
Planning for a noble and quick death?
The FT has been doing some research about what motivates people to swap a pension for drawdown. The sample may not have been big but they’re drawing a strange conclusion. The superiority of the death benefits within drawdown are … Continue reading
Posted in Facebook, First Actuarial, pensions, twitter
Tagged CARE, Debora Price, Dementia, Drawdown, jo cumbo, Old age, pension
3 Comments
Three cheers for the FCA Asset Management Market Study
I got to read MS15/2.3 last night. It was a good read. It’s long and detailed but it’s key findings and remedies are short enough to be listed here. There are the remedies that need a little more consultation;- that … Continue reading
Posted in FCA, Financial Conduct Authority, First Actuarial, pensions
Tagged DWP, FCA, MS15/2.3, Treasury
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FABI – taking the crisis out of pensions!
It is now three months since we launched our First Actuarial Best estimate Index (or FAB Index for short). It has generated a significant amount of interest amongst our clients and across the wider pensions industry – and has even … Continue reading
Posted in First Actuarial, pensions
Tagged Deficit, Fab Index, FABI, pensions, Pensions Regulator, ppf, PPF7800, solvency, TPR
2 Comments
What do we mean by Independent Financial Education?
This is an article that my firm First Actuarial have been sending to their clients. It’s so clear and simple, I thought I’d share it. Of course we’ll be sending it to Andy Haldane at the Bank of England! What … Continue reading
