It's a made up statistic and I'm sure AI would give you a different one but we need to accept…
The value of adviser in terms of outcomes is well documented and quantified The ignorance displayed in this blog hopefully…
HAVE YOU LOST A FORTUNE TO ROMANCE SCAM, CRYPTOCURRENCY INVESTMENT FRAUDSTERS, PIG BUTCHERING HOAX, PHISHING LINKS & ET CETERA ?…
My personal situation is that case study, with one employer offering pension contributions themselves plus salary sacrifice for mine and…
Tag Archives: Surplus
Playpen 10.30 today: The mechanics of DB surpluses
The theme will be, the exercise of discretion in a time of scheme surplus. Continue reading
What should we do with surplus money in pensions? Tomorrow at 10.30
Make a one-off catch up payment to cover 2020’s inflation spikes. Pay 10% extra a year to members? Continue reading
William McGrath has some lucid comments on DB surplus to make on Tuesday
Make a one-off catch up payment to cover 2020’s inflation spikes.
Pay 10% extra a year to members with a well funded scheme running-on with a sound sponsor. Continue reading
The mechanics of DB Surpluses – a conversation with William McGrath
Will Capital Backed arrangements (a la Clara and now TPT) be a welcome addition in this space? Continue reading
Posted in pensions
Tagged Clara, pension playpen, superfunds, Surplus, TPT, William McGrath
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BP’s pensioners will not give up on the pensions they’ve been promised.
BP employed some very talented people who had strong principles. Murray is one of them. They will not give up on getting the pensions they were promised. Continue reading
Derek Scott and his part in the creation of the Mineworker’s surplus
I should put some context to the comment below, made by Derek Scott after he had read my article about putting the £15bn surplus in the PPF to work. There seem two types of surplus in UK DB pensions, those … Continue reading
Posted in pensions
Tagged Derek scott, Ephemeral, Mineworker, pension, pension surplus, real assets, Scheme, Surplus
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Isn’t there such a thing as over-regulation? Not with DB pension schemes it seems.
We have a Pension Protection Fund with a surplus that is obscene compared with what that money could do in this country. We have a regulatory regime that means that Defined Benefit pensions are still funded on the most conservative … Continue reading
I’m glad a CDC scheme can’t have a surplus or a deficit.
For as long as I’ve been a pension consultant the discussions have focussed on the funding of defined benefit schemes. Over the past 40 years we’ve swung from surplus to deficit to surplus (where we are now). Each time we … Continue reading
Mallowstreet argue that DC members “might have a claim to DB surplus”.
This reinforces what I have been saying, though I’m not sure that trustees are legally obliged to do anything. The word “must” is maybe a little strong for trustees, the word “claim” a little strong on DC savers! Here’s Sandra’s … Continue reading
BP Targets £4 billion UK Pension Fund Surplus – Blocks Trustee for Fifth Consecutive Year
There are few things that annoy me more in pensions than the behaviour of BP’s management in blocking the Trustee’s wish to distribute part of its substantial surplus to members. BP pensioners will be out in force at BP’s AGM … Continue reading
my point is a simple one. Apart from DB pension provision in the U.K. is a disgrace Individual Median Pension…