Monthly Archives: August 2026

The Bear, the Podcast and the Blog

Thanks to Private Eye for reminding us all that those who can’t write, blog and those who can’t blog- podcast!

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A German retirement saving system moves from insurance to investment

 

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TPR has done well to get rid of non-performing DC trust boards

I wrote this blog, early in 2013 when the idea of a multi-employer trust was still new and opposition to it strong. The Pensions Minister then (Steve Webb) was considering bringing in a charge cap to drive out rogue providers … Continue reading

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“Investors must back Britain or lose their tax breaks”, says James Ashton

This is an article by Daily Mail business writer Ruth Sutherland about James Ashton and hit take on investment in the UK – pension investment in particular.  It come a couple of months before the budget and I hope is … Continue reading

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Flawed Approaches to Asset Allocation include 60;40 – Going back in time with Thomas Aubrey

Should the 60-40 ratio be changed, or should Gilt exposure be reconsidered altogether? [image or embed] — Henry Tapper (@henrytapper.bsky.social) August 30, 2026 at 6:07 AM The 60:40 asset allocation has always been a bad strategy as has buy and … Continue reading

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The Johnson & Johnson Surplus Was Not Built by Good Management Alone

Published by J&J Pensioners Network  |  June 2026 How twelve years of benefit erosion helped create the fund that Johnson & Johnson may now want back In short: The scheme holds a £484 million surplus — and a member whose pension is … Continue reading

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Freehold vs Leasehold – there should not be a difference.

It is time that the Prime Minister was definitive about leasehold. This criticism of what his Government has done so far is accurate and painful for leaseholders to read. Despite the work of a few campaigners that include Lords of … Continue reading

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Derek Scott calls on Pensions Awareness Day to be every day

Derek Scott’s view of Pension Awareness follows my publication of thoughts on the subject of Pension Awareness Days – yesterday! The existence of a “Pensions Awareness Day” creates the illusion that the problem is being addressed simply because people are … Continue reading

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Do we still consider defaulting to “cash-out” or “annuity-purchase” VFM?

Me and John Greenwood think alike – that  the definition of their value for money is the return they get on their DC pot. In an article last week he asked why some DC pension schemes are still defaulting members … Continue reading

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Have we been invested wrong all decade; has 60:40 been dying for some time?

There will be people fed up with me trying to explain macro-economics when I clearly don’t understand numbers. So me posting this chart as my chart of the week will annoy the experts. But as most of us have had … Continue reading

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