Monthly Archives: May 2021

Government stance on VFM hardens – the cutter awaits

Yesterday’s 4 hour marathon Zoom organized by Stephen Glover revealed the iron fist behind the DWP’s velvet glove. The velvet glove was on show through two accomplished contributions from TPR (Louise Sivyer) and the DWP (Andrew Blair) and the iron … Continue reading

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Pensions have an identity crisis – here’s why!

DC’s de-risked DB? – that is the question The argument that defined contribution pension schemes were just like defined benefit pension schemes grew out of the reluctance of corporates around the developed world to fund promises with a blank cheque … Continue reading

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“Another missed opportunity to properly address social care”- Ros Altmann

In this blog, Ros Altmann reacts to the Government’s statement on care funding in the Queen’s Speech. It was originally published on Ros’ blog and is republished with her permission If not now, when? Queen’s Speech missed another chance for … Continue reading

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Ros Altmann+Gareth Morgan=informed pension choices

This is a lazy-man’s way of writing a blog, but the comments I have received over the last week have been so interesting, I’d rather continue the conversation in the public space of a new post. Here is Baroness Altmann, … Continue reading

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Pension Dashboards – reasons to be cheerful!

 Watch the video and take pleasure in the thought that a properly functioning pension dashboard could be created in seconds on a tool in your pocket as early as the year after next. After years of faffing about – … Continue reading

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Top down or bottom up? How do we assess the value we are getting for our money?

  Later this week, Britain gets its first ever conference focused entirely on value for money. I’ll be speaking on a panel with Chris Sier who runs ClearGlass (but also helped found AgeWage). Chris’ work looks at the money side … Continue reading

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MUCcy business from payroll scammers

  File on Four appear to have discovered a serious payroll fraud on Government (eg our) revenues. This will be played out on Tuesday evening at 8pm. From the bones of the story, available here, Anna Meisel and Angus Crawford … Continue reading

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Can Pension Wise deliver a financial vaccine?

Yet another consultation (the 11th this year) arrives from the FCA, looking to nudge people of my age into the arms of Pension Wise and away from scammers. This looks sticking plaster on a wound that will continue to bleed … Continue reading

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Double-barreled female success!

It’s been a good week for strong women, Westminster has one more female MP and Sarah and Emma have topped the pension appointment pages. They are contemporaries of mine and two people whose company I enjoy, they are showing that … Continue reading

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Multi-jobbers Mini-pensions

Scottish Widows are calling for the  £10,000 earnings threshold before someone’s automatically  placed in a workplace pension should be scrapped. If you’re job pays less than £10k pa, you have to opt-in to a workplace pension and multi-jobbers miss out … Continue reading

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