Tag Archives: Pensions

CPI, RPI and CPIH – get up to speed pension people!

  I first published this blog in May 2017. Since then the Treasury has been consulting on the RPI/CPI/CPIH issues identified by the Royal Statistical Society. The result of that consultation is due anytime (most likely Wednesday 25th November). The … Continue reading

Posted in advice gap, pensions, Retirement | Tagged , , , , , | 3 Comments

The Regulator’s not for turning; in conversation with David Fairs,

  David Fairs and I were born within a couple of months and have both spent our careers in pensions. We enjoy each other’s company so when David suggested that we spent the last 90 minutes of the business week … Continue reading

Posted in age wage, Blogging, pensions, Pensions Regulator, Politics, Public sector pensions | Tagged , , , | 2 Comments

CDC works because DC and DB pensions don’t.

  My blog yesterday, praising Willis Towers Watson for having the courage of its convictions has received considerable attention, with comment generally being unfavorable , ranging from the politely skeptical Interesting stuff, Henry. The fact that you are happy with … Continue reading

Posted in advice gap, CDC | Tagged , , , | 5 Comments

Is Salesman Simon a pension scammer? I think not!

Simon Eagle is not your common or garden pension salesman. He is a mild-mannered actuary with a mischievous smile and a stammer that he has bravely overcome. When he claims that CDC beats drawdown by 57%, we should listen up. … Continue reading

Posted in advice gap, CDC, consolidation | Tagged , , | 9 Comments

Time to put a stop to the pseudo-science of life-styling

For 25 years, “life-styling” has been the accepted wisdom for defined contribution pension schemes in the UK. Pension experts now use the phrase without thought to the confusion of a public for whom lifestyle means something altogether different from the … Continue reading

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Saul Jacka on “Regulation, risk and (defined benefit) pensions”

  Published with the kind permission of the author.

Posted in age wage, defined ambition | Tagged , , | 6 Comments

Could pension freedoms mortgage our future? too?

In her role as global pensions consultant, Jo Cumbo has been looking at early withdrawals from pensions around the world. Having looked closely at Australia, where there is some evidence of increased withdrawals by younger members, the FT looked this … Continue reading

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Are our pension schemes the treasury’s piggy bank?

Yesterday I published a series of tweets from Jo Cumbo on the difficulties the Pensions Regulator would have balancing the interests of members and sponsors with the interests of Rishi Sunak in getting schemes to invest in the nation’s infrastructure. … Continue reading

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Pensions – “in chaos – need to unite” -sound familiar?

What do George Osborne and Donald Trump have in common? DISRUPTION – that’s what. Disruption happens when a system has fallen into a state where it is no longer functioning for the people it serves. It would seem that the … Continue reading

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A counterblast to apostasy – Keating and Clacher hold the faith!

  A blog from the pens of  Con Keating and Iain Clacher Henry Tapper has been our eyes and ears on social media and has passed us a variety of questions that have been sent to him on twitter. He’s … Continue reading

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