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Tag Archives: Pensions
CDC and Statutory Risk Management
The new regulations which enable CDC schemes require an annual viability statement to be prepared. Of necessity, it must be a forward-looking document, and that means that it will in part be reliant on the actuary’s/trustees’ estimates of the future … Continue reading
CDC is upon us – the return of the “in-house” pension is near
I started writing about the need for a new kind of pension soon after the financial crash in 2008. With Quantitative Easing driving down interest rates, down came annuity rates too. Although annuities were improving in value with the … Continue reading
Why our pensions need a benchmark of everyone!
This post’s about getting people engaged with their pensions. It is quite technical but I’ve tried to keep it in a language that keeps you interested. I am a firm believer that people will be interested in pensions if you … Continue reading
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Tagged Benchmark, everyone, everything, Pensions, workplace Pensions
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SJP talk to their happy customers – should they talk to us all?
The value assessment process was introduced to make it easier for investors to understand what they’re getting in exchange for the fees they pay. So, we’ve taken care to outline the full range of services that you receive from us: … Continue reading
Posted in pensions
Tagged FCA, investment pathway, Pensions, Rob Gardner, SJP, value assessment
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FCA unveil a horror-show from 17 fund managers
It is hard to read the FCA’s verdict on the first round of Value Assessments from fund managers without getting very angry. The list of crimes against the consumer is long and unremitting. While clearly there were some Assessments … Continue reading
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Tagged Assessment of Value, FCA, Moira O'Neil, Pensions, SJP, value assessment
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Will our pensions reform private equity or become its victim?
Peter Harrison, Schroder’s CEO is making some important comments about investing in the stock market. “Ultimately, we’ve got to grow the wealth of our customers. The move towards private assets is a reflection of the fact that that’s where the … Continue reading
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Tagged chris sier, Pensions, Peter harrison, Private Equity, Private equity fund, Schroders, workplace Pensions
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AgeWage – what is it about?
People saving for their retirement need help. Pension risk is now taken by savers – not insurers or plan sponsors. Savers are presented with tough choices which they are not prepared for; and Middle Britain does not take advice. AgeWage … Continue reading
Open finance throttles fraud.
I am very pleased to see PASA’s online guide to countering online fraud. In writing that sentence I hope to explain my dilemma as someone promoting data sharing and promoting pensions. If fraud stops us sharing information, fraud has … Continue reading
PASA fights pension fraud with new guide
The Pensions Administration Standards Association (PASA), the independent body dedicated to driving up standards in pensions administration, has unveiled its Counter Fraud Guidance for UK pension schemes, trustees and providers. PASA is run by pragmatic , experienced and strong people … Continue reading
All to play for as pensions compete for our custom.
We have known for two decades that most employers no longer want to support defined benefit schemes. They see such support as a blank cheque book for the Pensions Regulator who extracts ever higher deficit contributions to meet ever … Continue reading
