Tag Archives: Pensions

A budget for pensions that are “victims of their own excess”

Today is budget day and by lunchtime we will know whether the strong rumors that the Lifetime Allowance and Annual Allowance will be adjusted upwards are true. We will also know if the less palatable options around increasing the minimum … Continue reading

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Would our Government bail out the depositors of a badly run bank?

Behind the phrase “moral hazard” which is being heavily used in relation to the Fed and SVB, is the question posed by the title of this blog. Full on capitalism allows poorly run banks to fail and tells depositors it … Continue reading

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Solving the nastiest hardest problem in finance with Arun Muralidhar

  Arun Muralidhar is a campaigner for turning pots to pensions and he is speaking on the adoption of his solution – the Retirement Security Bond (RSB) – in countries around the world. He has asked me to publish this … Continue reading

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Back to school with Jeremy. The budget – work and pensions.

The FT is seldom wrong about these things. What changes in pension taxation there will be , will be targeted. Hunt will  try to tackle the NHS staffing crisis by changing pension rules that are blamed for dissuading senior doctors … Continue reading

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HSBC buys SVB UK for £1? What will the SVB collapse mean for pensions?

Things certainly move fast in the world of banking. The Federal Reserve  made this announcement earlier this morning; Today we are taking decisive actions to protect the U.S. economy by strengthening public confidence in our banking system. This step will … Continue reading

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We need value for our money not “Retirement Roulette”

  Stephanie Hawthorne has hit the nail on the head in her article today in the Mail’s this is Money section Are YOU at risk of missing out on thousands as pension plans stake your cash on a game of… … Continue reading

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The closure of SVB in London – more than an embarrassment.

On Friday lunchtime I got a text from a friend “how big do you think this banking crisis is – do you think?” “What banking crisis?” – was my text back. A friend was being laid off by Silicon Valley … Continue reading

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Advice to my older self

Someone sent me this cartoon last week. I guess it’s of our younger selves we think we see ourselves as. I’m going to see Morrissey in concert next week, for the first time. I remember thinking back in 1984 he  … Continue reading

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Women’s days are not one and done!

  International Woman’s day is over and I bet a lot of men like me are thinking it’s time to get back to BAU. BAU is sadly summed up by this report from Prospect that shows that New figures show … Continue reading

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Are you suffering from Premature Buy-Out?

This is the testimony of a member of a defined benefit pension scheme.  It’s anonymous but none the worse for that. Anyone who is in a corporately sponsored defined benefit pension plan should be considering the implications of their scheme … Continue reading

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