The Microsoft references are rhetorically effective, but analytically misleading. Microsoft went public in 1986 and did not pay a dividend…
Thank you for the kind words!
As cryptocurrency adoption continues to grow, scams, hacking incidents, fraudulent investments, and lost wallet credentials remain major challenges. TECHY FORCE…
The self-employed commonly have very lumpy income streams plus periods of feast and famine. Their lack of income security means…
Tag Archives: Collective Pensions
“Building a pension not just a pot” – a buyer’s guide to CDC.
This explains the bottom line for employers reviewing workplace pension choices. Firstly whether to switch from DC to CDC ; secondly which collective pension scheme to participate in. Continue reading
Simplifying CDC ; a collective retirement wage for workers.
The question I’d submit if I was at Conference today, is why did we ever think CDC a massive headache? Continue reading
Posted in pensions
Tagged CDC, Collective Pensions, Jack Jones, Jacquie Reid, James Chermimir, John Ball, Pensions UK #PensionsUKAC26
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Collective Pensions (CDC) at #PensionsUKAC26 (first session for all employers)
This is very welcome news from a former Pensions Minister. Pensions UK have done well to include important faces in this first debate. Today is the second CDC debate – this time on the simplicity Collective Pensions bring to the … Continue reading
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Tagged #PensionsUKAC26, CDC, Collective Pensions, Guy Opperman, Opperman, Pensions, Pensions UK
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Arboreum CDC targets family businesses.
I am very pleased by this post by my friend and former colleague Colin Haines. He is a great advocate for his firm for Arboreum and for family firms improving their pensions by using collective pensions again. Continue reading
Posted in pensions
Tagged Arboreum, CDC, Colin Haynes, Collective Pensions, Family Businesses, Wester
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The best advertisement for social care and pensions we’ve had this year
This is great. Excellent to have someone like Yvette Cooper on board. Continue reading
Posted in pensions
Tagged carers, CDC, Collective Pensions, Dobbie, Jenkins, Social care, UNISON, Yvette Cooper
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Carers get a proper funded collective pension from the Government
The recognition of the role CDC could play in UK pensions by government and wider policy makers is welcome. Continue reading
“Pensions Expert DC & Master Trust Summit” – will AI turn DC pots to pensions?
Those retiring don’t have a clue how to decumulate their pots but that will change now AI is getting to grips with the nastiest hardest problem in finance. Continue reading
A study of the risk of sudden improvement in longevity (NB CDC)
Jim Hennington has worked on the main theme of this blog most of his career. He has helped make it possible Australians to convert Super pots into lifetime pensions. This is a post that Jim is pointing at people who … Continue reading
Unions; accruing DB for staff-encouraging collective pensions for millions of members
Set in a splendid converted warehouse in Borough’s warehouse yesterday this Trade Union Pensions Insight Conference was packed to the last available chair and there were people standing at the back. No surprise when Trade Unions have recovered their pension … Continue reading
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Tagged CDC, Collective Pensions, DB, first actuarial, Manchester, pension, trade unions, Unite, USDAW
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CDC, a mutual plan for those in retirement and those working to retire.
Johan Kriek makes some excellent points in this sophisticated post There is a resilience needed if you are to invest the funds paid over in contributions and transfers as an inflation linked pension. There will be times when the fund … Continue reading
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Tagged CDC, Collective Pensions, de-risk, Johan Kriek, Pensions, with-profits
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Standard Life was fine until Gordon Brown started playing 'ducks and drakes' during the last century - now we have…