Tag Archives: Collective Pensions

If you don’t want exit penalties at retirement – stop paying middlemen!

The Daily Telegraph’s Katie Morley is running a typically campaigning piece picking up on stats released to Government that show that an estimated 2.2m pension savers won’t get the full value of their pension pot if they exercise pension freedoms … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 2 Comments

Après-midi with the Bermondsey Bee – some thoughts on advice

I spent some leisure time yesterday afternoon with Steve Bee in and around the Bermondsey St Debtor’s Prison in which Jargon Free has its offices. I am 10 years younger than Steve and for many years have seen him as … Continue reading

Posted in Blogging, brand, pension playpen, pensions | Tagged , , , , , , | 1 Comment

All the right funds- not necessarily in the right order (a budget prescient blog)

  I wrote this blog hours before the budget which abolished annuities. For some reason I decided this morning, to write about investment as if annuities didn’t exist. From 2015, for new pensioners- they will no longer be the default, … Continue reading

Posted in auto-enrolment, CDC, corporate governance, dc pensions, de-risking, defined aspiration, Payroll, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Time is the new currency of information

Sometime this week, Paul Lewis announced he had more “followers” than the Independent newspaper had “readers”. I thought that telling. I read the Indy, but mainly from @simonread ‘s tweets and I probably read more BBC stuff through @paulewismoney than … Continue reading

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Why the ABI were so wrong about CDC

This blog was first published on mallowstreet by the inimitable Kevin Wesbroom, whose bouffe is only matched by Ros Altmann’s and whose intellect is matched only by his integrity. Think big – think Kevin!   CDC – the case Against … Continue reading

Posted in actuaries, advice gap, CDC | Tagged , , , , , , , , | 37 Comments

Getting CEOs and Chairmen “seriously relaxed” about pensions.

I don’t normally hob nob with FTSE 30  Chairmen so when I met one at a party over the weekend I hit on him about pensions…this is the nub of the conversation Me-What do you know about auto-enrolment? Chairman-My pension person … Continue reading

Posted in auto-enrolment, corporate governance, pensions | Tagged , , , , , , , , , , | 12 Comments

Maybe consumer cynicism about pensions is right..

I want to restore faith in a pensions system we were once proud of. Yesterday I wrote about the Plumbing and Mechanical Services Pension Scheme – which you can read about here. Today I am praising a brilliant pamphlet published by … Continue reading

Posted in dc pensions, defined aspiration, Financial Education, Management, pension playpen, pensions, Retirement | Tagged , , , , , , , | 11 Comments