Tag Archives: Collective Pensions

Guided Retirement – a potting shed for frustrated gardeners

People have been promised a pension not a pot, still less a potting shed full of pots and a number of gardeners to make the most of the clutter. Continue reading →

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Torsten announces in the Times the task to level up private sector pensions.

Under the changes, which will be set out by Torsten Bell today, the new pensions will become the default option for all retired people. Continue reading →

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Some thinking about DC pots transferring to CDC pensions

We foresee a high number of members wishing to transfer, especially if that option is endorsed by employers, advisors and unions. Continue reading →

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What can collective pensions garner from the LGPS’ annual data dump?

Thank you William Bourne for this useful information. We hear too little about the performance of collective pensions over time. Continue reading →

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Advisers on collective pensions will be rare till CDC is common.

You shouldn’t have a pension strategy that doesn’t suit your workforce and doesn’t suit the company sponsoring it! Advice is needed but who to take it from? Continue reading →

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The future of pension transfers; – pot or pension is also part of the equation!

I stand on shoulders of giants discussing transfers with People’s Pensions.  Merging DC pots is progress , but should we transfer to retirement freedom or a collective pension? That’s the thing! Continue reading →

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“Building a pension not just a pot” – a buyer’s guide to CDC.

This explains the bottom line for employers reviewing workplace pension choices. Firstly whether to switch from DC to CDC ;  secondly which  collective pension scheme to participate in. Continue reading →

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Simplifying CDC ; a collective retirement wage for workers.

The question I’d submit if I was at Conference today,  is why did we ever think CDC a massive headache? Continue reading →

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Collective Pensions (CDC) at #PensionsUKAC26 (first session for all employers)

This is very welcome news from a former Pensions Minister. Pensions UK have done well to include important faces in this first debate. Today is the second CDC debate – this time on the simplicity Collective Pensions bring to the … Continue reading →

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Arboreum CDC targets family businesses.

I am very pleased by this post by my friend and former colleague Colin Haines. He is a great advocate for his firm for Arboreum and for family firms improving their pensions by using collective pensions again. Continue reading →

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