Tag Archives: retirement income

Why I want to be old – rich and pay no tax!

There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand stone-dead. People associated smoking a Strand … Continue reading

Posted in pensions | Tagged , , , , , , , , , , | 3 Comments

When the dust settles…

For the second time in two years, George Osborne has produced a budget that will radically change the way we thing about retirement saving. If 2014 was the year we re-thought the way we spent our retirement spending, 2015 asks … Continue reading

Posted in auto-enrolment, Payroll, Pension Freedoms, pension playpen, Public sector pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

When you’re 64… buy the state pension! (girls buy even earlier!)

  I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I was frustrated by the scope … Continue reading

Posted in actuaries, annuity | Tagged , , , , , , , , , , , , | 3 Comments

Dear Government- “Five do’s, five don’ts” – #pensions

For those slipping quietly into retirement in the UK the political promises are about the revaluation of your state benefits, the payment of your winter allowance and the tax treatment of your savings and income. Whatever you have done or not … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Advance Australia Fair!

I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks on how to … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 4 Comments

Is he mad in the Ed? -Another great guest blog from Ralph Frank

Ed Miliband’s recent proposal to cut the Lifetime Allowance (“LA”) for pension savings from £1.25 million to £1 million would deal a further blow to encouraging private pension provision, if implemented. The LA is, in my opinion, a flawed tool … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

Are workplace pensions “risk-free” to employers?

If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading

Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment