Category Archives: Pension Freedoms

A gentler way to talk about pensions

  Yesterday afternoon I had a chat with Glyn Jenkins. Most of my conversations with Glyn over the years have been in the bar of Unison’s Marylebone’s offices. Glyn is old school and that means he prioritises people. This chat … Continue reading

Posted in advice gap, Pension Freedoms, pensions, Personality, Public sector pensions | Tagged , , , , | 1 Comment

The pension must go on

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading

Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions | Tagged , , , , , , , | Leave a comment

“If you want a do-it-all dashboard – you’ll have to wait a decade”.

Speaking at an AgeWage/FDATA event last night, Romi Savova told a packed house that the MAPS dashboard could do little more than find people’s pensions with the detailed information we need to take decisions on our pots delivered off-dashboard via … Continue reading

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A progressive way to talk about pensions

A progressive approach to workplace pensions Yesterday I talked about the importance of reporting, both to and from employers. Employers want to understand how their workplace pension is working and savers want to know how their money is doing. The … Continue reading

Posted in Payroll, Pension Freedoms, pensions | Tagged , , | 2 Comments

How are your staff’s pensions getting on?

  If you remember back to the mid part of this fading decade, one of the issues facing the 1.4m employers who had to stage auto-enrolment, was which workplace pension to choose for your staff. If you were part of … Continue reading

Posted in age wage, open finance, Payroll, Pension Freedoms, pension playpen, pensions | Tagged , , , , | Leave a comment

Are IFAs missing the wood for the trees?

A thread , which is now nearly a week old, has over 1000 posts on it and it focusses exclusively on the tax problems doctors are having resulting from the tension from too much pension . That is, till the … Continue reading

Posted in advice gap, NHS, Pension Freedoms, pensions | Tagged , , , , , , | 2 Comments

Dr Kate Lovett can’t afford her pension.

A psychiatric consultant finds herself paying more in tax than she earns. A spokesperson for the pensions industry opines. I understand Dr Kate Lovett has has a large increase in her DB pension, which breaches the Annual Allowance pension rules … Continue reading

Posted in NHS, Pension Freedoms, pensions | Tagged , , , | 9 Comments

Why the door’s slammed shut on open pensions.

During the week, AgeWage was invited to compete in the  Nesta Open Up Challenge. Nesta is funded by the UK lottery – they are an agency of change sponsored by the likes of you and me; As any entrepreneurial start-up … Continue reading

Posted in advice gap, age wage, Pension Freedoms, pensions, Start ups, Technology | Tagged , , , , , , , , | Leave a comment

#pensionsdashboardsummit – it could be feisty!

  I’ll be off on a Boris Bike to Marble Arch in a moment to the Pension Dashboard Summit at the Arum Hotel. From the opening session , which pitches Chris Sier together with L&G supremo Chris Clarke, this looks … Continue reading

Posted in age wage, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

Here’s to pensioners enjoying their pensions!

I’m on the Flying Scotsman to York (the Yorkshireman). My carriage is full of pensioners (including me), people thanking their lucky stars they’ve got the chance to ride behind this famous loco and sit in a beautiful compartment. And the … Continue reading

Posted in club pension, dc pensions, Henry Tapper blog, Pension Freedoms, pension playpen, pensions | Tagged , , , , | 3 Comments