Category Archives: Pension Freedoms

Data in a dungeon

    I’m pleased that Guy Opperman came out fighting for the dashboard when he addressed the Society of Pension Professionals yesterday. He identified two central problems facing the consumer wanting to find out about their pensions. That their data … Continue reading

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If payroll can integrate to our pensions, why can’t we?

Cast your mind back to the back end of 2012 when the big retailers and banks were staging auto-enrollment. The big employers were spending hundreds of thousands of pounds re-coding their payroll software or were ransoming themselves to “middle ware” … Continue reading

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Opperman – pensions are for the long term

  It was good to see Guy Opperman speaking at Professional Pensions Live. This is my take on his speech and the direction of Government pension’s policy as we come out of lock-down and into the summer recess! Recently Guy  … Continue reading

Posted in advice gap, age wage, Dashboard, open pensions, Pension Freedoms, pensions | Tagged , , , , , , | 1 Comment

A gentler way to talk about pensions

  Yesterday afternoon I had a chat with Glyn Jenkins. Most of my conversations with Glyn over the years have been in the bar of Unison’s Marylebone’s offices. Glyn is old school and that means he prioritises people. This chat … Continue reading

Posted in advice gap, Pension Freedoms, pensions, Personality, Public sector pensions | Tagged , , , , | 1 Comment

The pension must go on

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading

Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions | Tagged , , , , , , , | Leave a comment

“If you want a do-it-all dashboard – you’ll have to wait a decade”.

Speaking at an AgeWage/FDATA event last night, Romi Savova told a packed house that the MAPS dashboard could do little more than find people’s pensions with the detailed information we need to take decisions on our pots delivered off-dashboard via … Continue reading

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A progressive way to talk about pensions

A progressive approach to workplace pensions Yesterday I talked about the importance of reporting, both to and from employers. Employers want to understand how their workplace pension is working and savers want to know how their money is doing. The … Continue reading

Posted in Payroll, Pension Freedoms, pensions | Tagged , , | 2 Comments

How are your staff’s pensions getting on?

  If you remember back to the mid part of this fading decade, one of the issues facing the 1.4m employers who had to stage auto-enrolment, was which workplace pension to choose for your staff. If you were part of … Continue reading

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Are IFAs missing the wood for the trees?

A thread , which is now nearly a week old, has over 1000 posts on it and it focusses exclusively on the tax problems doctors are having resulting from the tension from too much pension . That is, till the … Continue reading

Posted in advice gap, NHS, Pension Freedoms, pensions | Tagged , , , , , , | 2 Comments

Dr Kate Lovett can’t afford her pension.

A psychiatric consultant finds herself paying more in tax than she earns. A spokesperson for the pensions industry opines. I understand Dr Kate Lovett has has a large increase in her DB pension, which breaches the Annual Allowance pension rules … Continue reading

Posted in NHS, Pension Freedoms, pensions | Tagged , , , | 9 Comments