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Category Archives: Public sector pensions
Let these politicians do some work!
We have had so many referendums and elections and leadership battles and cabinet reshuffles over the past two years, that politicians may have forgotten they are here to govern the country. We elect 650 people every five years to do … Continue reading
Posted in pensions, Politics, Popcorn Pensions, Public sector pensions, Retirement
Tagged Conservatives, contracted in, Labour, Liberal, pensions, Politics, WASPI
4 Comments
Is the University Superranuation Scheme suffering fantasy deficits?
First the big picture Universities aren’t going away, nor are the people who teach in them, administrate them and provide the infrastructure that keeps them going. Many of our universities have survived wars, plagues, great fires as well as many … Continue reading
Posted in accountants, actuaries, advice gap, pensions, Public sector pensions
Tagged Deficit, Fees, John Ralfe, pensions, USS
14 Comments
Social Housing? Pensions? Read this!
This is from my main man, Neal Thompson. Neal is sh*t off a shovel when it comes to this stuff. Much the most knowledgeable fellow I’ve ever met on social housing and pensions. Devonshires are one of those … Continue reading
Posted in pensions, Public sector pensions
Tagged Devonshires, first actuarial, pensions, Social housing, UK
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Snap elections – people – and policy! #GE17
Snapping people The cost of a snap general election will be highest for the politicians, their advisers and their families who lose their livelihoods on June 8th. It is tough on MPs, especially those who joined since the 5 year term … Continue reading
TEE(n) – Why would Osborne do anything else?
I was re-reading Steve Webb’s article in the Daily Telegraph where he outlines why he thinks Pensions ISAs would be a disaster. The more I read it, the less I get it. Let’s go back to basics. It is … Continue reading
Posted in Pension Freedoms, pension playpen, pensions, Politics, Public sector pensions
Tagged EET, Michael Johnson, NHS, pensions, tax relief, tax-incentivisation, TEE, TEEn
5 Comments
Pension PlayPen’s response to the Treasury on pension tax-relief
The Treasury has asked eight great questions which go to the heart of how we incentivise pension saving. Here are our responses. We haven’t formally sent these responses to the Treasury yet, so if you have any comments, please send … Continue reading
Posted in pensions, Pensions Regulator, Public sector pensions
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, EET, Financial services, Government, HMRC, occupational pensions, ocnsultation, pension, Pension new, pension playpen, Pension Regulator, pensions, Politics, public sector, Public Sector Pensions, Retirement, Steve Webb, tax relief, TEE, The Treasury
1 Comment
When the dust settles…
For the second time in two years, George Osborne has produced a budget that will radically change the way we thing about retirement saving. If 2014 was the year we re-thought the way we spent our retirement spending, 2015 asks … Continue reading
Posted in auto-enrolment, Payroll, Pension Freedoms, pension playpen, Public sector pensions
Tagged advice, annuity, auto enrolment, Business, corporate governance, dc pensions, Financial services, George Osborne, Government, Michael Johnson, pension, Pension new, pension playpen, pensions, redistribution, Retirement, retirement income, retirement saving, retirement savings, SIPPS, state pension, Tax, tax incentives, The Treasury, Treasury, Triple-Lock
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“Hope I die before I get old..?”
The quote’s from Pete Townsend and the Who’s “my generation”. It’s a brutal version of the Beatles’ “when I’m 64” but both songs are driven by the fear of getting old “will you still need, me, will you still … Continue reading
Posted in accountants, actuaries, CDC, pension playpen, pensions, Pensions Regulator, Popcorn Pensions, Public sector pensions
Tagged Business, dc pensions, Defined benefit pension plan, Employment, Financial services, George Osbourne, Government, Housing, Old age, Pension Reforms, Reforms, Retirement, the Beatles, The Who
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Don’t get fooled by the phoney pension giveaway
The phoney give-away The most accurate measure for the success of private pensions in the UK is the replacement ratio; a measure of what percentage of people’s pre-retirement income is replaced by savings specifically for retirement. Steve Webb and the … Continue reading
Posted in annuity, Politics, Public sector pensions
Tagged annuity, Business, Business and Economy, CDC, corporate governance, corporate risk, DB, dc pensions, defined benefit, DWP, Employment, Financial services, George Osborne, Government, inheritance, Osborne, pension, pensions, Politics, pooling, Retirement
5 Comments
“We are as concerned as we can afford to be”
The DWP has now presented the draft bill that will enable Defined Ambition pensions to be set up, probably from this time in 2016. While lawyers pour over the clauses, it’s worth considering the responses the Government received to the ideas … Continue reading
Posted in David Pitt-Watson, dc pensions, defined ambition, defined aspiration, drawdown, pensions, Pensions Regulator, Public sector pensions
Tagged Business, CDC, Consultants, Defined Ambition, Defined benefit pension plan, DWP, Employment, Financial services, Government, Legislation, National Employment Savings Trust, pension, pensions, Pensions Bill, Retirement, Steve Webb
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