Tag Archives: John Ralfe
The CoE will restore clergy’s cut pensions with an £840m surplus – good news for most but not all!
It is a noisy day for pensions in the FT today and nowhere noisy than in an article from John Ralfe about the Church of England’s pension fund. The author, pension consultant John Ralfe is far from happy that the … Continue reading
Sadly – many nurses can’t afford their “gold-plated” pensions.
This article was originally published in 2022 and I thought at a time when many of us will see nurses, we need to consider their predicaments with pensions. Recently, Jeremy Hunt has argued that public pensions aren’t affordable, I don’t … Continue reading
FT struggles to find experts to oppose this idea
It is hard to find a story about Government looking to pension funds to accelerate the near non-existent growth in the UK economy. It is so clear that the public want to invest more in the UK, we want better … Continue reading
How we loved and fell out of love with the FTSE 30 (a lesson for pensions)
John Plender has been an FT correspondent as long as most people have been alive and lately he’s started turning up at Pension PlayPen coffee mornings, which has made us very happy, as John’s deep knowledge of markets is important … Continue reading
Sadly – many nurses can’t afford their “gold-plated” pensions.
“The Government can get people back to work – and also reduce taxpayer costs – by allowing all public sector workers to choose higher pay today, in exchange for a lower DB pension in retirement” – John Ralfe This is … Continue reading
Sadly – many nurses can’t afford their “gold-plated” pensions.
“The Government can get people back to work – and also reduce taxpayer costs – by allowing all public sector workers to choose higher pay today, in exchange for a lower DB pension in retirement” – John Ralfe This is … Continue reading
Thoughts on “death and taxes and pensions”.
Here is how the Institute of Fiscal Studies concludes its report into the taxation of DC pots when the owner of the pot dies. I whole heartedly agree with the analysis and conclusions of this report. Conclusion Whether by accident, … Continue reading
It’s leverage wot dunnit!
Hidden borrowing, hidden losses and a hidden group of victims from the LDI crisis – that’s what came out of yesterday’s remarkable evidence sessions held in committee room 16 of the House of Commons. Hidden borrowing. The legal argument about … Continue reading
Why employers should be pig-sick about LDI (as should many DC savers).
This morning I will be giving evidence to the Work and Pensions Committee as part of its inquiry into Defined Benefit Pension Schemes with Liability Driven Investments. I will be giving evidence with John Ralfe, Con Keating and Iain … Continue reading
Unfunded pension promises don’t cost less to keep, but they’re more easy to break.
2/2 The cost of public sector pensions depends exclusively on the nature of the promise. Whether funded or unfunded, the promise is identical – and unconditional obligation for taxpayers to meet the pensions when they fall due. — John Ralfe … Continue reading