Tag Archives: John Ralfe

Are bonds “suitable” assets to meet the promises of a pension plan?


    Pension funds are struggling to find suitable assets in which to invest, says Pat Race of KPMG in an article in FTfm. The headline of the article is that “North American Pension Funds grow assets faster than their … Continue reading

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Undermining confidence in USS; to no good purpose.


  I read John Ralfe’s comments in this report in Times Higher Education and thought of Sir Toby Belch’s comment to Malvolio. Dost thou think, because thou art virtuous, there shall be no more cakes and ale? Sir Toby Belch … Continue reading

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“We dislike pensions but we don’t distrust them”- thoughts from comrade Gregg!


One of the pleasures of living in the City of London is the early evening beer with City slickers. City slicker Gregg McClymont and I had a pint or two in the Fine Line last night and caught up after … Continue reading

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Is the University Superranuation Scheme suffering fantasy deficits?


First the big picture Universities aren’t going away, nor are the people who teach in them, administrate them and provide the infrastructure that keeps them going. Many of our universities have survived wars, plagues, great fires as well as many … Continue reading

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Tata puts pensions first


  Though the details of Tata’s offer to the members of the British Steel Pension Scheme (BSPS) are only sketchy , it is clear that they are focussed on members getting “PPF+” on existing benefits and a defined benefit pension … Continue reading

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A time to be angry


  I got angry yesterday… I was on a conference call with a couple of lawyers arguing about the technical difference between a “duty of care” and the need to “act in good faith”. Apparently the semantics let an employer … Continue reading

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Rutger Bregman’s “Utopia for realists”


  I hadn’t heard of Rutger Bregman till this weekend and I still haven’t read his book “Utopia for Realists”. But I am drawn to a man who quotes the ideas of Thomas More , believes in a Universal Basic … Continue reading

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John Ralfe, Ros Altmann and the cost of central heating.


John Ralfe kindly promoted my article on the lack of diversity in the AE review. The AE review and the pension stitch up. https://t.co/8585n7hOEL via @henryhtapper is spot on — John Ralfe (@JohnRalfe1) February 11, 2017 //platform.twitter.com/widgets.js Responsible John By … Continue reading

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Narrowing the range of thought…


I get back from a few days in the North East to this headline in Corporate Adviser First Actuarial versus the world: DB’s glass half full or half empty? (you can read the article on the link at the bottom) … Continue reading

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Pensions and the Media


We like to think that the media works well with the pension industry, but it’s a relationship based on our money, not on mutual respect. In this article I look at how the media really view pensions, concluding we have … Continue reading

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