Tag Archives: John Ralfe

“He that hath ears to hear, let him hear.”

Posted on May 29, 2020 by

I am very pleased that Con Keating and Iain Clacher’s recent article has got so much attention , both in terms of readers and in terms of social media comment. Though I am one of those who thinks the Pension … Continue reading →

Posted in actuaries, Big Government, coronavirus, pensions | Tagged , , , , , , , , , | 5 Comments

All plans off for DB funding proposals

Posted on May 5, 2020 by

I’m sorry to have missed the FT’s DB funding debate, it sounds like a lively affair! Mercer, the professional services firm, last week estimated the aggregate accounting deficit for DB schemes for the UK’s 350 largest listed companies was £52bn … Continue reading →

Posted in actuaries, advice gap, Blogging, dc pensions, de-risking, defined ambition, DWP, pensions | Tagged , , , , , , , | 1 Comment

More argy-bargy in pension’s tax-trenches

Posted on January 31, 2020 by

  Blessed are the peacemakers, until they wade into a debate on tax-relief. The saintly Darren Philp , maybe picking up from comments from ex DWP govt actuary Andy Young, tried to change the debate. To summarise his argument, he … Continue reading →

Posted in advice gap, age wage, pensions, Treasury | Tagged , , , , , , , | 2 Comments

A pension tax- relief debate (beats Love Island any Sunday)

Posted on January 13, 2020 by

While the nation was working out Dancing on Ice and the new #loveisland line-up,  I was engaged in an intellectual arm-wrestle with amongst others, Mike Otsuka, John Ralfe, Sam Pickford, Steve Bee and (in the stands) Ros Altmann. The topic, … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , , , , | 2 Comments

Let’s play nicely!

Posted on December 22, 2019 by

  This is a most unusual blog as it starts with an apology – an apology to John Ralfe . It is also an apology to any of the people who were offended by my early morning rant at John. … Continue reading →

Posted in #WASPI, Blogging, leadership, pensions | Tagged , , , , | 1 Comment

The financing of DC

Posted on September 14, 2019 by

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading →

Posted in age wage, CDC, pensions | Tagged , , , , , | Leave a comment

Doctor heal thyself? Where do NHSPS members get help on their pensions?

Posted on March 31, 2019 by

    Listeners to Paul Lewis’ MoneyBox were treated yesterday to a lively debatebetween Jo Cumbo , John Ralfe and Paul Lewis. While interpretations of the problems facing the NHS and in particular the NHS pension scheme and its membership … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , | 2 Comments

Beware the reasonable Ralfe

Posted on March 11, 2019 by

John Ralfe has written an article on the problems highly paid NHS staff are having staying members of the NHS Pension Scheme. He has a number of remedies for the Doctors, most involve Doctors being able to swap pension accrual … Continue reading →

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We can’t reopen closed railways or pensions – but we can build anew

Posted on December 27, 2018 by

How does #CDC help the individual saver in a falling market as you claim….? @henryhtapper https://t.co/PbsnbcXwku — John Ralfe (@JohnRalfe1) December 26, 2018 When I wrote this blog on Boxing Day about “coping with falling markets” – I did not … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments

Do academics have special rights of pleading?

Posted on October 29, 2018 by

Peer review is the evaluation of work by one or more people of similar competence to the producers of the work. It constitutes a form of self-regulation by qualified members of a profession within the relevant field. Peer review methods … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , | 26 Comments