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- RT @henryhtapper: Austerity keeps life “nasty, brutish and short”. henrytapper.com/2017/07/21/aus… https://t.co/3FnlcrHKibthanks 11 hours ago
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- #FollowFriday @JamesDelingpole @surreycricket @Louiseaileen70 top Influencers this week! Have a great weekend :) 🔶 commun.it/thank-you/?aid…Restoring confidence in pensions 9 hours ago
- RT @PPJamesPhillips: .@DWP confirms ban on early exit charges and member-borne commission buff.ly/2uirG8b https://t.co/Xln42x49saRestoring confidence in pensions 11 hours ago
- RT @henryhtapper: How do you annoy a wealth manager? lnkd.in/dYmagggRestoring confidence in pensions 11 hours ago
- RT @henryhtapper: Radio times! lnkd.in/d8AcksrRestoring confidence in pensions 11 hours ago
- #thanks @Ceeecicilelee @GavinGJohnson @pgmg09 thanks for the recent follow. Much appreciated :) >> Want this 🆓? commun.it/grow-your-foll…Restoring confidence in pensions 11 hours ago
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Tag Archives: John Ralfe
Tata puts pensions first
Though the details of Tata’s offer to the members of the British Steel Pension Scheme (BSPS) are only sketchy , it is clear that they are focussed on members getting “PPF+” on existing benefits and a defined benefit pension … Continue reading
Posted in accountants, actuaries, pensions
Tagged British Steel, BSPS, John Ralfe, pensions, ppf, RAA, Steel, tata, TPR
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A time to be angry
I got angry yesterday… I was on a conference call with a couple of lawyers arguing about the technical difference between a “duty of care” and the need to “act in good faith”. Apparently the semantics let an employer … Continue reading
Posted in pensions
Tagged CWU, Duty of Care, John Ralfe, lawyers, pensions, Pre-pack, Royal Mail, Rutland, The Pensions Regulator
1 Comment
Rutger Bregman’s “Utopia for realists”
I hadn’t heard of Rutger Bregman till this weekend and I still haven’t read his book “Utopia for Realists”. But I am drawn to a man who quotes the ideas of Thomas More , believes in a Universal Basic … Continue reading
Posted in pensions
Tagged DB taskforce, John Ralfe, pensions, realism, Rutger bregman, utopia
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John Ralfe, Ros Altmann and the cost of central heating.
John Ralfe kindly promoted my article on the lack of diversity in the AE review. The AE review and the pension stitch up. https://t.co/8585n7hOEL via @henryhtapper is spot on — John Ralfe (@JohnRalfe1) February 11, 2017 //platform.twitter.com/widgets.js Responsible John By … Continue reading
Posted in annuity, auto-enrolment, pensions
Tagged Bonds, CDC, central heating, equities, John Ralfe, pensioner poverty, Ros Altmann
3 Comments
Narrowing the range of thought…
I get back from a few days in the North East to this headline in Corporate Adviser First Actuarial versus the world: DB’s glass half full or half empty? (you can read the article on the link at the bottom) … Continue reading
Posted in pensions
Tagged Charles Cowling, corporate adviser, Deficit, Fab Index, FABI, Funding, JLT, John Ralfe, Mercer, pensions, ppf
3 Comments
Pensions and the Media
We like to think that the media works well with the pension industry, but it’s a relationship based on our money, not on mutual respect. In this article I look at how the media really view pensions, concluding we have … Continue reading
Posted in pensions
Tagged Alan Higham, Blog, ft, John Ralfe, Media, Out reach, pensions, press, Ros Altmann, social media, Steve Webb, Technology, twitter, Value for Money
3 Comments
Please don’t die-I was enjoying your annuity!
News that Government has finally put the Secondary Annuity Market down is no surprise. It was one of Steve Webb’s worst ideas and has proved about as popular as Osborne. Economically, the creation of a market in annuities is a … Continue reading
Posted in annuity, pensions
Tagged CDC, John Ralfe, pension, Pension Freedoms, pensions, Ros Altmann, secondary annuity, Steve Webb
2 Comments
Doesn’t pension freedom extend to Defined Benefits?
The debate about the assumptions we use to decide the state of our defined benefit schemes is in full swing. On the one hand you have those, like John Ralfe who use an approach which ensures that there’s always enough … Continue reading
Posted in pensions
Tagged DB, defined benefit, Derek Benstead, first actuarial, Freedoms, Guarantee, John Ralfe, pensions, PPF7800, Rob Hammond, The Pensions Regulator, TPR
2 Comments
Very “interest”-ing
For millions of savers, the most important piece of financial news over the past few weeks has not been about the impact of bond yields on pension liabilities or their mortgage interest payments or the state of the stock market. … Continue reading
Posted in pensions
Tagged 123, BHS, Business, Cash, CDC, Con Keating, equities, John Ralfe, Kevin Wesbroom, Martin Lewis, Paul Lewis, pension playpen, pensions, Phillip Green, real assets, Retirement, Santander
3 Comments
Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
1 Comment
