Tag Archives: John Ralfe

The financing of DC

Posted on September 14, 2019 by

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading →

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Doctor heal thyself? Where do NHSPS members get help on their pensions?

Posted on March 31, 2019 by

    Listeners to Paul Lewis’ MoneyBox were treated yesterday to a lively debatebetween Jo Cumbo , John Ralfe and Paul Lewis. While interpretations of the problems facing the NHS and in particular the NHS pension scheme and its membership … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , | 2 Comments

Beware the reasonable Ralfe

Posted on March 11, 2019 by

John Ralfe has written an article on the problems highly paid NHS staff are having staying members of the NHS Pension Scheme. He has a number of remedies for the Doctors, most involve Doctors being able to swap pension accrual … Continue reading →

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We can’t reopen closed railways or pensions – but we can build anew

Posted on December 27, 2018 by

How does #CDC help the individual saver in a falling market as you claim….? @henryhtapper https://t.co/PbsnbcXwku — John Ralfe (@JohnRalfe1) December 26, 2018 When I wrote this blog on Boxing Day about “coping with falling markets” – I did not … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments

Do academics have special rights of pleading?

Posted on October 29, 2018 by

Peer review is the evaluation of work by one or more people of similar competence to the producers of the work. It constitutes a form of self-regulation by qualified members of a profession within the relevant field. Peer review methods … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , | 26 Comments

Financial Economics = Scorched Earth

Posted on October 27, 2018 by

John Kiff rolled his tank onto my lawn this morning. Well he can roll it off again and take his flamethrowers with him. For in the long march back from Moscow, Kiff, Ralfe & Co are doing their best to … Continue reading →

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Keating on Ralfe, CDC and morality

Posted on October 14, 2018 by

Last week’s Corporate Advisor’s Pensions Summit featured a debate on the merits of CDC pensions. Johan Ralfe presented the “case” against the introduction of CDC. In the main, with all the showmanship of Barnum and Bailey, this resurrected old and … Continue reading →

Posted in CDC, pensions | Tagged , , , | 4 Comments

Other ways of doing CDC

Posted on October 3, 2018 by

  It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading →

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The human cost of marking our pensions to the market

Posted on October 1, 2018 by

  The debate at the CSFI mid week between Norma Cohen and John Ralfe on one side and Jon Spain and Dennis Leech on the other – seems to have focussed on the economics of pensions. I’d like to widen … Continue reading →

Posted in dc pensions, pensions, Pensions Regulator, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 1 Comment

CDC guarantees nothing! If that freaks you out – CDC is not for you!

Posted on September 16, 2018 by

It being early on a Sunday morning, the coots playing around Lady Lucy and a wind rustling through the willows, I’m minded to turn my mind yet again to John Ralfe’s queries on CDC. Ok clever clogs. 10 easy #CDC … Continue reading →

Posted in CDC, pensions | Tagged , , , , , | 1 Comment