here’s what you’ve been saying
ConKeating on No blubbing over the future of… No blubbing over the… on Five ways the change from RPI… henry tapper on Five ways the change from RPI… ConKeating on Five ways the change from RPI… DR Robin Rowles on Five ways the change from RPI… Chris Giles on Five ways the change from RPI… henry tapper on TISA’s plans for low pai… ConKeating on Five ways the change from RPI… derekscott1953 on TISA’s plans for low pai… henry tapper on Five ways the change from RPI… Mark Andrew Meldon on Five ways the change from RPI… Mike Post on Five ways the change from RPI… Martin T on “Sooner being better tha… DCIF; we won’t… on Tomorrow is a day of reckoning… Joy Division 24 - Jo… on 24 hours – the greatest…
Tag Archives: John Ralfe
USS; are UCU and UUK missing the big picture?
This is nonsense. If universities can’t pay the required #USS DB contribution, then simply move to DC, which was of course the original plan. Universities backed down in the face of strikes https://t.co/rYtU1azGjM via @timeshighered — John Ralfe (@JohnRalfe1) November … Continue reading
Posted in advice gap, CDC, USS, Value for Money
Tagged AgeWage, Business and Economy, CDC, dc pensions, Defined benefit pension plan, DWP, Guy Opperman, Jo O'grady, John Ralfe, Mike Otsuka, Norma Cohen, pension
2 Comments
Are John and Norma right – are we facing the end of mass-retirement?
@JosephineCumbo could you pls explain why “open” DB schemes are less risky than closed schemes, and should therefore be subject to weaker funding requirements? “Josephine Cumbo: Open and closed case @@corpadviser https://t.co/u3loRiZxB6 — John Ralfe (@JohnRalfe1) October 30, 2020 The … Continue reading
Posted in pensions
Tagged DB Funding Code, de-risking, John Ralfe, Lockdown, Norma Cohen, Pensions, Ros Altmann, TPR
2 Comments
“He that hath ears to hear, let him hear.”
I am very pleased that Con Keating and Iain Clacher’s recent article has got so much attention , both in terms of readers and in terms of social media comment. Though I am one of those who thinks the Pension … Continue reading
Posted in actuaries, Big Government, coronavirus, pensions
Tagged Con Keating, David Fairs, Ears, Guy Opperman, Joe Strummer, John Ralfe, Matthew, ppf, TPR, Treasury
5 Comments
All plans off for DB funding proposals
I’m sorry to have missed the FT’s DB funding debate, it sounds like a lively affair! Mercer, the professional services firm, last week estimated the aggregate accounting deficit for DB schemes for the UK’s 350 largest listed companies was £52bn … Continue reading
Posted in actuaries, advice gap, Blogging, dc pensions, de-risking, defined ambition, DWP, pensions
Tagged DB, DB funding, DB pensins, DWP, ft, John Ralfe, SteveWebb, TPR
1 Comment
More argy-bargy in pension’s tax-trenches
Blessed are the peacemakers, until they wade into a debate on tax-relief. The saintly Darren Philp , maybe picking up from comments from ex DWP govt actuary Andy Young, tried to change the debate. To summarise his argument, he … Continue reading
Posted in advice gap, age wage, pensions, Treasury
Tagged Andrew Young, darren philp, David Robbins, EET, John Ralfe, Pensionsn, Tax, TEE
2 Comments
A pension tax- relief debate (beats Love Island any Sunday)
While the nation was working out Dancing on Ice and the new #loveisland line-up, I was engaged in an intellectual arm-wrestle with amongst others, Mike Otsuka, John Ralfe, Sam Pickford, Steve Bee and (in the stands) Ros Altmann. The topic, … Continue reading
Posted in advice gap, age wage, pensions
Tagged John Ralfe, Love Island, Mike Otsuka, net-pay, pensions, RAS, Ros Altmann, steve bee, tax relief, Treasury
2 Comments
Let’s play nicely!
This is a most unusual blog as it starts with an apology – an apology to John Ralfe . It is also an apology to any of the people who were offended by my early morning rant at John. … Continue reading
Posted in #WASPI, Blogging, leadership, pensions
Tagged first actuarial, Idiot, John Ralfe, pensions, Ralfebot
1 Comment
The financing of DC
As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading
Posted in age wage, CDC, pensions
Tagged #bollocks, Adrian Boulding, CDC, dc, henry tapper, John Ralfe
Leave a comment
Doctor heal thyself? Where do NHSPS members get help on their pensions?
Listeners to Paul Lewis’ MoneyBox were treated yesterday to a lively debatebetween Jo Cumbo , John Ralfe and Paul Lewis. While interpretations of the problems facing the NHS and in particular the NHS pension scheme and its membership … Continue reading
Posted in advice gap, age wage, pensions
Tagged jo cumbo, John Ralfe, NHSPS, Paul Lewis, pensions, Taper
2 Comments
Beware the reasonable Ralfe
John Ralfe has written an article on the problems highly paid NHS staff are having staying members of the NHS Pension Scheme. He has a number of remedies for the Doctors, most involve Doctors being able to swap pension accrual … Continue reading
