Category Archives: Popcorn Pensions

If I ran a master trust…


Not all of us run a master trust, though you might think it was Britain’s boom industry from the amount of press “master trust proliferation” has got. This blog is here for those who do, and for those who advise … Continue reading

Posted in auto-enrolment, pensions, Politics, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

“A bit of a balls up- to be frank!”


If you turn left out of the back of the Treasury and walk down to Caxton Street you’ll find the offices of the DWP. If you turn right out of Caxton Street, you’ll come to the Treasury, it’s a five minute … Continue reading

Posted in pensions, Popcorn Pensions, Ros Altmann, social media | Tagged , , , , , , , , , , , | Leave a comment

Pot follows member – over a cliff?


There’s a great saying in racing “I’d follow that horse over a cliff”. It’s a morbid comment on most gambler’s instinct to chase losses for sentimental rather than economic reasons. When conviction sets in, then rationality is the loser and … Continue reading

Posted in pensions, Pensions Regulator, Personal Accounts, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , | 2 Comments

Re-engaging employers with their staff pensions


Once it was so simple. Good employers offered good pensions and lousy employers didn’t. The good employers congregated at NAPF conferences and congratulated themselves and an industry fed on the easy money growing within these plans. But then came lower … Continue reading

Posted in auto-enrolment, Liability Driven Investment, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , | 1 Comment

What employers can do to get their members better pensions


Yesterday I had a chance to talk with a large employer about what they can do to help improve the outcomes of their DC plans. Influencing employees to get the best out of their pension savings means getting them to … Continue reading

Posted in Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Beware “black-box” auto-enrolment “solutions”.


Katie Morley of the de Daily Telegraph has written an important article claiming that the occupational schemes set up to relieve the needy of their pension savings before retirement are now turning their sights on auto-enrolment. This may or may not … Continue reading

Posted in First Actuarial, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 2 Comments

Lassitude or laxitude – 100 days of pension freedoms


“Lassitude” or “Laxitude” – what’s your judgement on how we’re carrying on? Or is this all just fine? Lassitude is a “proper” word that describes a lazy behaviour resulting from world weariness, laxitude is a made up word that describes … Continue reading

Posted in CDC, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Help is on its way.


For Britain’s flummoxed pensioners- help is on its way! Continue reading

Posted in advice gap, Pension Freedoms, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , | Leave a comment

“Hope I die before I get old..?”


  The quote’s from Pete Townsend and the Who’s “my generation”. It’s a brutal version of the Beatles’ “when I’m 64” but both songs are driven by the fear of getting old “will you still need, me, will you still … Continue reading

Posted in accountants, actuaries, CDC, pension playpen, pensions, Pensions Regulator, Popcorn Pensions, Public sector pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Annuity – RIP


  I guess the moment I heard the news on the scrapping of compulsory annuities will stick in the memory like the moment I heard of the death of Elvis/Lennon and Princess Di. All morning we’d heard the helicopters hovering … Continue reading

Posted in auto-enrolment, pension playpen, pensions, Popcorn Pensions, St Paul's | Tagged , , , , , , , , , , , , , , , , , , | 2 Comments