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Category Archives: leadership
Let’s play nicely!
This is a most unusual blog as it starts with an apology – an apology to John Ralfe . It is also an apology to any of the people who were offended by my early morning rant at John. … Continue reading
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Posted in #WASPI, Blogging, leadership, pensions
Tagged first actuarial, Idiot, John Ralfe, pensions, Ralfebot
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12/12/19 #OKboomer v #snowflakegeneration
The most coherent research I have seen coming out of the voting patterns of last Thursday is this. While support for Liberals is consistent over ages, the vote for the binary propositions of conservative and labour governments is highly dependent … Continue reading
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Posted in age wage, leadership, pensions, Politics, Popcorn Pensions
Tagged #okboomer, #snowflake, #snowflakegeneration, boomer, millennial, pension, pensions
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Employer’s duty to provide information to employees about pensions.
“where an employee has an important decision to make which has material financial implications the safest course of action for an employer is to provide the individual with all of the information that they need in order to make an … Continue reading
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Posted in leadership, pensions
Tagged auto enrolment, Eversheds, Eversheds Sutherland, Francois Barker, Scally, Scally duty, WordPress
6 Comments
What can men do to reduce gender pay inequality?
For a start they can stop “welcoming this discussion” and blathering other related clichés! If men welcomed a serious discussion on gender pay equality, we’d have been having them regularly since equal pay for both gender (for the same job) became … Continue reading
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Posted in economics, leadership, pension playpen, pensions
Tagged BBC, Biology, Equality, Female, Gender Pay, male, Reporting
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Paying for other people’s pensions
I’ve said it before on this blog, but I’ll say it again. The amount of Council Tax many people pay to fund other people’s pensions exceeds their own contributions into pensions, even when they’ve been auto-enrolled into “workie”. “You … Continue reading
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Posted in de-risking, Financial Education, governance, infrastucture, investment, leadership, pensions
Tagged auto enrolment, Centre for Policy Studies, change, CPS, LGPS, Michael Johnson, pensions
3 Comments
Can the pension insurers win back their customers’ respect?
IGCs are ours to use and not the insurers to castrate. Continue reading
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Posted in governance, investment, later life, leadership, Pension Freedoms, pension playpen, pensions
Tagged advosors, Fiduciary, Government, IFAs, IGC, Inurer, pension, Pension Freedoms, Politics, Ros Altmann
4 Comments
Terry Smith – What I have learned from Fundsmith in the Past Five Years
Fundsmith is my favourite fund manager. Like Aberdeen (another favourite whose conference I’m going to today), it is an organisation with a strong purpose (moral and social). Terry Smith is an extraordinary man who’s views are always worth reading. He … Continue reading
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Posted in investment, leadership, Management
Tagged fund management, Fundsmith, Investment, moral purpose, purpose, social purpose
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Everything you wanted to know about the AE Common Data Standard (in 500 words)
What’s the point? There are around 30 pension providers an employer can choose to set up their workplace pension and around 40 further providers who will convert their existing workplace pension into a scheme that qualifies for workplace pension. … Continue reading
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Posted in auto-enrolment, leadership, pensions, Pensions Regulator, Retirement
Tagged Andy Agethangelou, auto enrolment, Business, Capacity crunch, common data standard, dc pensions, Defined benefit pension plan, DWP, Financial services, FofAE, Government, National Employment Savings Trust, PAPDIS, Pension new, pensions, Retirement
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Time to be clear on what’s a good workplace pension.
We are losing sight of what the charges consultation is about. It is about improving pension outcomes. Continue reading
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Posted in advice gap, auto-enrolment, David Pitt-Watson, dc pensions, leadership, Payroll, pensions, Personal Accounts, stock lending
Tagged Business, charges, Consultation, costs, custody, DWP, Employment, Financial services, Government, National Employment Savings Trust, novarca, pension
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It looks like we won’t get a cap on pension charges – do we need one?
A battle may have been lost but there is still a war to be won. Continue reading
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Posted in leadership, pension playpen, pensions, steve webb, target date funds
Tagged annuity, Business, Cass, corporate governance, dc pensions, Debbie Harrison, DWP, Employment, Financial services, National Employment Savings Trust, pension, Pension Insitute, Pension new, pensions, Retirement, Steve Webb
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