Category Archives: Blogging

Why we are all regulators


A regulator is generally a device that maintains a designated characteristic in a system. In a financial sense, it ensures that the rules that govern our dealings are understood, maintained and enforced. We have regulation because we value a system … Continue reading

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Brexit not AExit


  Disruption of auto-enrolment happened way before the recent referendum and is set to continue as one of the many unintended consequences of a leave vote. The ambitious legislative reforms put in place by the coalition’s pension minister Steve Webb … Continue reading

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Will the transparency Zeitgeist pervade the FCA?


The Financial Times is reporting that the Association of Member Nominated  Trustees are ready to exercise muscle to get to the bottom of what we are paying for charges. This is really good news ; but before we get too … Continue reading

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“Why does the garbage man not understand his pension”- Tom Hibbard- KAS Bank


“I speak to everyone in the same way, whether he is the garbage man or the president of the university” – Albert Einstein   This quote has really resonated with me of late as I find myself reading more and … Continue reading

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Crowd-sourcing a solution to the net-pay pension problem.


The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading

Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | 2 Comments

Room 101 for BT Fon


Join me if you would like the appallingly intrusive BT Fon service banished to room 101. The ridiculous pay as you go service is like the unwanted guest who turns up uninvited at your every event. BT Fon sits on … Continue reading

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The greatest sporting weekend of the year?


The race is on to show your true sporting credentials on twitter. My twitter timeline was invaded by the likes of Pensions Sam Notts (3rd from bottom) v Yeovil (bottom) this weekend, big big game! @henryhtapper — Sam Brodbeck (@PensionsSam) April 10, … Continue reading

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FINANCIAL UNDERSTANDING – what one insurer’s doing to improve things.


A lot of people think that big financial institutions prey upon the ignorance of the public. Many have, many have treated their customers as seals to be clubbed on the beach. Part of the problem for insurers was that they … Continue reading

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St Rumwold – we need another miracle!


The patron Saint of Cann and Melbury Abbas is St Rumbold (Rumwold), a curious Saint who only lived 3 days , dying after delivering a sermon on the Trinity while barely out of the womb. His memory was besmirched by fraudulent … Continue reading

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Grown up brands


How does a brand develop gravitas? Almost all internet start-ups set out to disrupt and this disruption starts with the brand. From the fore-runner Egg to the much advertised Nutmeg, we are asked to think of the brand as something … Continue reading

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