Category Archives: Blogging

Re-deploying our pension winners!


Webb for Regulator? This rumour has sparked a twitter storm among those who think Steve Webb is conflicted in potentially exercising the powers of the Pensions Regulator on policies he initiated as pensions minister. Exclusive: Sir Steve Webb, the former … Continue reading

Posted in Big Government, Blogging, pensions | Tagged , , , , , | 2 Comments

Whitbread – you must pay up on the Government’s pension promise


This blog calls on Whitbread to pay the incentive outstanding to many of their staff before the sale of Costa to Coca Cola. If Whitbread refuses to do so, the Pensions Regulator should block the sale. If Whitbread wants to … Continue reading

Posted in auto-enrolment, Blogging, napf, Payroll, pensions, PLSA, Politics, Retirement, Ros Altmann | 4 Comments

Why pensions must bank on change! We need Open Pensions not a data monopoly.


Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading

Posted in advice gap, Bankers, Big Government, Blogging, pensions | Tagged , , , | Leave a comment

The wheels of the law turn (too) slowly


@henryhtapper @NJM71 @mk14steve @RedCircleFP @RAF_IFA Back in Jan ’18, 4 pension scammers were ordered to pay back millions they stole from hundreds of victims. And now 9 months later these crooks have been banned from acting as trustees. NINE MONTHS! … Continue reading

Posted in advice gap, Blogging, Brexit, pensions | Tagged , , , , | Leave a comment

The Gravy train is still at the station!


This is a post from an asset manager. You cannot comment on the post as Muzinich has turned off the comments facility on Linked in. I am wondering what the “appropriate” response to the post is. Should it be Muzinich … Continue reading

Posted in Blogging, pensions | Tagged , , , , | 3 Comments

Boomers struck down by Financial Constipation


I have four points to make about the figures published by HMRC on taxable drawdown yesterday The amount being drawn down is a dribble The drawdown is consistent over time – people are drawing down on average £30k pa These … Continue reading

Posted in advice gap, Blogging, Fungible, pensions | 3 Comments

Isn’t it time we thought of pensions as insurance (again)?


  Yesterday, I wrote of the positive future that I saw for collective schemes, if they could rid themselves of the pernicious effects of financial economics. I based my arguments on my perceptions of the impact of mark to market … Continue reading

Posted in Blogging, customer service, pensions | Tagged , , , | 2 Comments

GDPR – a contrarian view


I was going to entitle this piece “f*#k GDPR” but I have too many people I like, who live that dream, to risk offence. But I’ll be glad after 25th May, not to have to spend 30 minutes a day, … Continue reading

Posted in Blogging, brand, journalism, pensions | Tagged , , , , | 3 Comments

Advisers should welcome a revival of the collective pension scheme


Financial advisers have never had it so good. The collapse of the DB market has led to the outflow of tens of billions of pounds into the wealth market,  the emergence of fund platforms has allowed them to demonstrate a … Continue reading

Posted in Blogging, CDC, pensions | Tagged , , , , , | 4 Comments

Trojans – don’t trust that horse!


The TUC on Carillion Pensions. With the failure of Carillion, another corporate collapse leaves thousands of workers with uncertain futures and many may face reduced pensions.   There are questions to be asked about the state of Carillion’s myriad pension … Continue reading

Posted in Blogging, journalism, pensions, Trades Union Congress | Tagged , , , | Leave a comment