Category Archives: Blogging

“Patient Capital incubators” wanted. Our workplace pensions fingered!

Posted on February 5, 2019 by

The DWP and its pension minister Guy Opperman have taken the opportunity of a speech at the TUC conference to launch an unexpected and wide-ranging consultation on DC investments- where the money of “a couple of hundred short of 10m … Continue reading →

Posted in advice gap, age wage, Blogging, pensions | Tagged , , , , | Leave a comment

Re-deploying our pension winners!

Posted on December 8, 2018 by

Webb for Regulator? This rumour has sparked a twitter storm among those who think Steve Webb is conflicted in potentially exercising the powers of the Pensions Regulator on policies he initiated as pensions minister. Exclusive: Sir Steve Webb, the former … Continue reading →

Posted in Big Government, Blogging, pensions | Tagged , , , , , | 2 Comments

Whitbread – you must pay up on the Government’s pension promise

Posted on November 18, 2018 by

This blog calls on Whitbread to pay the incentive outstanding to many of their staff before the sale of Costa to Coca Cola. If Whitbread refuses to do so, the Pensions Regulator should block the sale. If Whitbread wants to … Continue reading →

Posted in auto-enrolment, Blogging, napf, Payroll, pensions, PLSA, Politics, Retirement, Ros Altmann | 4 Comments

Why pensions must bank on change! We need Open Pensions not a data monopoly.

Posted on November 14, 2018 by

Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading →

Posted in advice gap, Bankers, Big Government, Blogging, pensions | Tagged , , , | Leave a comment

The wheels of the law turn (too) slowly

Posted on October 23, 2018 by

@henryhtapper @NJM71 @mk14steve @RedCircleFP @RAF_IFA Back in Jan ’18, 4 pension scammers were ordered to pay back millions they stole from hundreds of victims. And now 9 months later these crooks have been banned from acting as trustees. NINE MONTHS! … Continue reading →

Posted in advice gap, Blogging, Brexit, pensions | Tagged , , , , | Leave a comment

The Gravy train is still at the station!

Posted on September 23, 2018 by

This is a post from an asset manager. You cannot comment on the post as Muzinich has turned off the comments facility on Linked in. I am wondering what the “appropriate” response to the post is. Should it be Muzinich … Continue reading →

Posted in Blogging, pensions | Tagged , , , , | 3 Comments

Boomers struck down by Financial Constipation

Posted on August 1, 2018 by

I have four points to make about the figures published by HMRC on taxable drawdown yesterday The amount being drawn down is a dribble The drawdown is consistent over time – people are drawing down on average £30k pa These … Continue reading →

Posted in advice gap, Blogging, Fungible, pensions | 3 Comments

Isn’t it time we thought of pensions as insurance (again)?

Posted on July 29, 2018 by

  Yesterday, I wrote of the positive future that I saw for collective schemes, if they could rid themselves of the pernicious effects of financial economics. I based my arguments on my perceptions of the impact of mark to market … Continue reading →

Posted in Blogging, customer service, pensions | Tagged , , , | 2 Comments

GDPR – a contrarian view

Posted on May 23, 2018 by

I was going to entitle this piece “f*#k GDPR” but I have too many people I like, who live that dream, to risk offence. But I’ll be glad after 25th May, not to have to spend 30 minutes a day, … Continue reading →

Posted in Blogging, brand, journalism, pensions | Tagged , , , , | 3 Comments

Advisers should welcome a revival of the collective pension scheme

Posted on March 2, 2018 by

Financial advisers have never had it so good. The collapse of the DB market has led to the outflow of tens of billions of pounds into the wealth market,  the emergence of fund platforms has allowed them to demonstrate a … Continue reading →

Posted in Blogging, CDC, pensions | Tagged , , , , , | 4 Comments