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Tag Archives: Pension Dashboard
Richard Smith calls for Andy Burnham’s help; the pension dashboard needs the new prime minister.
Richard Smith has a message for the Prime Minister on his first day in charge. We will hear over the next few days news of our new Chancellor and the place for our Pensions Minister. Much will change but pensions … Continue reading
Posted in pensions
Tagged Government, Pension Dashboard, Prime Minister, Richard Smith, Win
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The Pension Dashboard’s going well but it needs to agree this word “pension”.
Richard Smith is at the centre of any conversation about Pensions Dashboard(s). You don’t have to click through to see the video. The Pensions Dashboard doesn’t answer the kind of questions people should have. It shouldn’t use delusional simplicity. Five … Continue reading
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Tagged Dashboard, Lump sum, Pension Dashboard, Pensions, Richard Smith
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Pension Thunderbirds are go! Richard Smith counts down
There are three things that will matter to people and their pensions in the first half of 2027 The arrival of the first multi-employer CDC plans DC pots default at retirement to lifetime retirement incomes Pension Dashboards what’s coming to … Continue reading
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Tagged CDC, default, Pension Dashboard, pots, Richrd Smith, Thunderbirds
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Can the private sector afford to pay inflation linked pensions?
Of course we do pay inflation linked pensions though corporate and personal taxes, we pay for the public servants to get full CPI linkage so their wage in retirement will go up with inflation without a cap, some still get … Continue reading
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Tagged CDC, CPI, dc, increase, Inflation, Level, pension, Pension Dashboard, Retirement Wage, SMPI
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What matters more to us – our pension on day one or how it increases?
Increasing rates of a pensions at inflation (CPI) is half the liability of a pension promise says my friend and colleague Chris Bunford. Another actuary, Andy Young makes the point that we do more than promise inflation protection with the … Continue reading
We did as we were told, not as we chose; VFM for workplace pensions.
I cannot understand who a value for money assessment is for if it is not for the regulator. Who takes choices on the provider of workplace pensions if no choice needs to be made? The vast majority of choices were … Continue reading
Torsten Bell speaks in the VFM debate for the consumer.
What practically will the work on Value for Money mean to providers , employers and ultimately savers into our DC plans? We have this statement from the FCA We plan to offer roundtables and stakeholder events to discuss practical aspects … Continue reading
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Tagged Consumer, FCA, Pension Dashboard, Pensions, Torsten Bell, TPR
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I understand my state pension but not these statements about my private pension pots.
Richard Smith is angry. He has five pension pots but he has no idea what income he will get when from 2027 there’s a default pension he will be able to draw. That is apart from Scottish Widow’s explanation that … Continue reading
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Tagged Complicated, Pension Dashboard, Pensions, pots, Richard Smith, SMPI, state pension
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Richard Smith deserves a new year’s honour (this year or next) ! #pension #dashboard
Christmas finds Germany enthused by Richard Smith. We want him back in Britain for the new year. There is a good argument for advertising good news for the public by a Government keen to be well-regarded by the same. It … Continue reading
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Tagged Advertisement, Germany, Pension Dashboard, private pensions, public, Richard Smith
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2026 a testing year, 2027 a year of delivery – for pensions.
Richard Smith’s explanation of his conversation with us in October has emerged on social media. This ties in with comments from Bobby Riddaway on the thinking of many people in our industry which assumes that everyone is engaged and competent … Continue reading