Monthly Archives: December 2022

Employers not providers key to worker participation in pensions

Posted on December 31, 2022 by henry tapper

Altmann hits out at providers for pension positivity failure https://t.co/5PsvkK6XnS via @profpensions — Ros Altmann (@rosaltmann) December 30, 2022 Ros Altmann is hitting out at workplace pension providers for not selling the benefits of pension saving hard enough. This is … Continue reading →

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How you can boost your state pension for free.

Posted on December 31, 2022 by henry tapper

Most people still to get their state pension will get a full entitlement, it may not all be paid by the state (many people get part of it paid as part of their company pension) but so long as you’ve … Continue reading →

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Is it worth buying added years to get a full state pension?

Posted on December 31, 2022 by henry tapper

The short answer to the question in the title is “yes”, if you aren’t getting a full state pension and you won’t qualify for pension credit, you should use whatever time you have and/or whatever money that you can get … Continue reading →

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Am I getting a full state pension (and what can I do if I’m not)?

Posted on December 30, 2022 by henry tapper

Martin Lewis’s call to action on this question is one of the BBC’s top five things they’ve learned from Martin this year. Martin ends his comments saying  you should look further into this, in this blog, I help you do … Continue reading →

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Secure 2.0 – auto-enrolment comes to the USA.

Posted on December 30, 2022 by henry tapper

Joe Biden has just signed off a package of reforms which should have a profound impact on retirement saving in the USA. It is too early to consider whether they will impact political thinking in the UK or other developed … Continue reading →

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The fall-out from LDI will dominate DB pensions in 2023

Posted on December 30, 2022 by henry tapper

  The FT has published a piece this morning suggesting a “blame game” between consultants and the providers of LDI solutions. Was it the providers or the advice given by investment consultants  on implementation and management of leveraged LDI strategies … Continue reading →

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No crocodile tears over falling contributions – please!

Posted on December 29, 2022 by henry tapper

In a lachrymose display of virtue signalling, the PMI reports that many employees are either reducing contributions to workplace pensions or thinking of doing so. This is neither surprising or regrettable, people need to take pension holidays from time to … Continue reading →

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Why pension’s “savior complex” is so bogus!

Posted on December 29, 2022 by henry tapper

One of my favorite blogs of 2022 is one where Stefan Lundberg concludes No matter what, the key responsibility of the pension industry, must be to help our savers to get the most out of what they already have. This … Continue reading →

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How are the Canadians getting on turning their pension pots to pensions?

Posted on December 28, 2022 by henry tapper

Guest Post by Roman Kosarenko Senior Director, Pension Investments at Loblaw Companies Limited This is a very detailed article by Roman which should be of interest to anyone grappling with how the UK can turn pots to pensions. The more … Continue reading →

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Private and Public pensions

Posted on December 28, 2022 by henry tapper

  You can choose in this country whether to rely on the NHS or go private, whether to use state education or send your children to private schools and you can choose whether you want your pension managed using a … Continue reading →

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