Monthly Archives: December 2022
Do DC pension plans have a duty to help consumers spend their pots?
When I buy a bar of soap , I expect it to perform in a certain way and it does. It can be a good or a bad bar, but it will clean me. When I buy a pension (technically … Continue reading
Pension dashboards – don’t knock em!
I hope you’re having a good Christmas , this is the third day of Christmas and I’m going to let off steam on the subject of pension dashboards and in particular people who see them as an invitation to criminals … Continue reading
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Stefan Lundberg on the Pensions Dashboard
Over Christmas, I have been running a series of blogs I’ve selected from my linked in feed as examples of “good thinking”, they’ve all been from Stefan Lundbergh, who is a good thinker. But sometimes, good thinkers can think themselves … Continue reading
Is this the way to invest capital productively?
I am a 61-year-old with a pension pot, considering how my money can work as hard as I have done these past 40 years. Having started my working life in 1983, I have a reasonable hope that my money may … Continue reading
“A CDC design is not needed for the savings phase” – Stefan Lundberg
For those who read headlines , this article by Stefan Lundberg , may look an attack on CDC. For those who read articles, this is one of the best explanations of how CDC can be adapted to be a mass … Continue reading
Gallagher and Buck- Forever Home?
The deal was loudly touted as Gallagher’s biggest ever employee benefit deal , but the acquisition of Buck’s consulting business did not register a mention on the Financial Times’ website. In truth , Buck’s ownership has been a game of … Continue reading
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May you have a merry and solvent Christmas!
David Byers presented me with a challenge at the beginning of the week. “Would I argue for Charging guests for Christmas?”. As it happens, I’m the guest of my family and I’m feeling guilty that I’m not paying a penny, … Continue reading
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May Christmas bring you more “retirement years”
Happy Christmas Day! 2022 has brought us one guy who has filled us with good cheer. Stefan Lundberg is that man and over the Christmas period I want to republish a few of his great articles and blogs of … Continue reading
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Tagged communication, dc, Old age, Pensions, Retirement Years, Stefan Lundbergh
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Implacably opposed to SIPPs?
My last meeting of the year was with a SIPP provider. We discussed the performance of the funds it offered, the value it had offered for the money it had garnered (mainly by combining pension pots built up in the … Continue reading
Not a midlife MOT – it’s “on yer bike”
I have always distrusted the “mid-life MOT” which seemed to me the thin end of the wedge of a Government “save now or no benefits later” program. Version one was benign, an innocuous interview with an Aviva sponsored guide who … Continue reading