Tag Archives: Stefan Lundbergh

Solving the nastiest hardest problem in finance with Arun Muralidhar

  Arun Muralidhar is a campaigner for turning pots to pensions and he is speaking on the adoption of his solution – the Retirement Security Bond (RSB) – in countries around the world. He has asked me to publish this … Continue reading

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May Christmas bring you more “retirement years”

Happy Christmas Day!   2022 has brought us one guy who has filled us with good cheer. Stefan Lundberg is that man and over the Christmas period I want to republish a few of his great articles and blogs of … Continue reading

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CDC and “designer’s folly” – Stefan Lundbergh

  Collective DC, and other whole of life solutions, look great on paper but they are also a perpetual source of debate. When it comes to pension design, I have identified two common practices which, in my opinion, could be labelled … Continue reading

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CDC without the scheme – Stefan Lundbergh

Stefan Lundbergh Director Cardano Insights The global challenge in pensions is to solve the pay-out phase. A popular vision, among pension policy people, is to introduce a life-long income but without the drawbacks of annuities. In the UK, many advocate … Continue reading

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CDC inspires Stefan to turn pots to pensions.

It seems natural for DC schemes to offer both drawdown and lifelong retirement income solutions. With inspiration from the design objectives behind Collective DC, it must possible to design something fit for the 21st century. Here are some thoughts on … Continue reading

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Would you countenance a pensions pay-cut?

We all want an annuity- we all hate annuities Back in the early noughties, Watsons had a powerful team of thinkers who had cottoned on to the problems of moving from DB to DC pensions. The insurance and investment teams … Continue reading

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“It’s all about the framing” – Stefan Lundbergh on ‘de-risking’ our pension pots

This article was first published on linked in It’s well worth following Stefan and indeed linking in to him as he has a range of good articles on that platform. A new one is coming on pension choice – always … Continue reading

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