Monthly Archives: April 2019

Why Government’s obsessed by Value for Money in financial services.

Value for Money underpins financial services regulation in the UK One of the things that Brexit has thrown up is the importance to the British economy of financial services. We don’t just manage our own financial affairs, we manage the … Continue reading

Posted in age wage, pensions | Leave a comment

Yeovil True!

  It was a sad weekend for Yeovil Town fans as their cherished club tumbled out of the Football League after 16 years. I nearly wrote “glorious” but withdrew the adjective, many of them were anything but. We now face … Continue reading

Posted in Yeovil Town | Tagged , , , , | Leave a comment

“Your retirement salary” – the pension best seller.

How to use your lifetime of pension savings to pay yourself an income in your retirement   Richard Dyson & Richard Evans, the Daily Telegraph’s senior personal finance journalists, have written a book. I like the title “Your retirement salary” … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

What’s normal?

When we allow money to be taken out of our salaries , we don’t really know what to expect. That’s why the FCA want the independent governance committees that oversee workplace pension providers, to tell us what value for money … Continue reading

Posted in advice gap, pensions | Tagged , , , | 4 Comments

“In an advised world – do workplace pensions need trustees”.

The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading

Posted in First Actuarial, governance, pensions | Tagged , , , , | Leave a comment

Who’s ever heard of “worst friends”?

  I’ve been considering the question of “friends” on Facebook. I have been getting a lot of friend requests lately and suspect that the algorithm is putting my mug in front of people as someone who they should be connected … Continue reading

Posted in pensions | Leave a comment

Port Talbot steelworks – our Notre Dame

I was woken this morning by radio news of an explosion in the Port Talbot works. My heart sank as my mind turned to people I have met and the livelihoods that depend on these works ‘The tremor shook the … Continue reading

Posted in pensions | 1 Comment

Pitching to the world outside the bubble. How AgeWage is faring!

  Last night  I pitched to over 150 investors in the TechSpace in Luke Road, Shoreditch. The room was packed and the quality of pitching was high. We were up against a firm taking on the hegemony of Heinz Tomato … Continue reading

Posted in pensions | Leave a comment

We are not saving enough – official.

  What this chart from the FT shows is that UK Companies and Households are spending more than they are saving. They join our Government in this. We are not like the rest of the world that saves more than … Continue reading

Posted in age wage, pensions | Tagged , , , , , | Leave a comment

Contingent charging – a conflict too far

  BSPS was always going to cause collateral damage. The aftershocks of the £3bn that left the scheme during “Time to Choose” are now being felt by financial advisers as the testimonies in this article show. The advisers are talking … Continue reading

Posted in advice gap, BSPS, pensions | 2 Comments