Category Archives: governance

Five things that surprised me at the LawDeb Debate

And the results are in at the #LawDebDebate. An indicative vote versus the final result show a dramatic swing following the speakers taking to the stage pic.twitter.com/1EK1uxs9s6 — Law Debenture (@law_debenture) 20 May 2019   I didn’t go to my … Continue reading

Posted in governance, pensions | Tagged , , , , , | Leave a comment

“In an advised world – do workplace pensions need trustees”.

The quote is taken from a recent interview of Steve Webb of Royal London. It is a critical question which deserves an answer. The Workplace Pension Governance landscape (is changing) Something very odd is happening in DC Governance, something that … Continue reading

Posted in First Actuarial, governance, pensions | Tagged , , , , | Leave a comment

ReAssuring us through its IGC?

A word on padding The first thing you notice about the ReAssure IGC report is stock images. Page one and two are entirely devoted to them, page three and four have one, page five has five and page six is … Continue reading

Posted in governance, IGC, pensions | Tagged , , , , , | 2 Comments

Could a Local Government Pension Scheme go bust? NO

  Well the answer “no” as has been explained to me by Colin Meech of Unison – who makes the following points; LA’s can not go bust in the way you suggest – they would be taken over by government … Continue reading

Posted in Big Government, corporate governance, governance, pensions | Tagged , , , , , , , | 2 Comments

It’s not just IFAs that should be livid!

Here is the note I wrote when I read New Model Advisers report On why FSCS cannot determine its current levy (uncertainty over Strand Capital) On why FSCS has to unravel its past compensation (uncertainty over Arch Cru) Today (Jan … Continue reading

Posted in accountants, advice gap, FCA, governance, pensions | Tagged , , , , , , | 1 Comment

A method for the madness. Is the DWP Select Committee – pension’s best hope?

The diverse agenda of the DWP Select Committee might be considered madness. I am not going to write that their is method in this madness as it’s clear to me that we cannot properly consider freedoms, without looking at CDC for … Continue reading

Posted in drawdown, DWP, governance, Henry Tapper blog, pensions | Tagged , , , , , | 4 Comments

Isn’t this what millennials really want in the workplace? @locktoninfo

Although Pension PlayPen and First Actuarial do our work for employers and trustees, we rely on our partner- Lockton – to do the heavy lifting on workplace benefits. Here’s the first of two articles on what they’re research tells them … Continue reading

Posted in advice gap, Financial Education, governance, happiness, pensions | 3 Comments

L&G’s IGC goes public on hidden costs

It’s unfair on a very good IGC report that I focus on its breakthrough feature, but the decision of the IGC to publish the full cost of the funds used within L&G’s defaults needs to be given the headline news. … Continue reading

Posted in advice gap, governance, pensions | Tagged , , , , , , | Leave a comment

A tale of two cultures (and why I’m backing payroll)

  Two days, two conferences and two vastly different experiences. On Wednesday I spent a day exploring the Future of Life and Pensions with what Market Force and people  I am told are financial services “C1s”. Apparently this means they’ve reached … Continue reading

Posted in governance, Pension Freedoms, pensions | Tagged , , , | Leave a comment

True Potential for a good IGC report.

  A little tardy (but not as tardy as fellow auto-enrolment SIPP, Intelligent money, True Potential has produced its IGC report, you can read it here. You would have to be good at web navigation and persevering, to find it. I … Continue reading

Posted in governance, IGC, pensions | Tagged , , , , , , , , , , | Leave a comment