Category Archives: governance

Isn’t this what millennials really want in the workplace? @locktoninfo


Although Pension PlayPen and First Actuarial do our work for employers and trustees, we rely on our partner- Lockton – to do the heavy lifting on workplace benefits. Here’s the first of two articles on what they’re research tells them … Continue reading

Posted in advice gap, Financial Education, governance, happiness, pensions | 3 Comments

L&G’s IGC goes public on hidden costs


It’s unfair on a very good IGC report that I focus on its breakthrough feature, but the decision of the IGC to publish the full cost of the funds used within L&G’s defaults needs to be given the headline news. … Continue reading

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A tale of two cultures (and why I’m backing payroll)


  Two days, two conferences and two vastly different experiences. On Wednesday I spent a day exploring the Future of Life and Pensions with what Market Force and people  I am told are financial services “C1s”. Apparently this means they’ve reached … Continue reading

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True Potential for a good IGC report.


  A little tardy (but not as tardy as fellow auto-enrolment SIPP, Intelligent money, True Potential has produced its IGC report, you can read it here. You would have to be good at web navigation and persevering, to find it. I … Continue reading

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Governance rides a horse called transparency!


My day today is dominated by meetings about governance. I’ll be meeting organisations who want to provide benchmarks for governance, an organisation charged with overseeing the pension pots of millions of us and a regulator who kicked off the shift … Continue reading

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IGCs – a final reckoning


Here is a summary of the IGC reports analysed on this blog. If you want to read my assessments in detail, please use the search engine. I have segmented the blogs as you can see. It may be unfair to … Continue reading

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Legal and General’s IGC – frustrated but getting there!


The Legal & General IGC Annual Statement was published yesterday (21st March) and  good it is too. The link to it is here As with Prudential’s statement, it’s tone is measured and severe, this is not a marketing document for … Continue reading

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Paying for other people’s pensions


I’ve said it before on this blog, but I’ll say it again. The amount of Council Tax many people pay to fund other people’s pensions exceeds their own contributions into pensions, even when they’ve been auto-enrolled into “workie”.   “You … Continue reading

Posted in de-risking, Financial Education, governance, infrastucture, investment, leadership, pensions | Tagged , , , , , , | 3 Comments

Can the pension insurers win back their customers’ respect?


IGCs are ours to use and not the insurers to castrate. Continue reading

Posted in governance, investment, later life, leadership, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , | 4 Comments

NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment