Category Archives: governance

A tale of two cultures (and why I’m backing payroll)


  Two days, two conferences and two vastly different experiences. On Wednesday I spent a day exploring the Future of Life and Pensions with what Market Force and people  I am told are financial services “C1s”. Apparently this means they’ve reached … Continue reading

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True Potential for a good IGC report.


  A little tardy (but not as tardy as fellow auto-enrolment SIPP, Intelligent money, True Potential has produced its IGC report, you can read it here. You would have to be good at web navigation and persevering, to find it. I … Continue reading

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Governance rides a horse called transparency!


My day today is dominated by meetings about governance. I’ll be meeting organisations who want to provide benchmarks for governance, an organisation charged with overseeing the pension pots of millions of us and a regulator who kicked off the shift … Continue reading

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IGCs – a final reckoning


Here is a summary of the IGC reports analysed on this blog. If you want to read my assessments in detail, please use the search engine. I have segmented the blogs as you can see. It may be unfair to … Continue reading

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Legal and General’s IGC – frustrated but getting there!


The Legal & General IGC Annual Statement was published yesterday (21st March) and  good it is too. The link to it is here As with Prudential’s statement, it’s tone is measured and severe, this is not a marketing document for … Continue reading

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Paying for other people’s pensions


I’ve said it before on this blog, but I’ll say it again. The amount of Council Tax many people pay to fund other people’s pensions exceeds their own contributions into pensions, even when they’ve been auto-enrolled into “workie”.   “You … Continue reading

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Can the pension insurers win back their customers’ respect?


IGCs are ours to use and not the insurers to castrate. Continue reading

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NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

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“Good Governance – Bad Governance” – the Aberdeen Conference


I’ve been working hard so I gave myself the luxury yesterday of half a day off to find out about how good governance can help investors get more from their investments. Forget the swanky surroundings and the top-dollar grub, this … Continue reading

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“Winning hearts and minds” – what IGCs can do for retirement saving!


What so concerned many of us when we read the comments from the Independent Governance Committee’s recent meetings at Evershed’s city offices, was that they showed no unified sense of purpose, no urgency and worst of all – confusion about … Continue reading

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