Tag Archives: Hargreaves Lansdown

“Pot follows member”? Who are you kidding? Pension Bee blows the lid on DC transfers.


We’ve had fuss about how hard it is to move your bank account, we’ve had fuss about how hard it is to switch utility supplier, but how hard is it to merge your pension accounts so that your pot follows … Continue reading

Posted in advice gap, pensions | Tagged , , , , , , | 2 Comments

Who wins from platforms?


    I enjoyed reading the FCA’s Terms of Reference for its Platform Market Study, it posed many questions and I’m looking forward to the answers. Few investors properly understand what platforms are , what they do and  how much they … Continue reading

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“Vantage is value” – but relative to what? Hargreaves Lansdown’s IGC report


I’m pleased that after a really poor first IGC report, the Hargreaves Lansdown IGC have taken producing their 2017 report, more seriously. A smooth operator If there was such a thing as a premium workplace pension, the Hargreaves Lansdown (HL) … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , | 1 Comment

Is there a propoganda war against active funds?


    The tweet set the scene. Funds Fanatic had complained that the FT were reporting the HL numbers disparagingly. Certainly the FCA would agree with the FT that more Hargreaves Lansdowne investors should be using passive funds. Funds Fanatic is the … Continue reading

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Vantage deserves better governance than this; the Hargreaves Lansdown IGC report.


    I enjoyed reading the Hargreaves Lansdown IGC report but for all the wrong reasons. It begins with an Executive Summary and ends with a strong of awards listed for the benefit – presumably – of the executives who … Continue reading

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The fine line between “patronising” and “paternal”.


Last week Tom Mcphail (Hargreaves Lansdown) had a go at Teresa Fritz (financial Services Consumer Council and MAS) about the need for advice. You’d expect the two to clash, FSCS and MAS are not much loved by advisers who see it as an incompetent … Continue reading

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Bothered about your pension wealth?


In the past few days I’ve had some fruity exchanges with Tom McPhail of Hargreaves Lansdowne about when people should start getting interested in managing their pension pot. Tom’s view is “as soon as savings begin, mine “when you can be bothered”. Hargreaves … Continue reading

Posted in auto-enrolment, Bankers, dc pensions, Financial Education, First Actuarial, governance, hargreaves lansdowne, one pound fish, pensions | Tagged , , , , , , , | 3 Comments

Playpen guru says its all our fault


In an astonishing outburst at today Play Pen London lunch, pedagogue David Hargreaves bit the hand that fed and claimed that the predicament at retirement was down to the financial services industry. Hargreaves, an actuary who trades as the pension … Continue reading

Posted in annuity, auto-enrolment, de-risking, defined aspiration, pension playpen, pensions, St Paul's | Tagged , , , , , , , | 4 Comments

Vertical disintegration


14 of the largest insurer offering pension plans have agreed to publish the true costs of the funds they off to people buying the personal and company pensions they run. These funds sit on “platforms” which provide investment administration , keep … Continue reading

Posted in auto-enrolment, David Pitt-Watson, dc pensions, hargreaves lansdowne, pensions | Tagged , , , , , , , | 17 Comments

Why the DC “game is up” for the active fund managers


Like landed salmon , they flap around on the bank, hoping they may get thrown back in the water. Continue reading

Posted in auto-enrolment, corporate governance, dc pensions, de-risking, infrastucture, Management, pensions, Personal Accounts | Tagged , , , , , , , , , , , | 10 Comments