Tag Archives: LISA

Getting “generation rent” to save for later.

Posted on October 2, 2016 by henry tapper

Matthew Vincent has some fun in the FT at the expense of the chin hairs, the Digital Garages and the “app’ll fix it” culture among pension strategists. You can read the fun here https://www.ft.com/content/2926e0ae-86ee-11e6-bcfc-debbef66f80e . (provided you’ve got your FT subs to … Continue reading →

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Consider the lilies – and leave LISA to George

Posted on July 1, 2016 by henry tapper

More than a third (38%) of respondents are likely to consider introducing the newlifetime individual savings account (Isa) into their employee remuneration scheme in the future, according to research by law firm Sackers. The survey of 78 employers, trustees and advisors … Continue reading →

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What do we mean by Independent Financial Education?

Posted on May 22, 2016 by henry tapper

This is an article that my firm First Actuarial have been sending to their clients. It’s so clear and simple, I thought I’d share it. Of course we’ll be sending it to Andy Haldane at the Bank of England! What … Continue reading →

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(Workplace) Isa ain’t gonna wash for a week!

Posted on April 22, 2016 by henry tapper

  A radical idea Michael Johnson has published his proposal for a workplace ISA, Michael has explained this to me before and has explained his proposals publicly to the DWP Select Committee. The proposal is not just to include an ISA … Continue reading →

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Lisa and Wisa – bosum buddies or a pair of boobs?

Posted on April 19, 2016 by henry tapper

Reactions  to Michael Johnson’s performance in front of the Work and Pensions Select Committee polarise between the enthusiastic (Michael Johnson) and the derisory (the pension establishment). In between are those on the Select Committee such as Richard Graham MP who … Continue reading →

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What does milk have to do with saving? Guest blog from Ralph Frank

Posted on April 8, 2016 by henry tapper

    Milk is the base ingredient for a range of food products.  Similarly, money is the base for a range of savings products.  The way the milk is treated determines the ultimate form of the food product that emerges.  … Continue reading →

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Britain unproductive? Small wonder!

Posted on March 19, 2016 by henry tapper

“Now is not the time to change pensions tax relief”. The words of the Treasury’s press release that spelt the end of radical pensions reform (for now). Oh what an opportunity missed – and for what? To keep a party … Continue reading →

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LISA – genius or gimmick?

Posted on March 19, 2016 by henry tapper

There are binary opinions about the Lifetime ISA (LISA), for some it is start of a new era for retirement savings, for others it is a spurious gimmick. The technical facts behind the Chancellor’s announcement in the 2016 Budget are … Continue reading →

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Budget 2016 – strengthening the incentive to -what? -Fiery stuff from Ralph Frank

Posted on March 17, 2016 by henry tapper

The first leg of the bi-annual tinkering with Britain’s savings’ environment, historically referred to as the Budget, has recently had its instalment for 2016.  The Chancellor of the Exchequer has maintained his record of increasing the complexity of the savings … Continue reading →

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A soft centered budget – (not as sweet as it sounded).

Posted on March 17, 2016 by henry tapper

Sterling’s a great indicator of how experts really see a budget and yesterday Sterling fell against a basket of major currencies. We may have liked our sugar tax and our Lifetime ISA but the pound fell against the dollar and … Continue reading →

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