Tag Archives: self-employed

Make pensions easier for the self-employed with accessible, but not mandatory, saving (thanks SPP and Prospect))

Simple and an excellent pension, Nest’s self-employed “sign up” option is under-promoted and under used. It needs to be improved for self-employed saving but this could be done. Continue reading →

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Enrolling the self-employed into workplace pensions is not a good idea

  Auto-enrolment is back under scrutiny with the DWP launching an inquiry into the subject. You can examine what bothers  them from this link. Here are the terms of reference for us to comment to them on To what extent … Continue reading →

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SeLFIES (on phones) for the self-employed

Arun Muralidhar, adjunct professor of finance at Georgetown University, thinks an innovative bond pioneered by Brazil could help fix the self-employment pension problem in the EU and the UK Self-employed individuals in Europe range from as high as 30% of … Continue reading →

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Planning ahead if you’re self-employed; (HL’s first class research)

We should be grateful to Nathan Long and Hargreaves Lansdown for continuing to research what’s actually happening with the self-employed. It’s long been remarked that there are many types of self-employment ranging from the professional partnerships to those just getting … Continue reading →

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Millions may have small pots, but thank God they have!

Occam Investing – thanks! Occam Investing is a blog I thoroughly recommend. Its author is anonymous but  highly qualified, meticulous in the presentation of his/her work and the narrative is relaxed, personal and pitched at those (like me) with little … Continue reading →

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“No better time to extend auto-enrolment than now”. Webb hits out at Treasury as “blockers”

It was good to see Steve Webb back in parliament, if only for the Work and Pensions Committee’s discussion yesterday morning  questioning key players past and future Witnesses Panel 1 Sir Steve Webb Baroness Jeannie Drake Baroness Ros Altmann Panel … Continue reading →

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Why are the self-employed not using (Nest) pensions?

Nest Insight ran another seminar today – the title was  “How has Covid-19 impacted self-employed people” but the question on my and the panelists lips was – “why aren’t the self-employed, using pensions?” This article looks at how the self-employed … Continue reading →

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The self-employed do themselves and the rest of us NO PENSION FAVOURS

In addition to safeguarding the rising state pension, we will continue to support the successful expansion of auto-enrolled pensions, enabling more people to increase their retirement income with help from their employers and government; we will continue to extend auto-enrolment … Continue reading →

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The self-employed are engaged- they just don’t know what to do.

If you have an FT subscription, follow this link –  you will be able to read Jo Cumbo’s beautifully written opinion piece “Self-employed, the pension world’s great unsolved dilemma”. If you are saving so hard for your pension that you … Continue reading →

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Self-employment; opt-out or cop-out?

https://platform.twitter.com/widgets.js These are numbers produced by our Office of National Statistics. Detailed notes are at the bottom of this article. We can safely assume that (without Government intervention) the trends have continued and that the 2017 and 2018 numbers will … Continue reading →

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