Tag Archives: ISA
TISA- boring and irrelevant or worth spending time with?
I thought I’d do a blog in two parts this morning. The first represents how I feel about TISA, not as a member but as the sort of person who thinks that money is lazy if it isn’t invested. The … Continue reading
SJP’s charges “pleasingly boring” – Holly Mackay
I had to duck out of the CISI conference last week to talk to SJP big-wigs about their new way of presenting the charges they make. Gone are the early withdrawal charges ( a hangover from another era) split … Continue reading
SJP’s charges “pleasingly boring” – Holly Mackay
I had to duck out of the CISI conference this morning to talk to SJP big-wigs about their new way of presenting the charges they make. Gone are the early withdrawal charges ( a hangover from another era) split out … Continue reading
Planning ahead if you’re self-employed; (HL’s first class research)
We should be grateful to Nathan Long and Hargreaves Lansdown for continuing to research what’s actually happening with the self-employed. It’s long been remarked that there are many types of self-employment ranging from the professional partnerships to those just getting … Continue reading
Posted in pensions
Tagged Hargreaves Lansdown, HL, ISA, LISA, Nathan Long, Pensions, self-employed
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Hunt’s right; tax should incentivise us savers to boost Britain.
Cash ISAs are strange. They are supposed to encourage long term saving but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading
Maybe financial robots better stick with providing factual information.
At the end of January, one of Europe’s best hopes to succeed as a Robo-Adviser, closed its doors on UK investors, choosing to focus on Germany as its core market. In a very perceptive article, Malcolm Kerr puts his finger … Continue reading
Who cares? And how do we pay them?
News that the Government is mulling a new Care ISA – to be funded from retirement savings will be greeted with joy within the bubble and indifference from the vase majority of people who do not plan for the consequences … Continue reading
Posted in pensions
Tagged CARE, Care-free, Care-ISA, ISA, pension, Retirement, Sarah Wollaston
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How can we expect the young to save? Here’s how!
The odds are stacked against our kids. Low interest rates make paying a mortgage a cinch But tight credit makes getting a first-time mortgage a nightmare House price inflation makes first-time buying near impossible And pushes up rents as demand … Continue reading
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Tagged ISA, ONS, putting money away, Retirement, Savings, savings ratio, workplace pension
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Payroll as distributor; can payroll win the battle of benefits?
“Payroll is our next distribution channel”, an insurer assured me last week. We were at Sage Summit, inspecting “Sage People” and the employee benefits package that was launched late last year to Sage 50 users, My mind went back to the late 1990s … Continue reading
Posted in pensions
Tagged employee benefits, Hibob, Insurer, ISA, Payroll, pensionsync, platform, Sage
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