Tag Archives: Savings

Normalising pension saving for everyone


The TUC is publishing this morning important research into inclusion. Since our new pensions minister has included “inclusion” in his title, I hope he is reading it! Six in 10 workers in the UK agriculture and hospitality sectors are not … Continue reading

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Paul Lewis; you are awful – but I like you!


I was shocked to read – as I scrolled though my digital FT this morning – Paul Lewis telling me “employers should pay more into pensions”.  He argues that “miserly contributions into defined contribution schemes are storing up trouble”. I … Continue reading

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How can we expect the young to save? Here’s how!


The odds are stacked against our kids. Low interest rates make paying a mortgage a cinch But tight credit makes getting a first-time  mortgage a nightmare House price inflation makes first-time buying near impossible And pushes up rents as demand … Continue reading

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Myopia and the alternative fact


Not all prejudice is ill-intentioned, I know the author of this comment on a recent blog. He is not ill-intentioned – just short-sighted. There is no one interested to have defined benefit pensions in the UK. They are seem as … Continue reading

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The key to saving savings – guest blog from Tom Hibbard


    Has the key to the UK’s retirement savings challenge been in front of us for the last decade? An insight into behavioural economics may prove both informative and significant.   Auto-enrolment is now well under way in the … Continue reading

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The future of NEST


  NEST has called for people and organisations to comment on what it should do when the initial surge of auto-enrolment is over. We have already seen rivals to Sage suggesting it remain circumscribed to its current limited function. We … Continue reading

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What does milk have to do with saving? Guest blog from Ralph Frank


    Milk is the base ingredient for a range of food products.  Similarly, money is the base for a range of savings products.  The way the milk is treated determines the ultimate form of the food product that emerges.  … Continue reading

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LISA – genius or gimmick?


There are binary opinions about the Lifetime ISA (LISA), for some it is start of a new era for retirement savings, for others it is a spurious gimmick. The technical facts behind the Chancellor’s announcement in the 2016 Budget are … Continue reading

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Selling happiness by the pound


    If I was Damian Stancombe, I wouldn’t be talking to me. Damian is a partner at a firm called Barnett Waddingham and I’m forever having a go at his firm. But he’s a tolerant fellow and we still … Continue reading

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Money Box Live this lunchtime- penalty fees on pensions?


I’m more  excited than ever this morning as later I’ll be cycling up to Broadcasting House to talk on Money Box about the Chancellor’s plans to cap early redemption fees on pensions with Claire Trott and Paul Lewis. It’s going to … Continue reading

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