Tag Archives: House

Houses are for living in – pensions are for life! An answer to financial economics.


“the river of private pensions in the UK will only get shallower as it widens out to include so many more of us”  – Steve Bee Steve’s metaphor is so precise, so visual and so elegantly conveyed that this quote … Continue reading

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Hey Willetts, leave those kids alone


The Resolution Foundation have today published a paper which has as its central thesis A policy shift is needed to mitigate risks and promote asset accumulation for all It calls on Government to intervene to make society fairer, at least … Continue reading

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My house is my health plan?


  It is the one life event we don’t want to talk about. Shakespeare could only talk of it through the fool; Last scene of all, That ends this strange eventful history, Is second childishness and mere oblivion, Sans teeth, … Continue reading

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If not a house…what ?


This chart taken from Office of National Statistics Data – seems significant. It shows that in the period following the financial crash renting became the norm for young adults in the UK. Buying a house in your twenties was – … Continue reading

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Which would you rather live in- a house or a car?


  I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is.   But scratch the surface and … Continue reading

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Doing something useful with our money


Pension Funds like bonds, they provide a regular income stream and some bonds pay income for twenty years or more, a bit like lending money as a mortgage. Which begs the question “why don’t pension funds lend money as mortgages?”. … Continue reading

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Government Pensions? Who’s money is it anyway?


The vast majority of the money outstanding to those who work and have worked for Government is to be paid as pension. The Government’s pension debts – for its own people – have been estimated in the Whole of Government … Continue reading

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The long walk to pension freedom


There is a walk to pension freedom – it needn’t be that long if we can get advice right. Continue reading

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