Tag Archives: Dutch

“No need for CDC to ape the Dutch” – quips Con Keating.

This is a review of: The Legal Differences between CIDC and CDC by Prof. dr. Hans van Meerten and Elmar Schmidt, February 2018. It takes the form of a line by line commentary (in red) on the verbatim text of … Continue reading

Posted in CDC, pensions | Tagged , , , | 3 Comments

Doing something useful with our money

Pension Funds like bonds, they provide a regular income stream and some bonds pay income for twenty years or more, a bit like lending money as a mortgage. Which begs the question “why don’t pension funds lend money as mortgages?”. … Continue reading

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Jeroen Wilbrink has solved the Pension Crisis – but is anyone listening?

There’s no doubting Jeroen’s brilliance – here he goes off on one; two questions – is anyone listening ….and is he bonkers?     Yes, I have resolved the pension crisis. And thank you LinkedIn, for providing me with the … Continue reading

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Don’t you -forget about DB – guest blog from the TUC

This blog is written by Tim Sharp of the  TUC, thanks to Hilary Salt for pointing it out and for Tim and the TUC for allowing us to republish it! It is easy to overlook defined benefit (DB) pension schemes … Continue reading

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The Pension Industry cannot serve two masters

Pensions are at a crossroads. For 30 years they have been travelling in the direction of the financial services and we could continue that direction of travel. We could turn left and go Dutch or turn right and adopt the American … Continue reading

Posted in auto-enrolment, dc pensions, NEST, pensions, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

Heavyweight support for CDC – the Dutchmen strike back!

I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading

Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions | Tagged , , , , , , , | 7 Comments

Debunking the RSA myth that Dutch CDC provide better outcomes

I’ve received this open letter from John Lawson (he of Aviva) which I print in full. Dear Henry, I have mentioned before the folly of relying on the RSA for any rigorous analysis. The RSA is a political construct, not a … Continue reading

Posted in actuaries, advice gap, CDC, dc pensions, governance, pensions | Tagged , , , , , , , | 4 Comments

Those Dutch Pensions – a Civil Servant writes

I get some feedback on my blogs from people I know who don’t want to or aren’t allowed to go public. Here’s an example from a formidable figure and a personal friend (who I know/hope has the skin or a rhino … Continue reading

Posted in actuaries, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, First Actuarial, governance, pension playpen, pensions | Tagged , , , , , , , | 13 Comments

Those Dutch pension cuts in full!

Final figures from the Dutch central bank DNB show a total of 66 Dutch pension funds have been forced to curtail pensions due to funding shortfalls. Continue reading

Posted in actuaries, Bankers, pensions | Tagged , , , , , , , | 11 Comments