Tag Archives: Dutch

Don’t you -forget about DB – guest blog from the TUC

Posted on July 27, 2015 by henry tapper

This blog is written by Tim Sharp of the  TUC, thanks to Hilary Salt for pointing it out and for Tim and the TUC for allowing us to republish it! It is easy to overlook defined benefit (DB) pension schemes … Continue reading →

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The Pension Industry cannot serve two masters

Posted on October 13, 2014 by henry tapper

Pensions are at a crossroads. For 30 years they have been travelling in the direction of the financial services and we could continue that direction of travel. We could turn left and go Dutch or turn right and adopt the American … Continue reading →

Posted in auto-enrolment, dc pensions, NEST, pensions, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

Heavyweight support for CDC – the Dutchmen strike back!

Posted on May 6, 2013 by henry tapper

I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading →

Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions | Tagged , , , , , , , | 7 Comments

Debunking the RSA myth that Dutch CDC provide better outcomes

Posted on May 5, 2013 by henry tapper

I’ve received this open letter from John Lawson (he of Aviva) which I print in full. Dear Henry, I have mentioned before the folly of relying on the RSA for any rigorous analysis. The RSA is a political construct, not a … Continue reading →

Posted in actuaries, advice gap, CDC, dc pensions, governance, pensions | Tagged , , , , , , , | 4 Comments

Those Dutch Pensions – a Civil Servant writes

Posted on May 4, 2013 by henry tapper

I get some feedback on my blogs from people I know who don’t want to or aren’t allowed to go public. Here’s an example from a formidable figure and a personal friend (who I know/hope has the skin or a rhino … Continue reading →

Posted in actuaries, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, First Actuarial, governance, pension playpen, pensions | Tagged , , , , , , , | 13 Comments

Those Dutch pension cuts in full!

Posted on May 1, 2013 by henry tapper

Final figures from the Dutch central bank DNB show a total of 66 Dutch pension funds have been forced to curtail pensions due to funding shortfalls. Continue reading →

Posted in actuaries, Bankers, pensions | Tagged , , , , , , , | 11 Comments

“What’s expensive for a pension these days?”

Posted on March 31, 2013 by henry tapper

Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading →

Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement | Tagged , , , , , , , | 24 Comments

Why I’m a grumpy pension old man!

Posted on October 10, 2012 by henry tapper

The day I wrote this I was off to Wakefield to be filmed as a grumpy old man. The results of this filming can be viewed on you tube here Stanley Matthews was still playing professional football at an older … Continue reading →

Posted in annuity, pension playpen, pensions | Tagged , , , , , , , | 5 Comments

Abusing the voice of the people – a call for better pensions

Posted on September 29, 2012 by henry tapper

Evangelists of social media cite the wisdom of the crowd. But wisdom and gullibility are two sides of the same coin and  those who marvel at the capacity of groups to congregate around their chosen solutions, demonize their herd mentality when the crowd looks elsewhere. “Vox … Continue reading →

Posted in annuity, auto-enrolment, Change, David Pitt-Watson, dc pensions, defined aspiration, Henry Tapper blog, leadership, NEST, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , | 5 Comments