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Mike on A time for calm, cool heads an… henry tapper on Why CETVs at BSPS have changed… Stefan on Why CETVs at BSPS have changed… henry tapper on A time for calm, cool heads an… Iain PW on A time for calm, cool heads an… Iain PW on A time for calm, cool heads an… Con Keating on Common sense to the rescue; Ro… Brian Gannon on Financial Regulators aren… henry tapper on A time for calm, cool heads an… Peter Crowley on A time for calm, cool heads an… Bob Ward on “Mind the width –… Sue Jones on Stefan, Henry and Rich go to… david miles on A time for calm, cool heads an… henry tapper on A time for calm, cool heads an… henry tapper on A time for calm, cool heads an…
- A pension settlement needs general agreement.
- Common sense to the rescue; Royal Mail and the CWU adopt CDC.
- Financial Regulators aren’t carved out of stone – they need a merry Christmas too!
- Risk sharing in pensions for USS employers
- “Mind the width – improve the quality” #Pensions must “include” properly!
- Common sense to the rescue; Royal Mail and the CWU adopt CDC. lnkd.in/gUj_YFNRestoring confidence in pensions 2 hours ago
- Financial Regulators aren’t carved out of stone – they need a merry Christmas too! lnkd.in/gu3saw6Restoring confidence in pensions 2 hours ago
- Risk sharing in pensions for USS employers lnkd.in/gZiwNJKRestoring confidence in pensions 2 hours ago
- “Mind the width – improve the quality” #Pensions must “include” properly! lnkd.in/gMvbPAYRestoring confidence in pensions 2 hours ago
- A time for calm, cool heads and action. lnkd.in/g_5JdWnRestoring confidence in pensions 2 hours ago
Monthly Archives: October 2015
We’ve known about the problems for high earners losing their pension lifetime allowance protection for some time. They now have an exemption from auto-enrolment if their employer knows that enrolment would jeopardise their tax privileges in retirement. But now there’s … Continue reading
In April 2015, insurers offering personal pension contracts were required to set up Independent Governance Committees as a result of the findings of a study by the Office of Fair Trading that concluded Also in April 2015, the FCA issues a … Continue reading
Originally posted on JT's ALM viewpoints:
A few years ago, I worked at a very special and unique place called Redington where I had the privilege of advising a handful of multi billion pound defined benefit pension trustee boards…
It’s a question asked by Karen Wake on twitter @JosephineCumbo @henryhtapper @DominicLindley @greggmcclymont So … what is "independent"? We might be chasing a tornado here — Karen Wake (@pensionmonkey) October 29, 2015 I’m not into chasing tornadoes so I’ll try … Continue reading
The pensions freedoms announced in the 2014 Budget are claimed to have made defined contribution (“DC”) pensions more effective in helping people retire. This view is set out in the 2015 CBI/Mercer Pensions Survey, ‘A view from the top’. The … Continue reading
Apparently yesterday was the day the IGCs had their picnic or whatever they do when they congregate at some legal temple in the City. The IGC’s – let’s be reminded – were set up by Government to keep the insurers … Continue reading
There have been two events over the past couple of weeks that I think we’ll look back to as tipping points in the auto-enrolment staging timeline. Till now, employers have had no choice but to send and collect data to … Continue reading
No matter how philanthropic we believe our business to be, no employer is going to sustain a financial education program indefinitely unless it is clear that it is reaping some return on its investment. There has been considerable research on … Continue reading
The Government has recently announced that it has suspended plans to require that defined contribution pension pots of less than £10,000 automatically transfer when savers change jobs (and related pension arrangements). Although the legal compulsion for such transfers has been … Continue reading
Since RDR in January 2013, the number of IFAs operating in Britain has more than halved from 50 to 24,000. The ban on commission or its sibling “consultancy charging” has made it all but impossible for IFAs to make money … Continue reading