Category Archives: consolidation
Is Salesman Simon a pension scammer? I think not!
Simon Eagle is not your common or garden pension salesman. He is a mild-mannered actuary with a mischievous smile and a stammer that he has bravely overcome. When he claims that CDC beats drawdown by 57%, we should listen up. … Continue reading
Lets stop kidding ourselves about pensions
Three things prompt me to write this article The work of Dr Iain Clacher and Con Keating into the unequal burden regulation places on the sponsors of defined benefit pension schemes The agreement between unions, Government and employers in the … Continue reading
Posted in age wage, CDC, consolidation, pensions
Tagged CDC, Con Keating, Iain Clacher, Netherlands, Pension Schemes Bill, pensions
6 Comments
Pubs or jobs?
Pubs This is daft, no one is being asked to patrol in Helmand Province or down the Falls Road, sleep in the mud of the Somme. Maybe it could herald an about-turn of the slump in pub life? Either way, … Continue reading
Posted in consolidation, coronavirus, pensions
Tagged Corinavirus, COVID19, HMRC, pensions, Rishi Sunak
1 Comment
Should DC investment strategy be driven by pot size?
The FCA’s latest market data was published last week and it’s highlighted trends that I’ve been identifying on this blog for a few months. Just over 645,000 pension plans were accessed to buy an annuity, move into drawdown or take … Continue reading
Posted in advice gap, age wage, consolidation, pensions
Tagged annuity, FCA, pension, pensions, Pot
2 Comments
Why shouldn’t pot follow member? Guest blog from Ralph Frank
The Government has recently announced that it has suspended plans to require that defined contribution pension pots of less than £10,000 automatically transfer when savers change jobs (and related pension arrangements). Although the legal compulsion for such transfers has been … Continue reading