"using a realistic assumption for future investment returns": but you need a crystal ball to form a "realistic assumption for…
It is important to remember that even in the halcyon days of DB well under half the working population ever…
I agree with Dearieme that DB pensions or more particularly their employers have been punished by politicians seeking to avoid…
Agreed: Mr Aitken is a Good Thing. His point is interesting too. But DB pensions were presumably doomed once politicians…
Tag Archives: Pot
My Nest dashboard quotes me twice the “pot” my Pensions Dashboard shows
We spend ages TALKING about adequacy, but poor systems make me wonder if we actually care? Talk is cheap, right? Continue reading
Vanguard-urging us to save harder and convert out pot to pension is not working.
Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense. Continue reading
Should DC pensions give retirement freedom or a steady income?
This is not a new argument. we’ve been having it all century and in 2014 many thought it had been settled by George Osborne. But pension freedoms haven’t been a success for the silent majority Continue reading
In Defence of the Pension Pot – Matthew Webb
Matthew Webb has sent me this article and I’m very pleased he has. It is not the way I feel but I respect what Matthew does. He is now as Executive Director, Global Benefits Integration and Enablement at Comcast . … Continue reading
Have any administrator, trustee or employer an excuse – for robbing members?
A tale of woe Steve Webb’s story is of a woman who had over £8,000 which was taken back because she did not take it away from her pension scheme. Steve is at his most sardonic when he employs his … Continue reading
Why do people worry about pensions? We should be worried how they’re reported.
There is concern about headlines and photos like this. I can understand that. What young people don’t need is telling they need to work out what charts tell them as they manage their retirement finances. The photo above suggests that … Continue reading
Timelines for DC, CDC and DB to deliver income with VFM
Not much policy can have ambition to “chart the course to a pensions system fit for the 21st century“. That’s how Torsten Bell talks of his workplace pension work. Here is what the charting of the next ten years looks. … Continue reading
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Tagged DWP, pension, Pensions, Pot, Scale, Torsten Bell, workplace Pensions
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Changes for turning pots to pension and getting scale for workplace pensions.
Not much policy can have ambition to “chart the course to a pensions system fit for the 21st century“. That’s how Torsten Bell talks of his workplace pension work. Here is what the charting of the next ten years looks. … Continue reading
Posted in pensions
Tagged pension, Pensions, Pot, Scale, Torsten Bell, workplace Pensions
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Our DC pensions will improve following the Pension Schemes Act; but by £29,000?
David Robbins questions whether a headline in the DWP’s report is responsible. DWP’s press release about the Pension Schemes Bill delivering a “retirement boost of £29k” is absurd for obvious and non-obvious reasons. First, the obvious part. – The projected … Continue reading
The end for the group personal pension?
John Lapin writes an article I had hoped would be published by a serious magazine like Corporate Adviser. You can read it here . This is from John Lappin, a most challenging author. The Group Personal Pension had its day … Continue reading
Workers liked and benefitted from DB pensions. Employers supported and liked the costs. But the financial service companies, as they…