Tag Archives: Technology

Standard Life- welcome to Sage’s digital “Data Exchange”!


I’m very pleased to see Standard Life’s announcement that its “Good to go” proposition is now part of Sage’s Data Exchange initiative. The news grabs headlines in the Scotsman and it should be headline news down south as well! Employer’s … Continue reading

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“No more junkets if you cut our margins” – IFAs warned.


Delegates at PIMS 2017, a floating holiday for Financial Planners (and journalists), seem have  been threatened . “Platforms will struggle to cut charges without affecting existing services”, Seven Investment Management (7IM) head of platform Verona Smith told advisers (including New Model Adviser to … Continue reading

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Get us baby-boomers back to work!


  The photo is of two college friends who had a full page splash in this weekend’s Sunday Times. Alison, was born a few days before me and we were at College together, Matthew met her at Mckinsey in the … Continue reading

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Should people be worried that the “fear gauge” is so low?


This is a chart of the VIX – the “fear gauge” of the title of this blog. It shows that (American) investors are less worried about the markets than at any time since 2012 (actually since the crash). The same … Continue reading

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The Sun rescues readers from Benpal bedlam!


    We have JLT – Professional Pension’s “Administrator of the Year 2017” to thank for this headline. I can now reveal that the nonsense that inspired the Sun to question what was going on with the default investment fund … Continue reading

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Isn’t life looking up for our DB Plans?


  Say it quietly but the outlook for our defined benefit pension schemes is improving. Members , trustees and sponsoring employers can be heartened by five concurrent signals – all of which suggest that the cataclysm predicted last year by … Continue reading

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Telford’s finest – the ReAssure 2017 IGC report


What UK Life insurer is based in Telford Shropshire? Answer – ReAssure And if you were in a workplace pension with Guardian, HSBC, Barclays Life, Alico and National Mutual, you are now one of their customers. They are the kind of pensions … Continue reading

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What a “strong mandate” means for pensions.


Since the range of outcomes considered by the bookies ranges from “strong” to “weak” conservative majority, I’m putting my money on the Liberals getting an overall majority (only 25-1 with William Hill). That seems the likeliest alternative outcome and I’ve … Continue reading

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“Vantage is value” – but relative to what? Hargreaves Lansdown’s IGC report


I’m pleased that after a really poor first IGC report, the Hargreaves Lansdown IGC have taken producing their 2017 report, more seriously. A smooth operator If there was such a thing as a premium workplace pension, the Hargreaves Lansdown (HL) … Continue reading

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Diversity – (my part in “his” downfall)!


If “lack of diversity” is the problem, I’m part of it! Like the eight panellists at the pension sessions of Sage Summit I was male, pale, grey and stale! Apologies (to our regulators Charles Counsell and Neil Esslemont, to Standard Life’s … Continue reading

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