Tag Archives: Technology

Telford’s finest – the ReAssure 2017 IGC report


What UK Life insurer is based in Telford Shropshire? Answer – ReAssure And if you were in a workplace pension with Guardian, HSBC, Barclays Life, Alico and National Mutual, you are now one of their customers. They are the kind of pensions … Continue reading

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What a “strong mandate” means for pensions.


Since the range of outcomes considered by the bookies ranges from “strong” to “weak” conservative majority, I’m putting my money on the Liberals getting an overall majority (only 25-1 with William Hill). That seems the likeliest alternative outcome and I’ve … Continue reading

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“Vantage is value” – but relative to what? Hargreaves Lansdown’s IGC report


I’m pleased that after a really poor first IGC report, the Hargreaves Lansdown IGC have taken producing their 2017 report, more seriously. A smooth operator If there was such a thing as a premium workplace pension, the Hargreaves Lansdown (HL) … Continue reading

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Diversity – (my part in “his” downfall)!


If “lack of diversity” is the problem, I’m part of it! Like the eight panellists at the pension sessions of Sage Summit I was male, pale, grey and stale! Apologies (to our regulators Charles Counsell and Neil Esslemont, to Standard Life’s … Continue reading

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Governance – as easy as riding a bike?


I sometimes get unsolicited blogs sent me by friends. This one was sent me by Bob Compton, a regular commentator on here. It’s written by Michael Redston who combines an interest in cycling with pensions governance   Introduction Innovative art … Continue reading

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Giving the self-employed their “pensions due”.


The budget announcement of a phased 2% increase in Class 4 National Insurance Contributions (NIC)s was generally considered bad politics but could it be good policy? In pension circles, any changes to NICs are regarded as interesting. They fund the … Continue reading

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Can technology solve our savings problems?


We are putting too large a trust in technology to manage our pensions. The brave new world of Fintech may give us the pension dashboard, pot aggregation and robo-advised spending mechanisms, but are we ready for self-empowerment? In this article I … Continue reading

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Was DC the only choice for the Tata Steelworkers?


      Speaking on the radio yesterday, John Ralfe called the decision of Tata Staff to accept the loss of future accrual into a final salary scheme in exchange for a 10% contribution into a DC pension fund as … Continue reading

Posted in actuaries, advice gap, FinTech, Jersey, pensions, Pensions Regulator, Politics, pot | Tagged , , , , , , , , , | 1 Comment

The AE review and the pension stitch up.


7 years on from our last review, auto-enrolment is back under the microscope and the Government has published some questions they’d like answering**. They’d have more chance in getting them properly answered if they put the matter in the hands … Continue reading

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Pension Dashboard – cure or curse?


    This lunchtime , the Pension PlayPen lunch will be discussing this very question. If you’d like to have your say in what is likely to be a robust discussion, get yourself to the Partners Room in the Counting … Continue reading

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