Tag Archives: Technology

“Pentech” lessons from Japan

Posted on January 4, 2020 by

    Last year’s stories about Japanese pensioner’s focussed on their propensity to shoplift , get caught and end up in jail (which they favoured over living solitary lives at home). This blog looks at the problems of financial exclusion … Continue reading →

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NEST, technology and personalisation

Posted on August 18, 2019 by

I really admire this Rowlands chap. I’ve know him for the best part of 30 years and in all that time he has never been anything but a gent. He’s now a Director at NEST and I urge you to … Continue reading →

Posted in advice gap, age wage, dc pensions, DWP, FCA, Financial Education, NEST, pensions | Tagged , , , , , | Leave a comment

Why the door’s slammed shut on open pensions.

Posted on August 9, 2019 by

During the week, AgeWage was invited to compete in the  Nesta Open Up Challenge. Nesta is funded by the UK lottery – they are an agency of change sponsored by the likes of you and me; As any entrepreneurial start-up … Continue reading →

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Buy and Suppress the pensions dashboard

Posted on May 8, 2019 by

I designed, launched and sold the first – and still only – Norwegian pension dashboard some 15 yrs ago.  “norskpensjon.no” is the pension dashboard service that the Norwegian pension providers, after we gained traction with it, insisted that they should … Continue reading →

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The only solution to the net-pay pension problem comes from HMRC

Posted on January 14, 2019 by

  Last Thursday, there was another meeting of the group of us, determined to keep up pressure to sort the problem of net-pay pension contributions this side of auto-enrolment’s next big phasing hike in April. Just to rehearse the problem, … Continue reading →

Posted in accountants, pensions | Tagged , , , , , | 4 Comments

We Need Breakthrough Business Models, not Breakthrough Technology

Posted on December 25, 2018 by

I found this article on Linked In. You can find the original here. It makes a lot of sense – not just of why we get bubbles, but how- succesful businesses can be created out of the vacuum when a … Continue reading →

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The price of being sick in the head

Posted on December 16, 2018 by

  “Sick in the head”? The phrase doesn’t quite work for Tina – a 38 year old Mum who suffered from post-natal depression and then found her life and critical illness insurances 30% more expensive than if she hadn’t declared … Continue reading →

Posted in advice gap, annuity, pensions | Tagged , , , , , , , | 1 Comment

Auto-enrolled through L&G/Ease – read this.

Posted on December 11, 2018 by

This blog is written for employers and advisers who have used or assisted with the ITM eAsE link to L&G’s workplace savings Plan. You are where you are – here is some context and some thoughts on your position] For … Continue reading →

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“GMP equalisation” – will the geeks inherit the earth?

Posted on October 30, 2018 by

Few pension experts expect GMP equalisation to change people’s lives. The Daily Express’ headline “Millions of women to share pension windfall” is plain wrong. GMP equalisation can benefit men as well as women. The Express, reckon 8,000 out of 235,000 … Continue reading →

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Young people thinking about money

Posted on October 28, 2018 by

I’ve been asked to pontificate on how we should make pensions relevant for the young, in 750 words. My audience won’t be young and nor am I. In every sense of the word, this is a paternalistic project. If I’m … Continue reading →

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