Tag Archives: Technology

The loneliness of the long-distance saver


My heart goes out to Jo Cumbo as she pours over her provider statement. Jo is on the employer governance committee for the FT’s own workplace pension (I won’t mention the contract provider but it’s a household name). Here she … Continue reading

Posted in advice gap, pensions | Tagged , , , , , | 2 Comments

Insurers may pay a high price for their technology lag.


A few years ago, I invented the phrase “portals for show, platforms for dough”. I thought it very catchy, but it didn’t catch on- no-one apart from me has ever used it. Sometimes it takes a bit of time for … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Why we will always need a charge cap on workplace pensions.


    Tony Filbin has commented feelingly to comments made by Jonathan Parker of Redington, suggesting the charge cap “hinders value for money“. People with short memories and/or lack of experience misunderstand the cost drivers of corporate pension providers. Prior … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , | 1 Comment

Hey Willetts, leave those kids alone


The Resolution Foundation have today published a paper which has as its central thesis A policy shift is needed to mitigate risks and promote asset accumulation for all It calls on Government to intervene to make society fairer, at least … Continue reading

Posted in advice gap, pensions | Tagged , , , , , | 4 Comments

From EasyBuild to Peoples Pension; B&CE’s IGC’s “special purpose”.


  BB&CE’s workplace pension empire has changed. EasyBuild  is shrinking its policyholders  and moving their “pots” to  the People’s Pension  with the help of The B&CE IGC. EasyBuild was once Britain’s largest stakeholder pension scheme, the B&CE flagship. , B&CE has moved with … Continue reading

Posted in IGC, pensions | Tagged , , | 2 Comments

The DWP sticks to its guns on disclosure


Disclosure of costs, charges and investments in DC occupational pensions Government Response The DWP have fulfilled on their promise to provide a disclosure framework for occupational  DC pension schemes. From April 2019, anyone in a DC workplace pension will be … Continue reading

Posted in advice gap, auto-enrolment, DWP, pensions | Tagged , , , , | Leave a comment

If I was Theresa May….


I can understand Theresa May’s frustrations, I am a member of her party and have witnessed her “annus calamitous” up close and personal. I am a fan of May’s, an endangered species, but I prefer her to alternative models As … Continue reading

Posted in CDC, pensions, Royal Mail | Tagged , , , , | 3 Comments

First Actuarial on CDC (submission to W&P Select).


First Actuarial is a partnership of consulting actuaries and administrators that offers the full range of pension services to both trustees and employers. Our clients’ pension schemes range in size from £0.5 million to nearly £2 billion in assets. However, … Continue reading

Posted in CDC, pensions | Tagged , , , , , , , | Leave a comment

10 best read blog posts of 2017


In search order Why some transfer values are ridiculously high?     2017 was a year when the cash equivalent transfer value became fashionable again. When we look back at what CETVs have done to Defined Benefit pensions over the past 24 months, … Continue reading

Posted in Blogging, Henry Tapper blog, pensions | Tagged , , , , , , | Leave a comment

The pension dashboard is changing – but for the better?


      Like a fool I thought that a DWP seminar on the Pension Dashboard would be held at the DWP, it was held at the ABI. I had to double back on my Boris Bike. which meant I missed the … Continue reading

Posted in pensions | Tagged , , , , , , | 5 Comments