Tag Archives: Technology

Can technology solve our savings problems?


We are putting too large a trust in technology to manage our pensions. The brave new world of Fintech may give us the pension dashboard, pot aggregation and robo-advised spending mechanisms, but are we ready for self-empowerment? In this article I … Continue reading

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Was DC the only choice for the Tata Steelworkers?


      Speaking on the radio yesterday, John Ralfe called the decision of Tata Staff to accept the loss of future accrual into a final salary scheme in exchange for a 10% contribution into a DC pension fund as … Continue reading

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The AE review and the pension stitch up.


7 years on from our last review, auto-enrolment is back under the microscope and the Government has published some questions they’d like answering**. They’d have more chance in getting them properly answered if they put the matter in the hands … Continue reading

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Pension Dashboard – cure or curse?


    This lunchtime , the Pension PlayPen lunch will be discussing this very question. If you’d like to have your say in what is likely to be a robust discussion, get yourself to the Partners Room in the Counting … Continue reading

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These are the Good Times for savers and investors!


  It is very rare that savers get told they’re “having it good”, but if you’re saving into a workplace pension default , you’ve just had a great 12 months. I’m looking at a piece of paper that tells me … Continue reading

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Pensionsyncopation


      It was good to hear that Pensionsync have dropped their payroll charge this week. Payrolls that run Pensionsync (QTAC, Star, MyPaye and Bond among them) will be able to send and receive payroll data to and from … Continue reading

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How the blockchain revolution could transform financial services


The technology likely to have a significant impact on the financial services industry and the world of business has arrived. Not peer-to-peer lending, artificial intelligence, big data, robo-advisers or Apple Pay – but rather blockchain, the technology behind digital currencies … Continue reading

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Is pressure building on financial services?


One test of populism will be the extent to which “populist” Governments take on the cost of saving and investing. We are used to “bank bashing”, they were the justifiable targets of public wrath for the savings and loans crisis, … Continue reading

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Pensions + the Media (II); sanitised disruption?


Ironically, the only article that I had rejected by the press last year, was an article on how pension people should deal with the press. The magazine I’d been asked to write for was not one that I read so … Continue reading

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Of discontents and malcontents


  Discontent is the first necessity of progress – Thomas A Edison. The negativity that surrounds “Washington” and a the feeling that politicians have let America diminish , spawns Trump and the ambiguos promises we had in his inauguration speech. … Continue reading

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