As I have mentioned in past posts, median tenure of American workers has been less than 5 years for the…
Couldn't agree with you more, Henry. The unthinking suggestion that the need to improve the adequacy of retirement income results…
At the EPFIF Trustee Circle last week, a speaker from a leading investment manager talked about the "gamblification" of the…
I've got six old workplace pots scattered around and honestly the admin of merging them has put me off for…
Tag Archives: SME
The mill wheel that grinds the flour that makes the bread
I am pleased to read Ed Goodchild’s fine words on the dawning of the last weekend of autumn of 2025! I know his technology and I know how he applies himself to grow the businesses he servces. More pleased still … Continue reading
Posted in pensions
Tagged Age, application, Ed Goodchild, Grow, growth, hard work, SME, Technology
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Backbone of Britain: UK SMEs forgotten in the Autumn Budget- say accountants
I agree with this blog though it’s not by me. Lucy Cohen, founder of accountancy business Mazuma and President of the Association of Accounting Technicians, says the Autumn Budget has left SMEs out in the cold this winter. “Small businesses … Continue reading
A great British Fintech is no fit for NatWest.
It is intriguing to consider what Cushon’s workplace pension (let’s put aside their ISA) to the three named suitor. There are many others who might have been on the suitors list, where the prospect of the master trust achieving Scale … Continue reading
“April 2018 – a nudge too far?” Pension Play Pen Lunch – Monday 4th September
In little more than six months time , auto-enrolment will face its next big test. Minimum contributions to workplace pensions will increase from 1% employer and 1% employee to 2% employer and 3% employee. The contributions need only be paid … Continue reading
Posted in auto-enrolment, pensions
Tagged Counting House, Lunch, pension auto-enrolment, Pension Play Pen, pension playpen, SME, TPR
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Don’t take micro employers for granted; Auto-Enrolment depends on them.
Apprentice levy ≠auto-enrolment! Blink and you miss it but at around 35 minutes into this morning’s “Wake up to Money” Mickey Clarke suggests to Suzanne Miller that Pitch and Canvas her start-up glamping business didn’t have to worry about auto-enrolment! He confused the Apprentice … Continue reading
Posted in pensions
Tagged auto enrolment, glamping, Micro-employer, pensions, SME, Suzanne miller
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BREXIT – big business hysteria has to stop – Stephen Kelly – Sage.
The tale of Chicken Little was a Kelly bedtime story favourite – and in recent days in post-referendum Britain, some of our leaders seem to have taken a lead from the famous farmyard fable. In the story, Chicken Little … Continue reading
Posted in pensions
Tagged Brexit, chicken Little, Economy, EU, June 23rd, Sage, SME, Stephen Kelly
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A “tax on a tax” – VAT on auto-enrolment bills
The Government is encouraging us to think of auto-enrolment for micros as an extension of the success story it has been for larger employers. But things are very different for smaller employers – especially when it comes to tax. Many … Continue reading
Posted in accountants, auto-enrolment, DWP, pensions
Tagged autoenrolment, DWP, HMRC, Micro-employer, pensions, Ros Altmann, SME, Tax, VAT
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PLSA to be of help?
Yesterday , the good egg that is Jonathan Stapleton forwarded me the PLSA’s press release announcing their initiative to help small business’ understand workplace pensions. The Pitch is straightforward “The Pensions and Lifetime Savings Association knows pensions inside out … Continue reading
Simplifying AE – why the workforce assessment IS worth it
The Government is calling for ideas to simplify auto-enrolment. I had an interesting discussion with a senior payroll policy lobbyist yesterday. She argues that the “workforce assessment” is too problematic to become part of the normal payroll function of Britain’s … Continue reading
Posted in accountants, advice gap, auto-enrolment, DWP, pensions, Pensions Regulator, risk, Ros Altmann, welfare
Tagged auto enrolment, baby, bathwater, BPT, DWP, HMRC, micro-micro, Micros, pensions, simplification, SME, The Pensions Regulator, TPR, workforce assessment
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When a youngster in our extended family emigrated he consolidated his DC pensions into just two - easy enough to…