Category Archives: auto-enrolment

Pensions Evri-where? A Smart solution that’s got a way to go!

Posted on July 28, 2022 by henry tapper

We know them as Hermes, they like us to know them as Evri – (as in Evri-where) and the courier firm has done a deal with 12,000 of its 30,000 couriers granting them “self-employed +” status. Yesterday, the 12,000 couriers … Continue reading →

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“My pension stole my benefits!”

Posted on September 19, 2021 by henry tapper

Gareth Morgan has , until now, been a lone voice, howling at the moon on the plight of the low paid faced with decisions on how to spend their pension pot. “Until now” means that he is now joined by … Continue reading →

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Covid-19 actuaries “Super Saturday” report

Posted on July 4, 2020 by henry tapper

The Friday Report – Issue 14 (published Saturday July 4th)   COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries Response Group read … Continue reading →

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Don’t cash-out your pension #buildbackbetter !

Posted on June 22, 2020 by henry tapper

This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading →

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Thoughts on the triple lock

Posted on June 18, 2020 by henry tapper

There’s no doubt that the unwinding of the furlough presents the Treasury with a technical problem with the triple lock. You can read the details here But that does not mean that the pensions industry can consider the state pension … Continue reading →

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DC challenges the Private Equity billionaires

Posted on June 15, 2020 by henry tapper

Robin Powell (the evidenced based investor) makes a bold claim. Ludovic Phalippou is a hero.   Who is Phalippou? Ludovic Phalippou is an economist who has written a paper detailing the workings of the Private Equity industry and how it … Continue reading →

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Preventing a pension-pot epidemic

Posted on June 4, 2020 by henry tapper

  Pension Bee is right to be researching the impact of changing employment practice on the economics of running a DC pension. Even before the pandemic , the DWP estimated that without radical intervention we would see 50m abandoned pension … Continue reading →

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Aviva’s IGC – more effective than its report suggests

Posted on April 25, 2020 by henry tapper

Aviva’s IGC has turned up and you can preview it here (it launches properly Monday) It’s available as  a PDF  you can download here or you can read a digital version Having read both, I’d suggest that the PDF works … Continue reading →

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The pension must go on

Posted on April 22, 2020 by henry tapper

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading →

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Chile’s pension expectations dashed – what can we learn?

Posted on December 2, 2019 by henry tapper

In the early 1980s Chile became the first OECD nation to switch from a Pay as you go pension system to a system dependent on private pensions. True the long-tail of state liabilities isn’t due to end till 2045 but … Continue reading →

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