here’s what you’ve been saying
Bob Ward on Why pensions are turning … George Kirrin on Why pensions are turning … henry tapper on Must we remain in darkness abo… henry tapper on We need to simplify our pensio… Nigel on We need to simplify our pensio… Dave C on Must we remain in darkness abo… George Kirrin on Pension Deficits (and Surpluse… Nigel Stanley on NEST needs you! henry tapper on Pension Deficits (and Surpluse… henry tapper on AE Pots must follow workers (H… Dave C on AE Pots must follow workers (H… George Kirrin on Pension Deficits (and Surpluse… John Mather on We need to simplify our pensio… Phil Castle on Why we should not be shut up a… Robert on We need to simplify our pensio…
Category Archives: auto-enrolment
AE Pots must follow workers (Hargreaves Lansdown’s right)
I have just read a policy paper in my hand from Hargreaves Lansdown; “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, BASDA, Bond, Hargreaves Lansdown, NEST, PAPDIS, Qtac, Sage, Star, workplace Pensions, Xero
2 Comments
Why job – splitters can get shafted on pensions.
I was woken early in the morning to the sound of Robert Cochran, the familiar voice of Scottish Widows pensions team. Scottish Widows have done some research that £90m a year is being saved by employers/lost to employees as a result of … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, auto enrolment, Learn payroll, Neil Esslmont, pensions, reward strategy, The Pensions Regulator
6 Comments
Pensioning employee’s sleep ( with thanks to Kate Upcraft)
Not for the first time, I’m very grateful to Kate Upcraft for highlighting a pensions issue that impacts thousands of carers – but appears to be completely off the radar of most pension people. Kate is a freelance payroll consultant … Continue reading
Posted in auto-enrolment, pensions
Tagged Accountancy Age, AE, HMRC, ICAEW, Payroll, pensions, SCCS, sleep, Tax
3 Comments
Who owns “value for money”?
News from the stalwart Bob Ward that the FCA has dropped the term “value for money” came as a bombshell to participants in yesterday’s Pension Play Pen lunch. Since it’s about the only term left in the financial services … Continue reading
Posted in auto-enrolment, pensions
Tagged FCA, IA, IGC, Investment Association, pension, Value for Money, VFM
1 Comment
So how do we “get to know our workplace pension”?
This article is directed at the 1,000,000 small employers who have auto-enrolment duties and now participate in workplace pensions. The Department of Work and Pensions is urging your staff to “get to know their workplace pension”. Previous attempts have characterised … Continue reading
Posted in auto-enrolment, pensions
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Why we will always need a charge cap on workplace pensions.
Tony Filbin has commented feelingly to comments made by Jonathan Parker of Redington, suggesting the charge cap “hinders value for money“. People with short memories and/or lack of experience misunderstand the cost drivers of corporate pension providers. Prior … Continue reading
Posted in auto-enrolment, pensions
Tagged CCTL, Charge cap, pensions, redington, Technology, Tony Filbin, workplace Pensions
1 Comment
“Lifestyle” jobs should still pay pensions!
The latest Gig Economy case to be tested in court starts today , (Monday 30th April) Courier firm Hermes is facing action from GMB Union members. The legal action, which follows GMB’s landmark success against Uber, is on behalf of … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, benefits, gig-economy, GMB, Hermes, pensions, Ros Altmann, Steve Webb
2 Comments
Frank Field helps us spend our pensions
Here is the main recommendation of Frank Field and the Workplace Pension Select Committee’sfinal report of its inquiry into Pension freedom and choice published today. We recommend every pension provider offering drawdown is required, by April 2019, to offer a default … Continue reading
Posted in advice gap, auto-enrolment, Big Government, pensions
Tagged CDC, Frank Field, Mid life MOT, NEST, pensions, Pensions Dashboard, Work and Pensions Selecto Comittee
2 Comments
How do I rate my various pensions?
Following the publication of yesterday’s Guidance from the DWP on “DC pension” disclosures, this article asks “have we any framework for answering the question in the title?”. The conclusion is “not yet”, thought the disclosure guidance takes us another step … Continue reading
Posted in auto-enrolment, pension playpen, pensions, Sage
Tagged DWP, OFT, pension playpen, pensions, VFM, workplace Pensions
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