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Category Archives: auto-enrolment
The hidden costs of charges are pants!
Yesterday’s Moneybox with Lesley Curwen was a cracker. It brought together the voices of a number of investors together with the views of Michelle Cracknell, Chris Sier and Gina Miller. All were clear and interesting But the best contribution came … Continue reading
Posted in auto-enrolment, corporate governance, pensions, pot
Tagged chris sier, IDWG, Jeff Houston, LGA, Michelle Cracknell, pensions, VFM
4 Comments
Auto-enrolled through L&G/Ease – read this.
This blog is written for employers and advisers who have used or assisted with the ITM eAsE link to L&G’s workplace savings Plan. You are where you are – here is some context and some thoughts on your position] For … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Ease, ITM, L&G, LGIM, pensions, Technology, workplace pension
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Is the tide turning in favour of pensions?
As we reach the last few weeks of the year, I’ve been looking at the stories that are dominating the pension landscape and increasingly they are positive. Despite UK and global equity markets being down on the year, pensions are … Continue reading
Posted in accountants, actuaries, auto-enrolment, pensions
Tagged auto enrolment, CDC, FABI, Freedoms, pensions, Royal Mail, tide turning, USS, woods and trees
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Whitbread – you must pay up on the Government’s pension promise
This blog calls on Whitbread to pay the incentive outstanding to many of their staff before the sale of Costa to Coca Cola. If Whitbread refuses to do so, the Pensions Regulator should block the sale. If Whitbread wants to … Continue reading
Posted in auto-enrolment, Blogging, napf, Payroll, pensions, PLSA, Politics, Retirement, Ros Altmann
4 Comments
Pension ages are equal – but some pensions are more equal than others!
A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged Adrian Boulding, Equality, Pension Inequality, pensions, Ros Altmann
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Will “DC deficits” become a thing of the past?
News of HMRC’s “change of position” with regards the “net-pay- anomaly” is welcome, and long overdue. It came in the form of a letter sent in response to a request from respected journalist Jo Cumbo of the FT. Govt to … Continue reading
Posted in advice gap, annuity, auto-enrolment, pension playpen, pensions
Tagged AE, auto enrolment, ft, jo cumbo, NEST, net-pay, pensions
2 Comments
Play “Stick or twist” in the workplace pension lottery!
If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, Australia, auto-enrolement, Clearing, payoll, pension, pensions, stick, twist
3 Comments
Auto-enrolment; a national exercise in trust.
I like to tease Jo Cumbo that she can trust no-one because of her heritage! This blatantly xenophobic comment is based on a British prejudice that Australians find compulsion acceptable as compliance is in the blood. A second prejudice, that … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, auto enrolment, compliance, pensions, Technology, workplace
2 Comments
Will complacency infect auto-enrolment too?
Since auto-enrolment works on the “least said the better” basis, there is a temptation for people involved in its supervision to take Ronan Keating’s advice – “you say it best- when you say nothing at all”. But complacency is what got … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, DWP, pensions, pensionsync, Ros Altmann
1 Comment
“Green pensions” consultation gets record response.
According to my sources at DWP, the consultation on how trustees of DC occupational pensions (including master trusts) listen to members views on “matters green” got record numbers of respondents – over 3,500. Apart from the consultation on pension following the British … Continue reading
Posted in auto-enrolment, Dashboard, dc pensions, pensions
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