Category Archives: auto-enrolment

DWP latest ; employers will be assessing pensions VFM.

In a move that will surprise up to  a million and a half employers , it looks like assessing its chosen workplace pension will become part of the employer’s duties. Answering my question at a session of the PLSA’s 2023 … Continue reading

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A pension’s for life…Simon Kew on VFM

Simon Kew appeared on this week’s VFM Podcast which coincided with him starting a new job as head of market engagement at Broadstone and with me bumping into him at an industry event. Simon has been the stalwart of the … Continue reading

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All quiet on the dashboard front? Don’t be so sure

Supply Richard Smith and I spent over an hour talking and answering questions about the pensions dashboard to a large group of pension specialists working in the public sector. The event was hosted by EY and organized through the CIPP. … Continue reading

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Pensions Evri-where? A Smart solution that’s got a way to go!

We know them as Hermes, they like us to know them as Evri – (as in Evri-where) and the courier firm has done a deal with 12,000 of its 30,000 couriers granting them “self-employed +” status. Yesterday, the 12,000 couriers … Continue reading

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“My pension stole my benefits!”

Gareth Morgan has , until now, been a lone voice, howling at the moon on the plight of the low paid faced with decisions on how to spend their pension pot. “Until now” means that he is now joined by … Continue reading

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Covid-19 actuaries “Super Saturday” report

The Friday Report – Issue 14 (published Saturday July 4th)   COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries Response Group read … Continue reading

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Don’t cash-out your pension #buildbackbetter !

This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading

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Thoughts on the triple lock

There’s no doubt that the unwinding of the furlough presents the Treasury with a technical problem with the triple lock. You can read the details here But that does not mean that the pensions industry can consider the state pension … Continue reading

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DC challenges the Private Equity billionaires

Robin Powell (the evidenced based investor) makes a bold claim. Ludovic Phalippou is a hero.   Who is Phalippou? Ludovic Phalippou is an economist who has written a paper detailing the workings of the Private Equity industry and how it … Continue reading

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Preventing a pension-pot epidemic

  Pension Bee is right to be researching the impact of changing employment practice on the economics of running a DC pension. Even before the pandemic , the DWP estimated that without radical intervention we would see 50m abandoned pension … Continue reading

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