Tag Archives: Drawdown

PPI concludes no-one is doing DC pensions properly (yet)

It’s been a week when everyone from PIC to PPI and stations between has been asking why we’re not making more progress turning our saved wealth to pensions. I modified my view of PIC’s staff that they hated their workplace … Continue reading

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Default or pathways, CDC or drawdown? Lundberg , Riddaway and Eagle for coffee this morning

I love it when a plan comes together, Stefan Lundberg will now be joined not just by Bobby Riddaway but be WTW’s Simon Eagle, doyen of the friends of CDC. I will not be there but my thoughts are well … Continue reading

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Confusing evidence. Aon and Aegon’s bogus trade-offs

Aon has produced a survey of  Aegon customers who are approaching the point they could choose pension over pot by buying into CDC, annuitizing or drawing down from their pot.  The survey is interesting not so much for the results … Continue reading

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To drawdown or not to drawdown – Stefan Lundbergh – the sequel

Also starring Great idea to have a panel of experts and for Stefan to chair!

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How do we know if our client’s drawdown strategy stacks up?

There’s a natural tendency for all asset managers to report performance as if they were talking to the trustees of a defined benefit pension scheme. Fact sheets, league tables and projections for pensions have been created out of what actuaries … Continue reading

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Corporate Adviser lifts the lid on the “at retirement” toilet .

If you thought that the FCA’s Retirement Income Study painted a messy picture of how we are turning pots into pensions, then take a look at Corporate Adviser’s Workplace Pensions Into Retirement Report. The FCA report on a relatively orderly … Continue reading

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Financial advisers – how do we know if our drawdown strategies stack up?

    This blog’s for financial advisers who have a duty to consumers to assess the value of what they’re doing for their clients. It is also of interest to anyone who fancies themselves as their own adviser when it … Continue reading

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Flex first-fix later – Pension PlayPen coffee morning today at 10.30am

I will be chairing this session which is hard luck on Phil Boyle as I have a number of questions about his and Steve Webbs’ proposal and am sceptical the plan can work. Isn’t this a fees-fest for advisers? How … Continue reading

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“Flex First – Fix Later” – can Webb and Boyle’s proposal work?

I will be chairing this session which is hard luck on Phil Boyle as I have a number of questions about his and Steve Webbs’ proposal and am sceptical the plan can work. Isn’t this a fees-fest for advisers? How … Continue reading

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Is “drawdown” a viable pension option for Nest’s pensioners?

In my opinion , the answer to that question is no. It is a “no for the USA, for Australia, for the UK and it is a “no” for five reasons To achieve a sustainable advantage over a guaranteed pension … Continue reading

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