Tag Archives: Drawdown
The vulnerability of our DC workplace pensions (and how to avoid it!)
These are the nine options presented by one of our DC pension schemes, WTW’s LifeSight. The individual is faced with these choices and with lower risk options trending towards high investment in Government Gilts and Corporate Bonds. This is … Continue reading
Australians can’t seem to pay themselves the pension they have earned
The difficulty of getting people to pay themselves a pension is explained in this article. We’ve had this problem in the UK as well, though it’s not so obvious. People lose track of their pension pots and providers lose touch … Continue reading
CDC; should we stay or should we go? The video and slides!
It was a great turn out which included a TPR actuary, DWP’s top CDC man and a former CEO of the PPF. Adrian Boulding was on the all, on his way to speak at an event where I was broadcasting … Continue reading
Ten slides that will tell you if you should stay or go for CDC!
Almost every conversation we have with employers is not whether CDC is better for their staff than what they’ve got (DC). No – it’s whether to stick with DC till someone retires or go with CDC as the workplace pension. Chris … Continue reading
“Should I stay or should I go?” The employer’s dilemma over CDC.
Almost every conversation we have with employers is not whether CDC is better for their staff than what they’ve got (DC). No – it’s whether to stick with DC till someone retires or go with CDC as the workplace pension. Chris … Continue reading
CDC; a workplace pension or just another way to “decumulate”?
This is your INVITATION to a Pension PlayPen Coffee Morning – CPD is included It’s Online – it’s on Teams and it’s on Tuesday 28th April 2026 at 10.30 am What do the boys believe? Henry Tapper and Chris … Continue reading
250 British bosses ask that the pension drawbridge be dropped and capital released
I am not quite sure I came into possession of the letter sent by more than 250 business leaders urging the Chancellor to make it easier for them to be capitalised by pensions. But here it is , complete with … Continue reading
An ever more sophisticated annuity purchaser?
Mark Ormston is a superhero There is a great report from the FCA hiding behind Mark’s comments and you can check it out more easily using this link to the FCA website. Mark is modest for his firm , Retirement … Continue reading
Posted in pensions
Tagged annuity, Drawdown, Encashment, mark ormston, Pensions, retirement line, UFPLS
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PensionsOldie and the risks of closed personal pensions.
There are a string of comments on my recent blogs suggesting that 7% would be a sensible conversion rate for DC pots defaulting to retirement income. But Pensions Oldie sees potential problems of making promises without protecting you from people … Continue reading
A blog from 2016 – which is as relevant to Nest today as it was 9 years ago
This is a re blog of an account of Nest at one of the first PLSA (rather than NAPF) conferences. If you weren’t in Liverpool for last week’s PLSA conference, do not slit your wrists. You can watch the sessions … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Drawdown, ft, josephine cumbo, NEST, Otto Thorsen, PLSA, the Pensins Regulator
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