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Tag Archives: Drawdown
“There’s nothing special about dividends” – says Robin Powell.
This article is important to pensions though it’s aimed at people with portfolios of directly held shares. Pension funds of course don’t pay a dividend, they pay a pension which is an encashment of the fund. But people base their … Continue reading
Life Insurers promote themselves as different but they dependably deliver the same thing!
Who to believe? Both Scottish Widows and Standard Life are advertising their products with different messages but with the same pictures, pictures of happy clients being supported by human beings and by financial technology. The financial conundrum for insurance companies … Continue reading
Posted in pensions
Tagged Drawdown, Graeme Bold, Guaranteed annuity, Pensions, Scottish Widows, Standard Life
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The AIC’s solution to the nastiest problem in finance
This article is from the Association of Investment Companies. It would interest me to know whether education of this type has any influence on those , outside the readership of the AIC’s website. Good as the article is, it is … Continue reading
“Is it drawdown or a CDC pension for me?” asks an outsider looking in.
This comment is from an “outsider looking in” on this blog. The thought is very personal and explains why some who would have drawn down from a DC pot may prefer to be paid a CDC pension. I could chose … Continue reading
DWP find that like Andy Haldane, we can’t make “the remotest sense of pensions”.
My conclusion from reading Corporate Advisers report on DWP’s latest research is that the happiest of retiring savers today are being paid a defined benefit. The happiest in future will come from those who are on their way to a … Continue reading
Hugh Cutler – another brilliant mind baffled by drawdown.
This morning I find not one but two brilliant thinkers struggling with “drawdown from a pot” as a way to pay themselves and others a wage in retirement. Here is Hugh Cutler explaining the problem of doing this yourself! Can … Continue reading
Jonathan Guthrie again takes on the nastiest problem in finance.
Free link to FT article from here
Posted in pensions
Tagged Aggressive, £4£, Cautious, Cnasta, Drawdown, Jonathan Guthrie
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The vulnerability of our DC workplace pensions (and how to avoid it!)
These are the nine options presented by one of our DC pension schemes, WTW’s LifeSight. The individual is faced with these choices and with lower risk options trending towards high investment in Government Gilts and Corporate Bonds. This is … Continue reading
Australians can’t seem to pay themselves the pension they have earned
The difficulty of getting people to pay themselves a pension is explained in this article. We’ve had this problem in the UK as well, though it’s not so obvious. People lose track of their pension pots and providers lose touch … Continue reading
CDC; should we stay or should we go? The video and slides!
It was a great turn out which included a TPR actuary, DWP’s top CDC man and a former CEO of the PPF. Adrian Boulding was on the all, on his way to speak at an event where I was broadcasting … Continue reading