Tag Archives: Drawdown

The AIC’s solution to the nastiest problem in finance

This article is from the Association of Investment Companies.  It would  interest  me to know whether education of this type has any influence on those , outside the readership of the AIC’s website. Good as the article is, it is … Continue reading

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“Is it drawdown or a CDC pension for me?” asks an outsider looking in.

This comment is from an “outsider looking in” on this blog. The thought is very personal and explains why some who would have drawn down from a DC pot may prefer to be paid a CDC pension. I could chose … Continue reading

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DWP find that like Andy Haldane, we can’t make “the remotest sense of pensions”.

My conclusion from reading Corporate Advisers report on DWP’s latest research is that the happiest of retiring savers today  are being paid a defined benefit. The happiest in future will come from those  who are on their way  to a … Continue reading

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Hugh Cutler – another brilliant mind baffled by drawdown.

This morning I find not one but two brilliant thinkers struggling with “drawdown from a pot” as a way to pay themselves and others a wage in retirement. Here is Hugh Cutler explaining the problem of doing this yourself!  Can … Continue reading

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Jonathan Guthrie again takes on the nastiest problem in finance.

Free link to FT article from here

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The vulnerability of our DC workplace pensions (and how to avoid it!)

  These are the nine options presented by one of our DC pension schemes, WTW’s LifeSight. The individual is faced with these choices and with lower risk options trending towards high investment in Government Gilts and Corporate Bonds. This is … Continue reading

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Australians can’t seem to pay themselves the pension they have earned

The difficulty of getting people to pay themselves a pension is explained in this article. We’ve had this problem in the UK as well, though it’s not so obvious. People lose track of their pension pots and providers lose touch … Continue reading

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CDC; should we stay or should we go? The video and slides!

It was a great turn out which included a TPR actuary,  DWP’s top CDC man and a former CEO of  the PPF. Adrian Boulding was on the all, on his way to speak at an event where I was broadcasting … Continue reading

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Ten slides that will tell you if you should stay or go for CDC!

Almost every conversation we have with employers is not whether CDC is better for their staff than what they’ve got (DC). No – it’s whether to stick with DC till someone retires or go with CDC as the workplace pension. Chris … Continue reading

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“Should I stay or should I go?” The employer’s dilemma over CDC.

Almost every conversation we have with employers is not whether CDC is better for their staff than what they’ve got (DC). No – it’s whether to stick with DC till someone retires or go with CDC as the workplace pension. Chris … Continue reading

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