Tag Archives: Drawdown

How do we know if our client’s drawdown strategy stacks up?

There’s a natural tendency for all asset managers to report performance as if they were talking to the trustees of a defined benefit pension scheme. Fact sheets, league tables and projections for pensions have been created out of what actuaries … Continue reading

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Corporate Adviser lifts the lid on the “at retirement” toilet .

If you thought that the FCA’s Retirement Income Study painted a messy picture of how we are turning pots into pensions, then take a look at Corporate Adviser’s Workplace Pensions Into Retirement Report. The FCA report on a relatively orderly … Continue reading

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Financial advisers – how do we know if our drawdown strategies stack up?

    This blog’s for financial advisers who have a duty to consumers to assess the value of what they’re doing for their clients. It is also of interest to anyone who fancies themselves as their own adviser when it … Continue reading

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Flex first-fix later – Pension PlayPen coffee morning today at 10.30am

I will be chairing this session which is hard luck on Phil Boyle as I have a number of questions about his and Steve Webbs’ proposal and am sceptical the plan can work. Isn’t this a fees-fest for advisers? How … Continue reading

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“Flex First – Fix Later” – can Webb and Boyle’s proposal work?

I will be chairing this session which is hard luck on Phil Boyle as I have a number of questions about his and Steve Webbs’ proposal and am sceptical the plan can work. Isn’t this a fees-fest for advisers? How … Continue reading

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Is “drawdown” a viable pension option for Nest’s pensioners?

In my opinion , the answer to that question is no. It is a “no for the USA, for Australia, for the UK and it is a “no” for five reasons To achieve a sustainable advantage over a guaranteed pension … Continue reading

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Has Stephen Timms just thought the unthinkable?

  I’ve had the pleasure of listening to Stephen Timms talk twice in two days and not only does he deliver what he has to say with dignity and feeling, what he says has a humanity about it that reminds … Continue reading

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The Pooled Annuity Fund – another way for CDC

This blog is my take on a presentation by Catherine Donnelly which was delivered to a webinar , the IFOA generally allowed me to attend. Catherine is a Professor of Actuarial Maths at Herriot Watt University. I found her presentation … Continue reading

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The impact of inflation on those with lowest pensions.

Inflation is at a thirty year high. It will hurt the poor much harder than the rich. This is why. Woke up this morning to the radio talking about the cost of living rising a further 5%. It infuriates me … Continue reading

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IFAs looking for alternatives to drawdown

I’ve been following a debate on twitter which includes several friends. Following rather than participating as I suspect I would express myself too vehemently and spoil the delicate balance that has been maintained between skepticism and endorsement of a third … Continue reading

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