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Tag Archives: retirement line
The money behind annuities “matters” too!
We tend to forget that a very large amount of the money yet to be paid as pensions , is backed by funds held by insurers and that money is invested, not just in gilts but in a wide variety … Continue reading
Posted in pensions
Tagged annuity, Aviva, Canada Life, ESG, Just, L&G, retirement line, Scottish Widows
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Pension Bee and the fintech annuity
Legal & General Retail Retirement has agreed a new partnership to provide annuities to PensionBee customers. From 3rd August, customers enquiring about an annuity with PensionBee will be introduced to Legal & General for further information, or to get a … Continue reading
Posted in advice gap, annuity, pensions
Tagged advice gap, AgeWage, annuity, L&G, pensons, retirement line
5 Comments
Learning how to buy pensions.
Mark Ormston who works for Retirement Line has written an excellent blog on linkedin. This is my version of his blog. Are people taking sub-optimal annuity decisions? The figures in the circles are taken from the FCA Retirement income data report … Continue reading
Posted in advice gap, age wage, annuity, pensions
Tagged AgeWage, Indexation, mark ormston, pensions, retirement line
2 Comments
Prudential’s seal-clubbers still at large
Back in 2011 I wrote about seal culling. Seal culling;- the practice among financial institutions of providing sub-standard products to existing customers rather than treating them fairly and ensuring they are made properly aware of alternatives. Have you been culled? To answer that question … Continue reading
Posted in pensions
Tagged annuities, pensions, retirement line, seal clubbing, seal culling
2 Comments
What price certainty? (Boring blog on annuities and drawdown)
In financial matters, certainty comes at a price. Is it a price that I’m prepared to pay? I’ve been putting myself in the shoes of a friend who is around the same age as me (57) and is hoping to … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, annuity, Drawdown, FCA, pensions, retirement line
2 Comments
Navigating pension’s Straits of Hormuz
We met last night in a crowded room in Moorgate WeWork. We were an eclectic mix of pensions directors, chairs of trustees , annuity experts Retirement Line, Ruston Smith, Vincent Franklin and me. You can see the slides here Unfortunately … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice gap, AgeWage, pensions, Quietroom, retirement line
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Pension Income’s best kept secret
Did you know that when you buy an annuity you can change your mind? No? Well neither did I. I thought that once you handed your money over to an insurer that it was it, an income for life with … Continue reading
Posted in annuity, pensions
Tagged annuity, David Slater, pensions, retirement line, Robin Ellison
4 Comments
