Tag Archives: Indexation

How much indexation should we have in DC (including CDC)?

One of the questions that buzzes in my little brain is just how much indexation I am getting on my pension. I get a pension from Eagle Star (now Zurich) which pays income that increases by CPI up to 5%. … Continue reading

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Conditional indexation at the USS – Dennis Leech

The following article has been sent me by Professor Leech, Emeritus Professor of Economics at Warwick University. The blog is as submitted but I have been asked by the USS to point out that  at various points, Dennis describes (or … Continue reading

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DB pensioners – ask for more – now!

These young people are losing their jobs and making it clear they are aggrieved – on Tik-Tok. Older people don’t find it easy to get their voices heard when they are losing out. In this blog William McGrath argues that … Continue reading

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LDI more good than harm? LDI more harm than good?

  I’ve been wondering why I’m interested in LDI. It’s not out of academic interest – I don’t think academically and I’m not a practitioner. I have no skin in the game. But LDI interests me as someone who’s interested … Continue reading

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Learning how to buy pensions.

Mark Ormston who works for Retirement Line has written an excellent blog on linkedin. This is my version of his blog. Are people taking sub-optimal annuity decisions? The figures in the circles are  taken from the FCA Retirement income data report … Continue reading

Posted in advice gap, age wage, annuity, pensions | Tagged , , , , | 2 Comments

Let’s focus on real issues,not shock headlines- Dan Mikulskis on DB pensions

Though Redington and First Actuarial are very different types of consultancy, we share a concern for the future of DB and see many things in similar ways. This is a great blog by Dan Mikulskis, Head of Defined Benefit Pensions, … Continue reading

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A tax on pensions, no one saw coming.

The single state pension , coming to a pensioner near you , from April 2016 is supposed to be simple. It will operate under the same rules for everyone. But that doesn’t mean that everyone will get the same pension (as … Continue reading

Posted in pensions, Pensions Regulator, Ros Altmann | Tagged , , , , , , , | 18 Comments