-
Archives
- June 2023
- May 2023
- April 2023
- March 2023
- February 2023
- January 2023
- December 2022
- November 2022
- October 2022
- September 2022
- August 2022
- July 2022
- June 2022
- May 2022
- April 2022
- March 2022
- February 2022
- January 2022
- December 2021
- November 2021
- October 2021
- September 2021
- August 2021
- July 2021
- June 2021
- May 2021
- April 2021
- March 2021
- February 2021
- January 2021
- December 2020
- November 2020
- October 2020
- September 2020
- August 2020
- July 2020
- June 2020
- May 2020
- April 2020
- March 2020
- February 2020
- January 2020
- December 2019
- November 2019
- October 2019
- September 2019
- August 2019
- July 2019
- June 2019
- May 2019
- April 2019
- March 2019
- February 2019
- January 2019
- December 2018
- November 2018
- October 2018
- September 2018
- August 2018
- July 2018
- June 2018
- May 2018
- April 2018
- March 2018
- February 2018
- January 2018
- December 2017
- November 2017
- October 2017
- September 2017
- August 2017
- July 2017
- June 2017
- May 2017
- April 2017
- March 2017
- February 2017
- January 2017
- December 2016
- November 2016
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
- December 2015
- November 2015
- October 2015
- September 2015
- August 2015
- July 2015
- June 2015
- May 2015
- April 2015
- March 2015
- February 2015
- January 2015
- December 2014
- November 2014
- October 2014
- September 2014
- August 2014
- July 2014
- June 2014
- May 2014
- April 2014
- March 2014
- February 2014
- January 2014
- December 2013
- November 2013
- September 2013
- August 2013
- July 2013
- June 2013
- May 2013
- April 2013
- March 2013
- February 2013
- January 2013
- December 2012
- November 2012
- October 2012
- September 2012
- August 2012
- July 2012
- June 2012
- May 2012
- April 2012
- March 2012
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
- December 2010
- November 2010
- October 2010
- September 2010
- August 2010
- July 2010
- June 2010
- May 2010
- April 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- September 2009
- July 2009
- May 2009
- April 2009
- January 2009
-
Meta
Tag Archives: National Insurance
There will be cracks in care funding – that’s how the light gets in.
Today we have had it confirmeded that in exchange for a substantial increase in national insurance – to fall on those in work, those past work will be comforted that they will have their care fees paid for them, save … Continue reading
Pension tax-relief – a fact based argument for change.
The change I am suggesting would turn pension taxation on its head, it would mean pension contributions would be taxed at more than 60% for high earners but that the lowest earners would be exempt from pension taxation. Pension … Continue reading
Posted in pensions
Tagged change, EET, Income tax, National Insurance, pensions, tax relief, TEE, trustees
10 Comments
An inflation-busting “pay-rise” for low earners – but “who pays?”
The Government’s announced that for pay periods starting on or after 1st April 2020 the National Living Wage (NLW) will increase by 6.2% – four times the rate of inflation. The NLW (for over 25 year olds) will increase from … Continue reading
Posted in accountants, age wage, pensions
Tagged National Insurance, NMW, NWL, Pay, Payroll, pensions, Tax
5 Comments
“Mind the width – improve the quality” #Pensions must “include” properly!
When Guy Opperman became Pensions Minister , he had” financial inclusion” inserted into his title; now comes his challenge. According to Government statistics, there are 675,000 qualifying workers in the “savers rate” of tax, ( the tax band where we … Continue reading
Posted in NEST, pensions
Tagged David Gauke, Guy Opperman, inclusion, National Insurance, pensions, Social inclusion
3 Comments
Nice perk if you can get it! Pension Exclusion in the UK.
When Guy Opperman became Pensions Minister , he close to have the words ” financial inclusion” inserted into his title, now is the time for him to prove his title’s worth. According to Government statistics, there are 675,000 of us … Continue reading
Posted in advice gap, Big Government, pensions
Tagged Guy Opperman, National Insurance, pension, pensions, salary exchange, salary sacrifice, Taxation
5 Comments
Giving the self-employed their “pensions due”.
The budget announcement of a phased 2% increase in Class 4 National Insurance Contributions (NIC)s was generally considered bad politics but could it be good policy? In pension circles, any changes to NICs are regarded as interesting. They fund the … Continue reading
Posted in pensions
Tagged class 4, National Insurance, NIC, pensions, self-employed, Steve Webb, Technology
Leave a comment
Time to dig this Government out of its hole?
Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading
Posted in auto-enrolment, NEST, pensions
Tagged auto enrolment, DWP, National Insurance, NEST, pensions, state pension, Steve Webb, WASPI, workplace pension
2 Comments
A new pension deal for the self- employed
In April 2015, the Government announced it intended to abolish class 2 National Insurance Contributions and replace them with a new system for the payment of Class 4 NICS. On 5th December they published more detail. Broadly this will mean … Continue reading
Posted in pensions
Tagged angela knight, DWP, National Insurance, Office for Tax Simplification, OTS, pensions, Philip Hammond, self-employed, Treasury
Leave a comment
Where does all our money go?
Two of the big three revenue sources are income tax and national insurance, they’re the ones who hurt the well off. The third biggie -VAT is the one that hurts the poorest. Poor people pay VAT at the same rate as … Continue reading
Posted in pensions
Tagged Autumn Statement, Business, George Osborne, National Insurance, Philip Hammond, Tax, Universal Credit
3 Comments
Respect for the self-employed
It’s a truth as old as the hills that there are two types of self-employed. Those who choose to be and those who have no choice. Most people who read this blog have more experience with the “professional” classes who … Continue reading
Posted in pensions
Tagged DWP, Economy, Government, HMRC, Matthew Taylor, National Insurance, Paul Lewis, pensions, RTI, UK
2 Comments