AgeWage
Find what you need to know
Follow Blog via Email
here’s what you’ve been saying
con keating on Where were you in 1982? Peter Beattie on Cumbo calls into question pens… Peter Tompkins on Where were you in 1982? Derek Scott on Where were you in 1982? Dr+Robin+Rowles on Where were you in 1982? John Mather on Where were you in 1982? Richard T on FCA considers greater push to… Cumbo calls into que… on Pension indexation for DB sche… Peter Beattie on Pension indexation for DB sche… John Mather on Pension indexation for DB sche… Stefan Zaitschenko on Pension indexation for DB sche… Mark Andrew Meldon on Annuities – a well-behav… Derek Benstead on Pension indexation for DB sche… Peter Tompkins on Pension indexation for DB sche… John Mather on Pension indexation for DB sche… Slideshare presentations
-
Recent Posts
pension plowman
- The biggest losers of a market crash aren't in the market. henrytapper.com/2022/05/19/the… via @henryhtapperRestoring confidence in pensions 3 hours ago
- If we cannot sort the problems of unclaimed benefits and underpaid benefits in 2022, we never will. Let’s think fir… twitter.com/i/web/status/1…Restoring confidence in pensions 4 hours ago
- The biggest losers of a market crash aren't in the market. henrytapper.com/2022/05/19/the… If we cannot sort the problems o… twitter.com/i/web/status/1…Restoring confidence in pensions 4 hours ago
- The biggest losers of a market crash aren’t in the market. henrytapper.com/2022/05/19/the…Restoring confidence in pensions 4 hours ago
- The City Gardens are blooming lovely even if the market’s are blooming awful https://t.co/cv35UVGA3XRestoring confidence in pensions 4 hours ago
Tag Archives: trustees
Who picks up the cost of consolidating member pots?
The key to answering the question is to establish the value chain; to my mind there are two immediate winners from transferring a member’s pot. The ceding employer (the scheme the member is leaving) The receiving scheme (the scheme the … Continue reading
We talk to retirees the language of a bygone age
Governance improving – but… The DWP has been asking itself some searching questions about the governance of the workplace pensions that Britain will be increasingly rely on to supplement the state pension and eventually overtake it as our main source … Continue reading
Pension simplification will bring tears at bed-time.
The illustration is from “Greta and the giants” , an alarming children’s book designed to entertain and inform from Zoe Tucker (author) and Zoe Persico (illustrator). I say “alarming” because climate change should be giving me tears before bed-time. I … Continue reading
TCFD is the green washing test for UK asset managers
This post from David Crum of Minerva analytics is profoundly disturbing David Crum ASIP• 1stManaging Director – Asset Steward Solutions2w • Edited • 2 weeks ago 2020 – the year the investment industry dropped the ball on ‘Implementation Statements’ This … Continue reading
Posted in ESG
Tagged Asset Managers, implementation statements, Reporting, TCFD, trustees
Leave a comment
DCIF; we won’t pay higher fees without sight of better value
On Ricki Sushak’s “day of reckoning” , the DCIF unveiled a 75 page report from Richard Parkin on progress made by DC master trusts in adopting best investment practice. The agenda of the report is clearly focused on DC as … Continue reading
Invest to change the world! #plsainvest20
Investment has a PR problem. We do not aspire to be investors (no matter what Sid said). Indeed we (as in those who don’t normally go to investment conferences) think investment people arrogant, aloof and often downright crooked. A … Continue reading
Are small DC pension schemes in the member interest?
Trustees vote for their own demise There hasn’t been much comment on social media about the Pension Regulator’s consultation response on the future of trusteeship. This is in marked contrast to what TPR reports as a record 114 written responses … Continue reading
Posted in advice gap, age wage, pensions, trustee
Tagged Corporate Trustees, FCA, pensions, Professional Trustees, The Pensions Regulator, TPR, trustees
Leave a comment
Pension tax-relief – a fact based argument for change.
The change I am suggesting would turn pension taxation on its head, it would mean pension contributions would be taxed at more than 60% for high earners but that the lowest earners would be exempt from pension taxation. Pension … Continue reading
Posted in pensions
Tagged change, EET, Income tax, National Insurance, pensions, tax relief, TEE, trustees
10 Comments
The DC Trust – a pension appendix
The appendix Nobody knows exactly why we have an appendix, but removing it isn’t harmful. Appendicitis typically starts with a pain in the middle of your tummy (abdomen) that may come and go. (NHS inform). I feel much the same about … Continue reading
Are IGCs and Trustees worth it?
The best test of the value of an IGC or an occupational trust board is to imagine how things would work without one. Before 2015, insurers ran workplace pensions for multiple employers using the bald trust of … Continue reading
Posted in age wage, CDC, pensions
Tagged fiduciaries, fiuciary, IGCs, pensions, trustees
Leave a comment